Category Archives: Finance Guide

School districts and their employees pay significant sums in health benefit costs, which vary from district to district. Premiums enrolled in the State Health Benefit Program are expected to increase significantly by 2023. On Wednesday, Gov. Phil Murphy signed into law a bill designed to reduce teachers’ premiums and undo unpopular health care changes that […]

Becoming a Medicaid transportation provider is an exciting venture, yet requires careful planning. There are multiple legal documents that must be filed, and compliance with regulations is crucial. Establish your target clients and analyze their needs, before marketing your business to healthcare institutions – this will generate recurring revenue that will allow your business to […]

Before the Affordable Care Act was implemented, private health plans sold on the health insurance marketplace did not typically cover mental health services; now however, most of them do. The Affordable Care Act’s (ACA) parity rules mandate that if your health plan offers therapy services, they must do so at an equivalent level as other […]

At traffic stops and routine patrols, police officers will “run” your license plate number to quickly check its insurance status. Thanks to modern technologies like Automatic License Plate Reader (APLR) and in-car computers linked directly to state databases, police can often confirm whether your insurance is valid almost instantly. Maintaining proof of insurance is key […]

Insurance agent appointments are key for both new and experienced agents in order to sell policies, but the process can sometimes be challenging for newcomers due to carrier requirements such as book rolls, experience and success measures, geographic locations and additional qualifications. There are, however, a few items which can aid the process. These include: […]

Parents often form close relationships with their nanny, au pair, housekeeper or other residence employees who may even qualify as full-time employees and thus require workers’ compensation coverage. However, they may not be covered under a homeowner’s policy because personal liability typically only extends to family members. Homeowners Policy Many families form strong bonds with […]

Are you one of those people who still believes that there is a fine for not having medical insurance? Well, it’s time to put your mind at ease and shed some light on the subject. The truth may surprise you! With recent changes to healthcare laws and policies, many are left wondering if they will […]

Buckle up, folks! Auto insurance may not be the most exciting topic, but it’s a crucial one. We all know how important it is to have car insurance in case of an accident, but do you really understand what basic auto insurance covers? In this blog post, we’ll break down the basics of what basic […]

Are you excited to explore the stunning fjords and breathtaking northern lights of Norway? As a US citizen, it’s important to make sure that you’re fully prepared for your trip. One question that often comes up is whether or not travel insurance is necessary for traveling to Norway. In this blog post, we’ll dive into […]

Many private auto insurance coverage firms contemplate your credit score info when figuring out how a lot premium to cost to your insurance coverage. So if you’re calling round for brand spanking new insurance coverage, take into account that many insurers are your credit score historical past. I hope that we can let you already […]