Many individuals are confused as to whether they possess health insurance coverage. Your insurance card should tell you this information – usually including information like the enrollee name, member ID number and policy number. Each individual covered under their plan has their own policy number that can help medical providers quickly access relevant data. 1. […]
Category Archives: Finance Guide
20
May
May
Long-term care insurance premiums increase as you age, making it wiser to purchase early. Your marital status also has an effect on premiums. Individuals with sufficient assets and income may be able to purchase policies to cover some of their future care costs; those without this luxury must rely on state assistance programs like Medicaid. […]
20
May
May
Though it can be alarming to find out the at-fault party does not carry insurance, don’t allow this fact to deter you from filing a claim. Instead, gather evidence to support your case that they lack coverage and take appropriate steps in your claim filing process. UM/UIM policies can be particularly important if you live […]
20
May
May
New Orleans is a popular tourist destination and Louisiana’s largest city. The state’s three million cars are attributed to the Big Easy. Additionally, the dangerous road conditions and severe weather can increase the likelihood of traffic fatalities. There were 4936 car accidents that resulted in one or more injuries and 42 fatalities in New Orleans in 2019. In recent years, […]
20
May
May
Texas is subject to hurricanes and windstorms every year. In 2020, Hurricane Hanna struck Padre Island. It brought severe hurricane conditions to South Texas. The storm ended with rainfall of 12 inches in certain areas. This caused insured losses of $350 million to $400 millions in Texas. Wind damage is typically covered by standard homeowners insurance policies. Your home insurance […]
20
May
May
Are claims filed by chiropractors more likely to be a result of health care fraud than those made by other healthcare professionals? According to various news sources, the majority of reported health care fraud convictions or charges against chiropractors have not been found. Fraud and abuse are common in all health care professions, including Chiropractic, Medicine, […]
20
May
May
In 2019, there were 80.636 car accidents in Minnesota. This resulted in 27,260 deaths and 364 injuries. Despite a decrease in fatalities, drunk driving, distracted driving, and speed-related accidents still pose a problem on Minnesota’s roads. Minnesota drivers are required to have car insurance. This protects them financially and legally from common liabilities. Minnesota’s car insurance laws should […]
20
May
May
Today, there is a lot of misinformation about consumer electronics and the way it is handled by insurance companies. Many people believe that their consumer electronics are covered by homeowners and renters insurance. They often discover that their assumptions don’t hold true… when they make claims. Yes, some property is covered. There are many limitations and exclusions […]
20
May
May
New York ranks third in terms of car insurance costs. The average cost for car insurance in Queens starts at $2,403 and ends at $4,631 for full coverage. Queen’s high rates are surprising to many car owners, considering that New York City has some of the lowest vehicle ownership rates. This borough is different from other areas that have a 62% vehicle […]
20
May
May
The benchmarking or valuation of an agency’s value is usually done for one of the following reasons: (1) to establish market value in preparation for acquisition or merger;(2) To resolve true ownership value in order to change equity positions, whether it is for a buyout or succession planning, ownership disputes or to introduce a new […]