Category Archives: Finance Guide

What Happens If You Don’t Have Life Insurance?

Many who die without life insurance leave behind significant final expenses and debt that can be difficult for their loved ones to manage. Friends, spiritual leaders and professional and social groups often assist the deceased’s family members with finding life insurance policies for them. After someone dies, their estate will be divided among their loved […]

How Are Your Car Insurance Rates Calculated?

The average American pays car insurance for his/her whole life. Most people are confused by their car insurance rates and dissatisfied. It is an expense that is both predictable and inevitable. Therefore, it is important to learn about the factors that determine your insurance rates so you can get the best coverage. Insurance rates are affected by […]

Does Home Insurance Cover Broken Windows?

Answering this question depends on the specific details of your homeowners insurance policy, including coverage limits and deductibles. Windows typically fall under dwelling coverage of your policy and should be covered to their maximum coverage limit by insurer. However, convincing your insurer to cover new windows can seem like an uphill struggle. Here are some […]

Learn How To Buy A Car And Car Insurance Without Breaking Your Budget

Ever wonder why auto insurance premiums for different cars are different? It is amazing that while a Corvette might cost you $1,600 per month for auto insurance, a Buick Regal could only cost $90 per month. Before you purchase any car, you should compare the new and old car insurance costs. You won’t fall for a financial trap […]

Does Everyone Need Life Insurance?

Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]