Category Archives: Finance Guide

Parents often form close relationships with their nanny, au pair, housekeeper or other residence employees who may even qualify as full-time employees and thus require workers’ compensation coverage. However, they may not be covered under a homeowner’s policy because personal liability typically only extends to family members. Homeowners Policy Many families form strong bonds with […]

In the world of insurance, it’s easy to get lost in the sea of policies and premiums. But have you ever stopped to wonder when exactly insurance companies started operating for profit? As it turns out, the history of insurance is a long and complex one, with plenty of twists and turns along the way. […]

If you’re in the market for homeowners insurance but don’t technically own the home, you may be wondering if it’s even possible to get coverage. Whether you’re living with roommates, renting from a family member, or simply helping out a friend by paying their mortgage, we’ve got good news: you can still protect your belongings […]

Are you planning on taking an extended vacation to explore the world or just get away from it all? If so, you may be wondering if your homeowners insurance will cancel while you’re gone. It’s a common concern for many homeowners who want to make sure their homes and belongings are protected while they’re away. […]

Car insurance is required for anyone who drives a South Carolina vehicle. A car insurance policy that has expired or been cancelled in South Carolina is notified. If no new insurance is purchased for the vehicle within 20 calendar days, the state of South Carolina may cancel the registration tags and suspend the driver’s licence […]

FEGLI offers two types of coverage: Basic and Optional. FEGLI coverage is the same regardless of whether the employee is covered by CSRS (the Civil Service Retirement System), or FERS (Federal Employees Retirement System). The employee is entitled to Basic FEGLI coverage as soon as they start work. However, the employee may choose to add one or […]

Are you one of those who believes that a fire could never happen to your home? Well, think again! No matter how careful we may be, accidents can still occur. A small oversight can lead to a devastating fire that could leave your home in ruins. In such an event, it’s important to know if […]

Water backup insurance may not be the first thing that comes to mind when you think of protecting your home, but it’s a crucial coverage that can save you thousands in damages. From clogged pipes to heavy rainstorms, water damage is an unfortunate reality for homeowners. But do you really need water backup insurance? In […]

Are you a single mother struggling to get your children’s insurance cards from your ex-husband? Do you feel lost and overwhelmed with the process? Worry no more! In today’s post, we’re going to share some tips and tricks on how to effectively obtain those much-needed insurance cards for your little ones. We understand that taking […]

Insurance companies have many excuses for not making fair settlement offers to victims in car accidents. These are the most common: 1. You were not wearing a seatbelt, and therefore you are the reason for your injuries. 2. Equipment defects in your car contributed to the accident. 3. Drugs or alcohol impaired your ability to […]