Many individuals are confused as to whether they possess health insurance coverage. Your insurance card should tell you this information – usually including information like the enrollee name, member ID number and policy number. Each individual covered under their plan has their own policy number that can help medical providers quickly access relevant data. 1. […]
Category Archives: Finance Guide
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May
May
Long-term care insurance premiums increase as you age, making it wiser to purchase early. Your marital status also has an effect on premiums. Individuals with sufficient assets and income may be able to purchase policies to cover some of their future care costs; those without this luxury must rely on state assistance programs like Medicaid. […]
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May
May
Though it can be alarming to find out the at-fault party does not carry insurance, don’t allow this fact to deter you from filing a claim. Instead, gather evidence to support your case that they lack coverage and take appropriate steps in your claim filing process. UM/UIM policies can be particularly important if you live […]
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May
May
It may be more difficult to find affordable car insurance rates for drivers who have been convicted of multiple DUIs, traffic tickets, or are involved in multiple at-fault incidents. In addition, reckless or high-risk driving in Nebraska could lead to your license being suspended, restricted or revoked. When traditional vehicle insurance is unavailable or not affordable, Nebraska high-risk […]
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May
May
It is an exciting time, but it also brings with it many responsibilities. It may be the biggest purchase you make. Protecting your finances from the possibility of rebuilding or home repair costs is crucial. Here is where homeowners insurance comes into play. For first-time homebuyers, insurance can be overwhelming and confusing. If you are looking for the best […]
20
May
May
Life insurance is a foundation for many financial and estate plans. A life insurance policy can offer you living benefits and replace lost income for your loved ones in the event you die or leave a legacy to a family member, charity or friend. People with diabetes might assume that they won’t be able to get life insurance because […]
20
May
May
There are many places you can get roadside assistance plans, including your car insurance, credit card companies, and organizations. However, not all plans are the same. You should read the fine print before you purchase a plan. This includes information about the cost, coverage and who you are covered. What is roadside assistance? Roadside assistance can […]
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May
May
INSURED A person or corporation that contracts for insurance policies to protect him from loss or damage to his property, or in the case where he has a liability policy, defend him from any claim by a third party. NAMED INSURRED – A person, company, or firm that is specifically named as an insured in a policy. […]
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May
May
Drivers with multiple tickets, at-fault accidents or a DUI may have difficulty finding affordable rates for car insurance due to being viewed as high-risk drivers. Your license could also be suspended, restricted, or revoked if you are reckless or high-risk in Washington, D.C. Washington, D.C. high risk auto insurance offers an alternative option to traditional vehicle insurance that […]
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May
May
The different types of home insurance policies may be called HO-3 and HO-8. Initials HO stand to signify homeowners. There are three types of coverage: standard homes, mobile/manufactured and condos. An HO-8 policy typically covers coverage for older homes. You may not be eligible for a standard, more affordable HO-3 insurance policy just because your house is older. You […]