Many individuals are confused as to whether they possess health insurance coverage. Your insurance card should tell you this information – usually including information like the enrollee name, member ID number and policy number. Each individual covered under their plan has their own policy number that can help medical providers quickly access relevant data. 1. […]
Category Archives: Finance Guide
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May
May
Long-term care insurance premiums increase as you age, making it wiser to purchase early. Your marital status also has an effect on premiums. Individuals with sufficient assets and income may be able to purchase policies to cover some of their future care costs; those without this luxury must rely on state assistance programs like Medicaid. […]
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May
May
Though it can be alarming to find out the at-fault party does not carry insurance, don’t allow this fact to deter you from filing a claim. Instead, gather evidence to support your case that they lack coverage and take appropriate steps in your claim filing process. UM/UIM policies can be particularly important if you live […]
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May
May
New Hampshire is the only state that doesn’t require car insurance. However, it is worth purchasing coverage anyway. According to Bankrate’s 2021 study on annual premiums, New Hampshire car insurance costs an average $1,275 annually for a full coverage policy, and $389 for a minimal coverage policy. What is the cost of New Hampshire car insurance? […]
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May
May
Florida is a great place to live. You can enjoy the sunshine, beaches and not having to shovel snow out of your car. But renters need to be ready for the dangers of living in Florida. Florida renters insurance can protect your belongings from damage caused by hurricanes, tropical storms, and sinkholes. NerdWallet compared rates across […]
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May
May
Medicare Part B is not free. You will still need to pay some of the costs associated with health care. Medicare Part B, also known as outpatient coverage, helps to pay for doctor visits and any other medical supplies. It is something that seniors depend on, and people approaching 65 years old look forward to. However, it […]
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May
May
According to Bankrate’s 2021 study on annual premiums, the average cost of car insurance Seattle is $1397 for full coverage and $601 for minimal coverage. Seattle drivers can obtain a lower rate if they choose an insurance company with low rates and great discounts. In 2018, there were 10,249 car accidents in Seattle. However, the rate has been […]
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May
May
Do you wonder if the drying contractor who you worked with on your water damage claim really knows what they are doing? You can make sure that the drying contractors who work on your losses are knowledgeable by asking these questions. 1. Which extraction tool do your use? When? There are many types of extraction tools. The […]
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May
May
Reno’s northern part borders California and Nevada, which are two states with high property prices, taxes, and high home insurance rates. Nevada is the more affordable side of Reno. The median home is valued at nearly $450,000 For $250K of dwelling coverage, the average homeowners insurance Reno cost is $782 annually. The rates are lower than the Rest […]
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May
May
Farmers New World Life Insurance Company sells term and whole life insurance products under Farmers brand in all 50 states except New York. This includes a term policy that does not require a medical examination. Farmers may be an excellent choice for life insurance shoppers because they have few complaints to state regulators. They also […]