Category Archives: Finance Guide

Are you considering eyelid surgery but unsure if it will be covered by your insurance? You’re not alone! Many people wonder what their policy will cover when it comes to cosmetic procedures. In this blog post, we’ll explore the ins and outs of insurance coverage for eyelid surgery so that you can make an informed […]

Are you tired of getting exorbitant car insurance quotes just because of your bad credit? You’re not alone! The harsh reality is, having a low credit score can significantly increase your car insurance premiums. But fear not, there are still ways to secure affordable auto insurance even if you have bad credit. In this blog […]

Fender benders occur every day. While damages are sometimes minor, you may still wonder whether to file an insurance claim as this can negatively impact your rates. Before filing a claim, however, it would be prudent to obtain an estimate for repairs; you might find that their cost comes in close to or under your […]

As part of a Marketplace application, it’s necessary to estimate your estimated household income. Your household typically comprises you, your spouse (if applicable), any tax dependents who require coverage (even those without health needs). To calculate your MAGI, the following factors will need to be used. 1. Estimate Your Income for the Year You Want […]

As long as your health insurance premiums are paid through payroll deduction, they qualify as tax deductible expenses. Please be aware that only certain premiums qualify. Limiting exclusion could reduce work incentives for those who place high value on health coverage, especially those who expect heavy medical use, while it might impact how employers structure […]

Medicare Supplement insurance (commonly referred to as Medigap) is private health insurance designed to supplement Medicare Part A and B costs. There are 10 standard Medicare Supplement plans that each offer the same set of benefits no matter which insurance company sells it. Costing of Medicare Supplement insurance depends on many variables, such as which […]

If you plan on placing your car on hold for any extended period, be sure to talk with your insurance company first. They may have special rules in place that can help avoid coverage gaps and potentially expensive rate hikes. GEICO provides numerous ways to save on car insurance policies. Get your personalized rate quote […]

Insurance policy documents such as cards and declaration pages should always be kept as long as their policies remain active. This is particularly crucial for auto and health policies as law enforcement or hospitals may request to see these documents for verification purposes. Medical explanation of benefits (EOBs) should only be kept until they can […]

Networking is key to becoming an insurance broker. Make an effort to attend community events and utilize platforms like LinkedIn, Twitter and TikTok for effective lead generation. Your next step in setting up a business must be selecting an operating structure. This decision will have an impactful effect on how taxed and whether your personal […]

Value can have a substantial bearing on how much landlord insurance coverage a property requires, with location also playing a part. Landlord insurance covers rental properties against damage caused by tenants and their guests, ranging from structural repairs, loss of rental income protection, to liability protection. Coverage Limits When determining how much landlord insurance coverage […]