Category Archives: Finance Guide

How much your car insurance rates increase due to a speeding ticket depends on several factors, including severity of violation, state/insurer/driver history etc. Your chances of successfully challenging a traffic ticket depend upon its severity and the county where it occurred; other violations could also impact your premiums. Speeding Tickets One of the most frequently […]

Car insurance provides financial protection against damage to a vehicle and liabilities associated with accidents, including expenses such as repairs, medical bills and legal claims. Car insurance is mandatory across most U.S. states; however, individual state laws vary accordingly. Massachusetts was the first to introduce mandatory coverage requirements in 1925 followed by Connecticut and Virginia […]

Ford salesmen are some of the most highly prized employees in the automotive industry. They’re usually well-educated, charismatic, and persuasive. And yet, a surprising number of them don’t have health insurance. Why? Ford’s salesmen are typically hired on a commission-only basis, which means that their income depends on how many cars they sell. Since health […]

An average student profile for adjusters is in the mid-40’s. Many people who discover about insurance adjusting are referred to it by someone they know, or have met through their current job as an adjuster. Many people come from construction jobs that involve roofing, remodeling, and other types of construction where they interact with adjusters occasionally. While this […]

Geico, owned by Berkshire Hathaway Group, is the second-largest insurance company in the United States. Geico offers a variety of insurance products including auto, home, and business insurance. Geico is one of the cheapest car insurance companies in the nation, with an average full coverage premium of $1,405 per year, according to data pulled from Quadrant Information Services. This premium is significantly […]

Home insurance is a common form of insurance that people get for financial protection and peace of mind. According to 2016 data from Insurance Information Institute (III), 95% of U.S. homeowners have homeowner insurance. This is about 70 million homes that are insured. While there aren’t any legal requirements that homeowners must insure their homes, most mortgage lenders insist […]

The healthcare industry is one of the most complex and rapidly-changing industries in the world. That’s because it’s constantly evolving to meet the needs of an ever-growing population. One of the biggest changes in healthcare has been the advent of insurance. Today, more and more people are relying on insurance to cover their medical expenses. […]

It’s easy to identify the commonality between condo and renters insurance. Both are property insurance policies. There is another thing that ties renters, condo, and cancer insurance together, and that’s price. These policies can be almost free because they are so affordable. Some may argue that nothing is ever free. There may be some exceptions to the rule …. […]

Nearly every state requires car insurance. The national average car insurance premium cost is $1,674 for full coverage. However, this average was based on a 2019 Toyota Camry. Car insurance rates can be highly customized. Insurance costs vary depending on many factors. According to Bankrate’s 2021 study on annual premiums, the Honda Civic’s average car insurance premium is […]

Everyone has heard of health insurance, but what is a claim form? Claim forms are the documents you file with your health insurance provider in order to receive benefits for a medical issue. They’re also required when you experience a loss or theft. In this blog post, we will explain what a claim form is […]