Category Archives: Finance Guide

New Orleans is a popular tourist destination and Louisiana’s largest city. The state’s three million cars are attributed to the Big Easy. Additionally, the dangerous road conditions and severe weather can increase the likelihood of traffic fatalities. There were 4936 car accidents that resulted in one or more injuries and 42 fatalities in New Orleans in 2019. In recent years, […]

Texas is subject to hurricanes and windstorms every year. In 2020, Hurricane Hanna struck Padre Island. It brought severe hurricane conditions to South Texas. The storm ended with rainfall of 12 inches in certain areas. This caused insured losses of $350 million to $400 millions in Texas. Wind damage is typically covered by standard homeowners insurance policies. Your home insurance […]

Today, there is a lot of misinformation about consumer electronics and the way it is handled by insurance companies. Many people believe that their consumer electronics are covered by homeowners and renters insurance. They often discover that their assumptions don’t hold true… when they make claims. Yes, some property is covered. There are many limitations and exclusions […]

In 2019, there were 80.636 car accidents in Minnesota. This resulted in 27,260 deaths and 364 injuries. Despite a decrease in fatalities, drunk driving, distracted driving, and speed-related accidents still pose a problem on Minnesota’s roads. Minnesota drivers are required to have car insurance. This protects them financially and legally from common liabilities. Minnesota’s car insurance laws should […]

The benchmarking or valuation of an agency’s value is usually done for one of the following reasons: (1) to establish market value in preparation for acquisition or merger;(2) To resolve true ownership value in order to change equity positions, whether it is for a buyout or succession planning, ownership disputes or to introduce a new […]

New York ranks third in terms of car insurance costs. The average cost for car insurance in Queens starts at $2,403 and ends at $4,631 for full coverage. Queen’s high rates are surprising to many car owners, considering that New York City has some of the lowest vehicle ownership rates. This borough is different from other areas that have a 62% vehicle […]

To have your claim evaluated by a Public Adjuster, call us! Public adjusters (PAs) are adjusters who assist insureds after a loss. They prepare and present the insurance claim. A PA provides valuable services to the insured. They consult with them on the options available to them in recovery. Public adjusters only work on property losses, […]

If you are interested in investing your life insurance premiums, consulting an experienced financial professional is important. They can offer cost-competitive variable universal life (VUL) policies with accurate policy illustrations; as well as helping analyze different “what if” scenarios to understand risk tolerance better. VULs offer more flexible death benefits and premium payments, but their […]

Wrestlers work tirelessly, often exceeding the efforts of writers or painters. Unfortunately, WWE Superstars don’t qualify for health insurance; as independent contractors rather than employees. That means the McMahons can save money by forgoing health benefits for their wrestlers – one of the main factors why so many die so early. 1. The Wrestlers Can […]

Find health plans available in your area and compare benefits and costs, while discovering whether financial assistance may be available to you. The Marketplace makes shopping for plans easy! Choose between fee-for-service and managed care health insurance plans, which could include HMOs, PPOs or point of service plans (POS). Don Marsh Agency Those living in […]