Category Archives: Finance Guide

FEGLI offers two types of coverage: Basic and Optional. FEGLI coverage is the same regardless of whether the employee is covered by CSRS (the Civil Service Retirement System), or FERS (Federal Employees Retirement System). The employee is entitled to Basic FEGLI coverage as soon as they start work. However, the employee may choose to add one or […]

Are you one of those who believes that a fire could never happen to your home? Well, think again! No matter how careful we may be, accidents can still occur. A small oversight can lead to a devastating fire that could leave your home in ruins. In such an event, it’s important to know if […]

Water backup insurance may not be the first thing that comes to mind when you think of protecting your home, but it’s a crucial coverage that can save you thousands in damages. From clogged pipes to heavy rainstorms, water damage is an unfortunate reality for homeowners. But do you really need water backup insurance? In […]

Are you a single mother struggling to get your children’s insurance cards from your ex-husband? Do you feel lost and overwhelmed with the process? Worry no more! In today’s post, we’re going to share some tips and tricks on how to effectively obtain those much-needed insurance cards for your little ones. We understand that taking […]

Are you familiar with the term collateral assignment in life insurance? If not, you may be missing out on some significant opportunities to protect your financial assets. A collateral assignment allows policyholders to pledge their life insurance as security for a loan or other obligation without surrendering ownership of it. In this blog post, we’ll […]

Are you tired of dealing with confusion and headaches when it comes to invoicing insurance companies for roof or siding replacement jobs? Look no further! In this blog post, we will provide you with tips and tricks on how to properly invoice insurance companies, ensuring a smooth process from start to finish. Say goodbye to […]

Are you considering eyelid surgery but unsure if it will be covered by your insurance? You’re not alone! Many people wonder what their policy will cover when it comes to cosmetic procedures. In this blog post, we’ll explore the ins and outs of insurance coverage for eyelid surgery so that you can make an informed […]

Are you tired of getting exorbitant car insurance quotes just because of your bad credit? You’re not alone! The harsh reality is, having a low credit score can significantly increase your car insurance premiums. But fear not, there are still ways to secure affordable auto insurance even if you have bad credit. In this blog […]

Fender benders occur every day. While damages are sometimes minor, you may still wonder whether to file an insurance claim as this can negatively impact your rates. Before filing a claim, however, it would be prudent to obtain an estimate for repairs; you might find that their cost comes in close to or under your […]

As part of a Marketplace application, it’s necessary to estimate your estimated household income. Your household typically comprises you, your spouse (if applicable), any tax dependents who require coverage (even those without health needs). To calculate your MAGI, the following factors will need to be used. 1. Estimate Your Income for the Year You Want […]