Category Archives: Finance Guide

Do not forget who was at fault for an accident that results in an automobile collision. Your insurance company will offer to repair your vehicle with used parts. They won’t attempt, they were too kind. They will fix it with old parts. This seems absurd. Although I find this extremely unfair, it is perfectly legal. […]

Fixed annuities aren’t exactly flashy as financial tools. These insurance contracts offer a moderate fixed return for either a premium or a lump amount of cash. They provide a steady income for the rest your life, as well as that of your spouse or partner. Sara Wiener, Assistant Vice President of Annuities at Principal Financial Group, Des […]

Two speed-loving bikers were killed in a tragic accident in September. The community was devastated and authorities are still trying to figure out how to prevent similar accidents in the future. Two young men were riding with other riders in Texas outside Grapevine Hooters. However, when they pulled out of the lot, Robert Wright and […]

Did you know that women are more likely to find affordable auto insurance than their male counterparts? The automobile insurance rates in America have been on the rise over the past few years. This is something that everyone knows. This could be due to an increase in people driving and the growing population of the […]

Can you tell me the top secrets of an insurance adjuster? One of my readers wrote… The answer isn’t simple since there are many strategies out there to help you settle for less. We can talk about property damages, wages, pain and suffering and rental cars. I’ll also share the most commonly used techniques and […]

The 1988 passage of Proposition 103 changed the California private auto forever. The regulations stipulated that insurance companies had to accept all drivers as defined by them and rate auto based on three primary factors: Driving Safety and Annual Mileage. 40 additional factors were later accepted on to a list of secondary permissible factors. Insurance […]

What does the medical payment coverage section of your auto policy do? What is the coverage of medical payments? What does the medical payment coverage do to coordinate with your health insurance? You will need to have automobile insurance if you are going to be driving a motor car in every state. Insurance requirements vary […]

A big a part of the ‘Worth for Cash’ facet on the subject of cars, vans included, is the mileage. These are the findings in keeping with not too long ago launched knowledge: o The Chevrolet Van 1500/2500 2WD, 6 cylinders, 4.3 L, Automated (4), operating on common gasoline, has a mileage of 15 to […]

Irvine, California, is a car-centric city with 70% of residents getting around by auto. The average cost of car insurance in Irvine is $762 annually for minimum coverage and $2,016 for full coverage insurance, just slightly less than the state annual average of $2,065 for full coverage. This is a large sum for many people. Bankrate compared the rates and coverage […]

Some people are searching for the best life insurance policy that meets their protection needs. There are also people who want to make the most of insurance plans. They simply answer that more investment equals more returns when asked why. This begs the question: Is it prudent to invest beyond the limit in insurance schemes even if […]