Category Archives: Finance Guide

Effective Tips To Save on Your Car Insurance Policy

Your car insurance is the best investment you can make for your family and yourself. However, it can be difficult to find a company that provides comprehensive coverage while offering affordable prices. Before you sign any agreement, it is important to first identify your driving abilities. Do you have a history of being an accident-prone driver? Are you a […]

Insurance Rates – How Your Car Insurance Rate Is Determined

Insurance companies use a particular formula to calculate your auto insurance rates. It is more complex than the most complicated calculus equations. To determine a driver’s risk analysis, powerful computers are used. After determining a driver’s risk profile, it is then compared with all the historical records of the auto insurance company. It is impossible for a mere mortal […]

How Much Is Landlord Insurance?

Landlord insurance can be an invaluable protection against damage to property and loss of rental income. Understand what influences landlord insurance costs is crucial. Your policy’s deductible, coverage limits for personal property and liability as well as dwelling coverage will all have an effect on its cost. Coverage Types Landlord insurance provides protection to owners […]

How Much Landlord Liability Insurance Do I Need?

If you are thinking about becoming or already are a landlord, or currently are one, make sure your insurance game is up to par. Lessor’s risk coverage protects landlords against disasters as well as lawsuits. How much coverage you require will depend on both your property and personal liability tolerance; but as general guidelines: Building […]

Is It Normal For Car Insurance To Increase Every Year?

One factor that could increase your car insurance rates each year includes filing a new claim, changing or adding to a vehicle or driver, or increasing coverage scope; as well as external financial trends. Car insurance rates often increase even without making claims or receiving traffic violations, and here are six potential causes why your […]

How Much Does Car Insurance Go Down After 1 Year?

There are various factors that can alter the cost of your premium. Your rates could decrease when you have been driving safely for three years following an accident or infraction, switch insurance providers, or make lifestyle adjustments like trading in that sports car for a minivan. If you are under 25, considering joining your parents’ […]

Is Insurance A Liability Or Asset?

Insurance can provide families with financial security by helping reduce financial hardship in times of hardship and provide security for children’s future needs. A life insurance policy may even help to decrease risk. Insurance policies typically appear as assets on your balance sheet until they’re needed, such as health, life, hazard, auto and liability policies. […]

Insurance: Do Executive Search Firms Need Insurance?

Executive search firms require insurance policies to cover risks related to their business operations, such as workers’ compensation and general liability coverage. Furthermore, property damage from fire or theft should also be insured against. Capstone Search Group possesses in-depth knowledge of the real estate industry, which allows them to conduct tailored searches. Furthermore, they take […]

How To Get A Physical In Oregon Without Insurance

Most health insurance plans cover at least one annual physical. Sports physicals may also be covered, so call the number on the back of your card to check what services are provided. Direct Access legislation grants patients access to physical therapists without first needing a referral from their physician, making the experience of Oregon residents […]