Category Archives: Finance Guide

Save Money and Heartache on SR22 Insurance in the Chicago Metro Area SR22 insurance does not provide additional insurance as many people believe. SR22 insurance is a way to structure your auto insurance policy. SR22 insurance does not have the same benefits as car insurance. The SR22 insurance is the same as regular car insurance. However, there […]

News flash: Insurance companies punish people who break traffic laws. How? By hiking your auto insurance quotes. Although the rates and the duration of each premium change can be very different, neither the insurance companies or the local law will take offense to any infractions. There are some things you should do when driving that will make it […]

Founded in 1958, the American Association of Retired Persons serves as a powerful advocate for older Americans. Today, there are nearly 38 million members that enjoy a host of benefits, including AARP discounts on dining, travel and entertainment. In association with The Hartford, AARP also offers car and home insurance policies designed to meet the needs of older adults. The Hartford is an […]

Do you have difficulty finding affordable car insurance due to your driving record? This is the place for you! This article will answer two major questions: 1. What are the criteria that makes drivers “high-risk”? How can high-risk drivers save money on their auto insurance? Most people are familiar with the concept of “high risk” in relation to car […]

A contract between you, the insurance company, and your auto insurance policy is an agreement. A premium is paid. The insurance company will pay a premium in return for specific financial losses related to your car, provided that the coverage limits are met. Many states require you to have minimum amounts of automobile liability insurance. The law requires […]

In Nevada, driving without insurance is a risky proposition given the consequences. Nevada’s LIVE program electronically tracks vehicle owners and can detect when a car insurance policy has lapsed. By reporting on incidents, car insurance companies must keep the Department of Motor Vehicles (DMV) current. The DMV also checks vehicles owners periodically throughout the year in order to verify that they […]

Driving without insurance can be illegal and could result in severe penalties. Each state has its own definition. According to the Insurance Information Institute, 16.3% Colorado drivers were not insured in 2019. This makes Colorado the 13th most uninsured state. Colorado law prohibits drivers from driving without insurance. You could face fines, penalties and other consequences that could have […]

The internet revolutionized how we do business. You can shop online, order products and have them delivered right at your door within a few days. Without getting buried under mountains of paperwork, we pay our bills. Our laptops allow us to manage our finances, communicate with friends, and do our work while on the internet. The internet has changed […]

Many people don’t realize that tyre insurance can save them hundreds of dollars. You will be aware that replacing tyres can be very expensive, especially if there are multiple. You will find that you are covered if your tyres get punctured or need to be replaced. This could save you hundreds depending on what type of tyre you […]

Drivers aged 22 years old have more experience driving since their teens and will probably pay less for car insurance. Rates for 22-year old drivers are usually higher than those for drivers 25 and older. Young adult drivers may find it helpful to know what your premium is and what you can do about keeping your costs […]