Category Archives: Finance Guide

When you buy a harp, you’re not just buying a beautiful instrument; you’re also buying into a mortgage. And since many harps are expensive, it’s important to know if you need mortgage insurance on your harp. In this blog post, we will answer the question of whether or not you need mortgage insurance on your […]

Solo travel can be one of your most memorable experiences. While traveling with a group is great and you won’t be alone, it can be quite exciting to explore a new country by yourself. What is the last time that you were able to do exactly what you want, at your own pace and without worrying about […]

Health insurance is one of the most important expenses any business can have. Not only does it help protect employees from financial ruin in the event of an illness or injury, but it also provides coverage for family members. However, if you are self-employed and not covered by a company plan, do you have to […]

You probably don’t enjoy buying insurance if you are like me. All of us complain about how much we pay for our money. We need insurance to protect our assets and family. Here are some tips for buying insurance that will make it easier. Try looking at it from a different perspective. Find out what the policy doesn’t cover. It […]

Finding affordable health insurance may seem impossible, but with the right knowledge of terms and an understanding of your coverage needs it can be done. No matter whether you’re considering Affordable Care Act-compliant plans, short-term or medical indemnity policies – it is crucial that you understand their relative strengths and weaknesses before making your choice. […]

Gap insurance can provide vital relief if you lease or finance an auto loan. In case your vehicle is totaled, this insurance will provide compensation equal to its actual cash value, rather than what remains due. Gap coverage provides protection for any gaps that exist between car insurance policies. You can purchase this coverage separately […]

Business insurance protects your company against the financial impact of bodily injury or property damage claims related to daily operations. In some states, this coverage is legally mandated; other policies can help enhance credibility among potential clients or customers. If your company relies heavily on one key employee – say a chemist working on an […]

Subcontractors typically aren’t required to obtain their own insurance policies; however, many clients require them to have liability and workers’ compensation coverage as a condition of doing business with them. It may be possible to add them as additional insureds on your general liability policy for specific projects; this option generally only allows for certain […]

Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]

Answering this question depends on the specific details of your homeowners insurance policy, including coverage limits and deductibles. Windows typically fall under dwelling coverage of your policy and should be covered to their maximum coverage limit by insurer. However, convincing your insurer to cover new windows can seem like an uphill struggle. Here are some […]