Category Archives: Finance Guide

Homeowners, be prepared for another dangerous hurricane season. The National Oceanic and Atmospheric Administration forecasts three to five major hurricanes, among a total of 13-20 named storms. Now is the right time to act if you are in a hurricane area. While you can’t stop a hurricane from destroying your home, having the right insurance can protect […]

Health insurance is one of the most important investments you can make. It helps protect your health, your finances and your family’s security in the event of an illness or accident. But exactly how much does good health insurance cost? It’s a complex question, and the answer depends on a variety of factors—from what type […]

An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]

When you apply for a life insurance policy, the insurance company looks at factors like your age, gender, medical history and lifestyle to determine your eligibility and calculate your premium. Most people with good health are able to get a policy. Some people are more at risk than others for insurance companies. These high-risk applicants are known as high-risk […]

If you are looking to get an insurance license in Ohio, you want to make sure that you know what is required of you. After all, many people have been denied a license because they failed to meet the requirements needed by the state. In this article, we will discuss what happens if you are […]

Income protection insurance replaces your monthly income in the event you become incapacitated due to illness or an accident. This type of insurance can be a great investment for employees. However, many people feel intimidated by the industry jargon as well as the large selection on the market. We have listed 5 steps that will help you […]

Hamtramck in Michigan is home to 22,423 people, 6,777 households, and 4,615 family members. Hamtramck lies approximately five miles from Detroit’s center. Hamtramck’s western border is bounded by Interstate 75 Freeway, while its southern border is bounded by Interstate I-94. Hamtramck’s average annual car insurance rate is high at $2,153 for minimal coverage and $5,101 full coverage. The current Michigan […]

Before 2019, those without health coverage were required to pay a penalty when filing their taxes. Although this individual mandate has since been eliminated, you may still receive IRS Form 1095-B or 1095-C with important tax filing information that can help ensure proper tax return submission. Dependent upon your coverage, Form 1095-A may also help […]

Swimming pools can be an attractive addition to your home, yet can pose unique insurance considerations. In this article we explore answers to common questions such as, Does home owners insurance cover swimming pools? Pools are generally covered under your other structures limits and liability coverage; however, several factors could impede your eligibility for coverage. […]

Before selecting a pet insurance provider, it’s wise to read customer reviews of its policies and claims process from pet owners. By doing this, it can provide valuable insights. AKC Pet Insurance offers several plan options, from accident and illness coverage to hereditary and congenital conditions, as well as cruciate ligament coverage. What is AKC […]