Cleveland is a city with a rich cultural history. 41.6% residents own their homes in the city. The city is plagued by crime and winter weather challenges, so homeowners insurance policies are a must. A $250K home’s average homeowners insurance rate is $1,165. This is lower than the average of $13,312. Bankrate reviewed cost, customer service, and financial stability to find the […]
Category Archives: Finance Guide
02
May
May
Third-party coverage provides policyholders with some protection, including theft and fire protection. To protect ourselves against accidents on shared roads, we must have at least third-party coverage. If you cause an accident, you are responsible for any damages, injuries, legal costs, or other expenses. Third Party Coverage provides protection against claims by others. Third-party insurance that includes “fire […]
02
May
May
Fontana home insurance protects your financial future in the event that your home or personal property is damaged by vandalism, extreme weather, falling objects, and other factors. You also have liability coverage as a homeowner. For a policy covering $250,000 of dwelling coverage, the average home insurance cost in Fontana is $1120 per annum. Fontana residents are at risk […]
02
May
May
Are you aware that Utah requires SR-22 insurance? If you’re looking for “SR-22 insurance”, it is important to understand that SR-22s do not constitute insurance. They are just proof of insurance forms submitted to the DMV from your insurance provider. There are many forms that are used in the country. Some are very similar and some […]
02
May
May
Multiple Insurance Policies can cover more than one person. Insurance companies often want to know if the policy covers individuals or families. A single-police covers one person. If the person files a claim, the individual will receive the lump sum. You can decide how to spend the money. However, it is wise to get out first before you […]
02
May
May
Idaho drivers may be aware that they must have minimum auto insurance in order to legally drive in the state. Idaho law requires you to carry at least 25/50/15 liability insurance. An Idaho minimum-coverage policy with an average cost is $274. This is significantly lower than the national average of $563 per year. The average cost of full coverage […]
02
May
May
Walmart Pharmacy provides prescription medication, over-the-counter drugs, health supplies and immunizations, along with counseling and advice about medications. Walmart Pharmacy offers an innovative program that allows people to get certain drugs for just $4 each, making this an easy way to save money on medications. It’s available to all and there is no membership requirement; […]
02
May
May
Insurance fraud is an illegal act which costs families an average of $700 annually in higher premiums. When individuals commit fraud against either an insurer or themselves, extra premiums must be paid by those involved. Be wary of companies that require cash, wire transfers or prepaid cards as premium payments; instead use check or credit […]
02
May
May
Shipping insurance reimburses business owners in cases where their products are lost, stolen or damaged during shipment. Most major shipping carriers such as UPS, FedEx and USPS offer this as a value-added feature of their services. But at what cost and for what return should we expect it? The Cost Retailers that regularly ship high-value […]
01
May
May
“Whether you’re a seasoned driver or just starting out behind the wheel, one question that always comes to mind is whether car insurance is necessary. While it may seem like an extra expense, the reality is that having car insurance can save you from financial ruin in case of an accident. So, do you need […]