Category Archives: Finance Guide

Does Medicare Pay for Nursing Home Care?

Medicare doesn’t cover custodial care. This major expense can be met by other sources. Medicare doesn’t cover all costs associated with nursing home care. There are other ways to pay for some of these costs, which averaged $105,850 per year in 2020 for a private bedroom, according Genworth, a provider long-term care insurance. According to the U.S. […]

Does Medicare Cover Assisted Living?

The short answer: No, Medicare doesn’t cover the cost of residing in an assisted living community. Medicare generally doesn’t cover the cost of residing in assisted living communities, which are facilities that offer housing and custodial services — such as laundry, cooking and managing medications — for older adults. It does however cover skilled nursing facilities that […]

How do self-driving cars work?

Paramedics can include firefighters, paramedics and police officers. You might be able to find a lower premium if you have a higher level of experience. Best car insurance for first responders First responders understand how quickly things can change. It is beneficial to compare rates from different providers when looking for personal insurance. When you […]

Secura Insurance Review

Secura Insurance, a Wisconsin-based company, was established in 1900. It provides coverage through independent agents in 12 US states: Arizona (Colorado), Illinois, Indiana and Iowa. It aims to make insurance authentic by encouraging its employees to be honest and trustworthy. The Secura Insurance Company could be a good choice if you’re looking for personal insurance. Secura car insurance […]

Uninsured Motorist Coverage

Nearly every state requires drivers have liability insurance. Drivers can have their liability insurance cover them if they cause injury or property damage while driving. Yet, many people drive without the legally required liability insurance. According to the Insurance Information Institute (III , one-eighth of all drivers are not insured today. What happens if you are not at fault […]

What’s Cyber Liability Insurance, And How it Works For Everyone?

Regrettably, information breaches and other cyber criminal activities are ending up being method too typical. In the past couple years, information breaches have actually led to significant fines and legal costs– not to mention headaches– for a discount rate retail chain, among the country’s biggest banks, a popular health insurance provider, a home entertainment network […]

Best cheap homeowners insurance in Birmingham

Many Birmingham families are concerned about finding affordable homeowners insurance. Alabama currently has two active disaster declarations by FEMA. It is essential to have adequate coverage to protect your assets from financial turmoil due to the many severe storms, hurricanes and tornadoes that frequently occur in the state . According to Bankrate’s 2021 annual premiums, the average cost for […]