Personal injury protection is a type of insurance that covers . Arkansas auto insurance providers will discuss the importance of PIP coverage while you’re deciding which policy best suits your needs. If you or your passengers are in an accident, PIP coverage will provide prompt assistance for medical and related expenses. These benefits are available regardless of fault. What […]
Category Archives: Finance Guide
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A blood test is required for all life insurance policies. After the company has reviewed and approved your application, the medical examination will be performed. Blood testing for life insurance is vital A representative from the insurer, or their medical partner, will visit your home or workplace to conduct your life insurance blood testing. Or, you can go […]
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On average, drivers in Indianapolis pay $411 annually for minimum coverage and $1398 for full coverage. This is higher than the average cost for car insurance across the state. This is because Indianapolis has the highest number of accidents in Indiana every year. In 2018, there were 36.932 collisions. We consider many factors when determining the best carriers that […]
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May
May
It can be thrilling to purchase a car, new or used. To financially protect your car (and you), it is important to determine the best car insurance. According to Bankrate’s 2021 study on annual premiums, the national average cost for car insurance is $1674 annually for full coverage. This is a good starting point for a basic vehicle, however luxury […]
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May
Ohio law enforcement investigated 54,662 accidents in 2020 and reported 9,352 distracted-driving violations. They also charged 25,624 drivers for operating a motor vehicle impaired (OVI). According to data from Ohio State Highway Patrol, there were more than 1200 deaths on Ohio roads in 2020. Ohio law requires all drivers to have at least the minimum amount of insurance. Insurance […]
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May
An individual may become incapacitated or lose control of their bodily functions due to seizure. The consequences could be severe if such an event occurs while a driver is driving. Driver’s licenses may be suspended by DMVs in many states if the driver has epilepsy or is suffering from seizures. These restrictions are in place for driver safety […]
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May
Ladder Life Insurance, a FinTech-based insurance company, was established in 2015. The company is entirely online and only sells term insurance policies in all 50 US states. Ladder’s innovative approach to Life Insurance emphasizes a simplified application process, flexible coverage, and affordable policies. Ladder Life, a unique and digitally-enabled insurance provider is for individuals who want a seamless insurance experience. The company […]
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Introduction Losing a loved one is never easy, and dealing with the aftermath can be overwhelming. If your deceased relative had a life insurance policy, it can provide some financial relief during this difficult time. However, navigating the process of claiming their life insurance may seem daunting at first. That’s why we’ve created this guide […]
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May
May
Medicare doesn’t cover custodial care. This major expense can be met by other sources. Medicare doesn’t cover all costs associated with nursing home care. There are other ways to pay for some of these costs, which averaged $105,850 per year in 2020 for a private bedroom, according Genworth, a provider long-term care insurance. According to the U.S. […]
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May
May
The short answer: No, Medicare doesn’t cover the cost of residing in an assisted living community. Medicare generally doesn’t cover the cost of residing in assisted living communities, which are facilities that offer housing and custodial services — such as laundry, cooking and managing medications — for older adults. It does however cover skilled nursing facilities that […]