Many Birmingham families are concerned about finding affordable homeowners insurance. Alabama currently has two active disaster declarations by FEMA. It is essential to have adequate coverage to protect your assets from financial turmoil due to the many severe storms, hurricanes and tornadoes that frequently occur in the state . According to Bankrate’s 2021 annual premiums, the average cost for […]
Category Archives: Finance Guide
10
May
May
You may be able to find life insurance that doesn’t require you to have a physical examination if you are unable to schedule a medical exam or don’t want to do blood draws. It is possible to get life insurance without having to undergo a medical exam. A group plan purchased by an employer may offer life insurance […]
10
May
May
Open enrollment allows you to sign up for or modify your health insurance plan. If your plan is offered by an employer open enrollment gives you the opportunity to unsubscribe if you don’t want the coverage. Unless you have a qualifying event, you can’t sign-up for health insurance if you don’t register during open enrollment. The health […]
10
May
May
Your car insurance policy number (or “car insurance policy number”) is the unique number that your insurance company uses for identification. It is printed on your insurance card, as well as any bills or statements that you receive from your insurance company. Your policy number is required in the following situations: after an accident, when you are […]
10
May
May
According to data from Quadrant Information Services, your annual full-coverage car insurance premium can go up as high as 90% if you are involved in a Washington hit-and-run.You could face a misdemeanor charge if you’re the driver who fled the scene. Your license will be suspended or revoked.Car insurance costs go sky-high. Washington: Hit-and-runs Washington law […]
10
May
May
Alabama residents pay an average $1,623 per a year for full-coverage car insurance, and $469 for minimum coverage. However, there are many ways to get a lower policy. There are many factors to consider when selecting a car insurance company. However, the most important consideration for many drivers is finding the lowest car insurance rates in Alabama. A […]
10
May
May
It’s not surprising that Kansas, a state that is prone to storms, is among the most expensive for homeowners insurance. According to Bankrate’s 2021 analysis of annual quoted premiums, Kansas homeowners spend an average of $2694 per year, or $255 per month, for $250,000 of dwelling coverage. The Kansas Insurance Department has reported that in 2020 there were more than […]
10
May
May
A used car is often cheaper than a new model. Also, older cars don’t depreciate as fast as newer models. To drive legally, you must have at least the minimum required car insurance in your state. This applies to all types of cars: new or used. Driving without insurance can lead to license suspension and fines. It […]
10
May
May
Learn how to fund your trust to achieve your goals. Also, learn what assets you should not transfer into your trust. The estate planning process doesn’t end with the signing of a living trust. A trust must be funded. It is crucial to know how to fund a living Trust in order for it to achieve its […]
10
May
May
The vulnerability of Delaware’s coast to severe storms can make it more vulnerable than other states. This is why it is important to have a good homeowners insurance policy. According to Bankrate’s 2021 study on annual quoted premiums, Delaware’s average cost for home insurance is only $680 per annum, which works out to about $57 per […]