Florida’s approval process for health insurance can often seem confusing with all the jargon and blind curves. Underwriting departments are the ones that determine the coverage of health insurance. They have clear guidelines. The underwriters assess the risk involved in insuring each client and decide on the appropriate coverage and cost. This guide will help you navigate the […]
Category Archives: Finance Guide
11
Apr
Apr
The Insurance Industry has spent years studying how to hire people like those already working there. Now, it is realizing that the Millennials (those who were born between 1980 and 2000) could be the best option to fill the void left by the retiring Boomers (born between 1943 and 1960). The Millennials, or Generation Y as […]
11
Apr
Apr
“Are you considering life insurance but have no idea how much it can cost per thousand? Don’t worry, you’re not alone! Understanding the factors that determine your premiums is essential to make the right decision for yourself and your loved ones. In this blog post, we’ll dive into everything you need to know about calculating […]
11
Apr
Apr
In 2019, there were 13,388 car accidents reported in Tulsa County, home to Broken Arrow, Oklahoma. Broken Arrow drivers must have car insurance to protect themselves in case of an at-fault collision. According to Bankrate’s 2021 study on annual premiums, the average cost of car insurance Broken Arrow is $530 for a minimal coverage policy and $2007 for a […]
11
Apr
Apr
Seniors who are looking to sell their life insurance policy and receive cash immediately may be interested in life settlements. A life settlement involves the sale of a life insurance policy to receive a lump sum. This allows policyholders to get the fair market value for their life insurance policies by selling them and receiving cash surrender […]
11
Apr
Apr
An insurance company cannot deny coverage for a paying customer in very limited circumstances. A policy offered by an insurance company to a customer is usually for six months and covers any driver who happens during that period. The company must pay for the customer’s injuries in an accident that is not their fault. However, they may […]
11
Apr
Apr
Are you curious about the different types of health insurance plans available? One type, fee-for-service insurance, may be useful in certain situations. In this blog post, we will explore what fee-for-service insurance is and when it might be a good option for you. Whether you’re looking to purchase your own health insurance or evaluating employer-provided […]
11
Apr
Apr
It can be difficult to choose the right healthcare plan for yourself. After reviewing your benefits during open enrollment or when you start a new job, there may be more questions than answers. Two common options for employers offering health insurance are high-deductible health plans (HDHP), and preferred provider organization plans (PPO). Each plan is not always […]
11
Apr
Apr
Texas has a high accident rate. In 2018, one reportable crash took place every58 seconds on Texas roads. Texas law requires every driver to have car insurance. However, rates can vary depending on where they are located. According to Bankrate’s 2021 study on annual premiums, Plano has an average car insurance cost of $589 for a full coverage policy and […]
11
Apr
Apr
Here are some questions to ask yourself if you believe you have health insurance. What were your total out-of-pocket costs for the year if you met your deductible? What was the cost of your healthcare insurance? How much did your employer pay and how much did you receive? Where is your money going? The California Health Care Foundation[1] estimates […]