Are you a renter and wondering if flood insurance is necessary? Natural disasters can happen at any time, leaving renters just as vulnerable as homeowners. In this blog post, we’ll explore the importance of flood insurance for renters and how it can protect you from financial ruin in case of flooding. Don’t wait until it’s […]
Category Archives: Finance Guide
Millions of teenagers in Britain embark on their journey to “independence” every year by applying for a provisional licence, also known as a learner’s driver’s license. After you have received a valid provisional driving license, you can take your driving theory exam. Driving Theory Test It actually consists of two tests. You will need to pass both […]
If your property insurance claim has been denied, there are steps you can take to try to reverse their decision. One approach would be appealing directly with the company by filing a formal appeal requesting that they review your case again and examine all of the facts related to your loss. Homeowners policies usually include […]
Cargo insurance can be an intricate issue to navigate, yet essential in creating fair trade practices between all companies. Dumping is a serious threat which necessitates fair-trade measures for its mitigation – the dumping margin plays a vital role when calculating how much anti-dumping duty should be imposed. Value of the Goods Value of goods […]
Your car is considered totaled under car insurance terms when its repair costs exceed its value, as determined by state laws or policies that establish total loss thresholds. Insurance companies adhere to state guidelines or thresholds when setting total loss thresholds for policies or guidelines set by them. When your car is totaled, insurers provide […]
Endowment life insurance policies combine life coverage and savings for a specific goal. While they may seem convenient, they can also be quite costly. Endowments provide a low-risk investment option with limited interest payout. Due to tax code modifications that recategorize them as modified endowment contracts, pure endowment policies are no longer sold in the […]
Although there are more than 7,000,000 licensed drivers in North Carolina, insurance premiums in the Old North State keep rates low. Average car insurance rates for Wilmington are lower than other U.S. cities. Annual premiums for full coverage start at $1,277 and minimum liability coverage starts at $469. To find the best and most affordable carriers for Wilmington drivers, […]
How can you make the best decision regarding your financial planning? There is so much speculation about the power of insurance companies and the way they are always in the news. I find the media is usually biased. While some people may have been given a hard time, there are many companies that have taken extraordinary steps […]
Uh-oh! Did you just drop and break your Verizon phone, but forgot to get insurance? Don’t worry – accidents happen, and we’ve got you covered. In this blog post, we’ll guide you through some simple steps on what to do if you find yourself in this unlucky situation. From assessing the damage to exploring repair […]
Although speeding tickets are not uncommon, there are consequences. You can expect to see ramifications for 3 to 5 years if you are convicted of speeding. When it comes to your car insurance, you can expect to see your premium to increase by an average of 23% per year after a speeding ticket. It can be helpful to […]