Category Archives: Finance Guide

This type of insurance is the most affordable, but it also complies with all state regulations. To reduce premiums, all optional coverage such as Rental Reimbursement or Roadside Assistance is not included. Standard and Nonstandard Insurance Market There are two types of insurance markets: standard and non-standard. For drivers who have not received any traffic tickets, the […]

You might think all the media coverage about insurance company shenanigans makes their operations transparent. My mother used to say, “You have another thought coming.” We are a largely believing group. This is a major reason we got into the financial mess that we are currently trying to get out of. We’ve all learned the hard way […]

“Cracked screens, water damage, and lost phones – oh my! Accidents happen, but when they do it can leave you wondering how much it will cost to repair or replace your smartphone. That’s where Verizon insurance comes in. But what is the deductible for this service? In this blog post, we’ll dive into everything you […]

The annual rise in insurance premiums due to policyholders who file claims and are compensated by insurers for causing accidents is enough to make auto insurance policyholders mad. To combat criminality, there should be certain measures and everyone must take part in the fight. Even though they have a clean driving record, policyholders don’t like receiving […]

Many new entrepreneurs who want to make a name for themselves in their industry are often overwhelmed by the fierce competition and deep pockets. They need someone to help them not only financially, but also guide them in the right direction. Angel Investors are crucial in this situation. Angel investors are usually experienced entrepreneurs who have been […]

Claims adjusters can be just like any other person. Some are trainees while others have little or no experience. Others have a lot of training and experience. How can you tell which adjuster will be assigned to you if you have an insurance claim? They don’t just show up and give you a resume. Sometimes you might be […]

Are you looking to become a licensed insurance agent in Texas? Congrats! But before you can start your new career, there’s the matter of passing the licensing exam. So, what exactly is on this exam? Don’t worry – we’ve got you covered with all the details about what to expect and how to prepare for […]

When was the Florida FR44 filing for insurance effective? What are the requirements for one? What type of policies are eligible for compliance? A person convicted in Florida of DUI must maintain an increased limit of vehicle accident liability coverage as of October 1, 2007. Minimum amounts for vehicle accident liability coverage are $100,000 per person, $300,000.00 per […]

The employee receives this amount upon retirement. It includes employer contributions, employee contribution and interest. EPF scheme was created by the Indian government to encourage savings. Below are 10 facts about the EPF scheme. EPF is the principal scheme in the Employees’ Provident Funds & Miscellaneous Provisions Law, 1952. It is managed by the Employees’ Provision Fund Organization […]

Employment Practices Liability Insurance (EPLI), is an insurance policy that protects you from claims by your employees arising from the general conduct and management of your business. Is it more likely that you, as the business owner, will be sued by an outsider than by your employees? According to the Equal Employment Opportunity Commission (EEOC), […]