Category Archives: Finance Guide

SR-22 Virginia

Drivers convicted in Virginia of serious traffic offenses may need an SR-22 certificate to be able to reinstate their suspended license. Often referred to simply as SR-22 insurance. This certificate proves that the driver has the minimum required auto insurance in their state. However, Virginia may require an FR-44 in certain circumstances. This has much more severe […]

SR-22 Minnesota

You might look for affordable SR-22 insurance in Minnesota if a court or state has recently required that you obtain one. Minnesota SR-22 insurance does not exist and Minnesota does not use SR-22s. All states, except Oklahoma, Kentucky, Minnesota and New Mexico, administer SR-22s and similar equivalents. Only “at-risk” drivers need to fill out the form […]

SR-22 Alaska

Some Alaska drivers must purchase SR-22 insurance after a DWI conviction or a traffic violation. SR-22 insurance does not cover car insurance policies. An SR-22 is a proof of insurance that you have met the minimum state car insurance coverage requirements. In some states, SR-22s can be replaced with similar financial responsibility certificates like an FR-44 and SR-21. The cost […]

Texas PIP insurance

Texas personal injury coverage (PIP), is a part of your auto policy that covers medical expenses for passengers and drivers who are injured in an automobile accident. It is worth looking into additional PIP insurance beyond the minimum coverage provided by Texas insurance policies due to rising medical costs in the United States, increased road traffic, […]

Life insurance with pre-existing conditions

It can be difficult to find affordable life insurance for people with pre-existing medical conditions. Life insurance policies for high-risk individuals are often more costly and have fewer benefits than life insurance products that are available to people with no pre-existing conditions. There are affordable life insurance options available for those with pre-existing medical conditions, despite the […]

What Is The Cheapest Renters Insurance In Texas?

Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]

Do You Have to Pay Back Insurance Tax Credit When You File Your Taxes?

Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]

How Do I Know If I Have Gap Insurance on My Lease?

If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]