All Michigan drivers must have car insurance. To comply with state laws, drivers must have minimum car insurance coverage and certain types of insurance. Insufficient insurance coverage can be illegal, and it can lead to severe consequences for even first-time offenders. It doesn’t matter if you’re a Michigander for a long time or a new driver in […]
Category Archives: Finance Guide
What is Section 125? Section 125 Plans are one type of group insurance benefits an employer may offer. These Section 125 plans are also called cafeteria plans and flexible benefit plans. These plans were first described in the Internal Revenue Code Section 125 in 1978. However, they didn’t become popular until 1986 when tax laws changed and […]
Advertisements and appealing packages in today’s commercialized world encourage us to buy impulsively without considering the consequences. This leaves little, if any, for savings. Life insurance proves to be a great saving tool as it not only fulfills the need for savings but it also provides protection to our loved ones during uncertainties. Prerna, a recent […]
Insurance agency owners are quickly embracing this concept, but they face many challenges. This includes developing a fund growth strategy, making additional investments in their businesses, creating a perpetuation plan, and optimizing employee productivity. All of this while being tax-advantaged. ESOPs are a viable option for principals and agency owners who face any or all of these […]
If you have a discolored, misaligned, damaged, missing or misshapen tooth or entire smile, dental veneers can help restore its beauty. You may be considering veneers to transform or correct your smile. However, most insurance companies do not cover veneers because they are considered cosmetic procedures.Continue reading to find out how veneers can fit within your […]
You may be concerned about unexpected repair costs if you have a New York home. Homeowners insurance can help you relax your mind and protect your finances. Your finances will be protected in the event that there is a natural disaster.According to Bankrate’s 2021 study on quoted annual premiums, the average New York homeowner insurance cost for […]
In 2017, there were 1.88 cars per household in America. You will need to insure the additional vehicle if you own a car. You can usually add a second car to an existing auto insurance policy. Although some companies insure vehicles on a one-vehicle-per-policy basis, many allow policyholders to insure a number of vehicles on one policy. You can add your […]
Nearly everyone has an insurance product, as I explained in the first article of this series, Corporate Body Snatching and Customer Rustling – How Insurance and Investment Companies Steal Customers For Huge Profits. Here I’m going to focus on Property and Casualty Insurance. Also known as Auto and Homeowner’s, this is how people can be tricked […]
You don’t want your vehicle to be caught without insurance in Arizona. All Arizona vehicle owners must have insurance. No insurance can result in a ticket, a fine, suspension of your license, and other consequences. It’s important to be aware of the penalties for driving without insurance in Arizona, especially since Arizona recently increased its liability limits. Let’s […]
Driving without insurance can seem great for saving money, whether you’re driving on the back roads of Texas or in the downtown areas. It might not be worth it when you consider the potential penalties for driving without insurance in Texas. Texas car insurance laws Texas car insurance law requires drivers to have liability auto insurance. They […]










