Category Archives: Finance Guide

Best cheap homeowners insurance in Omaha

For a $250,000 home, homeowners in Omaha pay an average $2766 annually for homeowner’s insurance. This is actually slightly less than the state average. On average, Nebraska homeowners pay $2,816 per year for protection. The average U.S. homeowner pays $1,312 per year. Omaha homeowners need not only good insurance but also affordable insurance. We looked at the average premium […]

Progressive Snapshot Review

Progressive Snapshot uses telematics technology to provide real-time feedback about your driving habits. While safe driving can save you money on your insurance premiums, sloppy driving habits could cost you. Snapshot tracks your driving habits and offers discounts for safe driving. What is Progressive Snapshot? Progressive, like many other insurers has joined the telematics train with Snapshot. The monitoring […]

What is a policyholder?

Your insurance provider will ask you to distinguish between different policyholders. This is one of the many things you should consider when buying auto insurance. Some people will be called policyholders (or policy holders), while others will go by the name of listed drivers. Policyholders need to be aware of their responsibilities, as they are responsible […]

Cheap SR-22

If you require an SR-22, chances are you received it from your state DMV or the court. SR-22 forms are required to verify that you have the right level of auto insurance. They are often requested after an accident. SR-22 does not constitute insurance. However, it serves to prove that certain insurance levels are required in […]

Insurance Continuing Education – Annuitization of Annuities

Annuitization refers to the equitable distribution of principal and interest over a set period. Annuitization has a distinct advantage because the tax-favored disbursements offer a tax-favored benefit. The tax-favorable status is not applicable to situations in which funds are scarce. Nearly all annuity contracts allow for annuitization. The contract owner decides how the funds will be received when […]

Pennsylvania car insurance laws

Like in many states, car coverage is mandatory for Pennsylvania drivers. Pennsylvania saw 125,267 fatalities and 1,059 injuries in 2019. These high numbers make Pennsylvania insurance laws very strict. It is important that you understand both your minimum requirements and any optional coverages that may be available to provide better coverage. Pennsylvania has laws regarding car insurance Minimum insurance […]

Level Term Life Insurance

Term life insurance is a highly recommended type of life insurance. But how does term life insurance work. It is important to fully understand all aspects of an insurance policy before you make a decision. What is level term life insurance? Who is it best for? Is level-term life insurance worth the cost? In the event of your […]

What to do after a hit and run in Virginia

If you’re the victim of ahit-and-runVirginia is not only a stressful place, but also your car insurance will likely increase.For a full coverage policy, the average cost of Virginia auto insurance is $1,304 annually. A hit-and-run accident can increase the average rate by $2,565Based on data from Quadrant Information Services. Virginia hit-and-runs A hit-and-run incident is […]

Driving without insurance in Texas

Driving without insurance can seem great for saving money, whether you’re driving on the back roads of Texas or in the downtown areas. It might not be worth it when you consider the potential penalties for driving without insurance in Texas. Texas car insurance laws Texas car insurance law requires drivers to have liability auto insurance. They […]