Category Archives: Finance Guide

Michigan car insurance laws

All Michigan drivers must have car insurance. To comply with state laws, drivers must have minimum car insurance coverage and certain types of insurance. Insufficient insurance coverage can be illegal, and it can lead to severe consequences for even first-time offenders. It doesn’t matter if you’re a Michigander for a long time or a new driver in […]

Can Life Insurance Be Used for Savings?

Advertisements and appealing packages in today’s commercialized world encourage us to buy impulsively without considering the consequences. This leaves little, if any, for savings. Life insurance proves to be a great saving tool as it not only fulfills the need for savings but it also provides protection to our loved ones during uncertainties. Prerna, a recent […]

ESOPS Make Sense For Agencies

Insurance agency owners are quickly embracing this concept, but they face many challenges. This includes developing a fund growth strategy, making additional investments in their businesses, creating a perpetuation plan, and optimizing employee productivity. All of this while being tax-advantaged. ESOPs are a viable option for principals and agency owners who face any or all of these […]

Are Veneers Covered Under Insurance?

If you have a discolored, misaligned, damaged, missing or misshapen tooth or entire smile, dental veneers can help restore its beauty. You may be considering veneers to transform or correct your smile. However, most insurance companies do not cover veneers because they are considered cosmetic procedures.Continue reading to find out how veneers can fit within your […]

How to add a car to your insurance policy

In 2017, there were 1.88 cars per household in America. You will need to insure the additional vehicle if you own a car. You can usually add a second car to an existing auto insurance policy. Although some companies insure vehicles on a one-vehicle-per-policy basis, many allow policyholders to insure a number of vehicles on one policy. You can add your […]

Client Enslavement Using Golden Handcuffs and Intimidation – How Insurance Companies Manipulate

Nearly everyone has an insurance product, as I explained in the first article of this series, Corporate Body Snatching and Customer Rustling – How Insurance and Investment Companies Steal Customers For Huge Profits. Here I’m going to focus on Property and Casualty Insurance. Also known as Auto and Homeowner’s, this is how people can be tricked […]

Driving without insurance in Arizona

You don’t want your vehicle to be caught without insurance in Arizona. All Arizona vehicle owners must have insurance. No insurance can result in a ticket, a fine, suspension of your license, and other consequences. It’s important to be aware of the penalties for driving without insurance in Arizona, especially since Arizona recently increased its liability limits. Let’s […]

Driving without insurance in Texas

Driving without insurance can seem great for saving money, whether you’re driving on the back roads of Texas or in the downtown areas. It might not be worth it when you consider the potential penalties for driving without insurance in Texas. Texas car insurance laws Texas car insurance law requires drivers to have liability auto insurance. They […]