Category Archives: Finance Guide

Vehicle Protected Declared Value

Vehicle insurance: Commercial vehicles are used to transport products and travelers during the course of business. Business collision protection is essential to protect your property in the event of an accident. You will be able to protect your family and personal items as well as the vehicle from many of the possible accidents that may occur while […]

Car Insurance for Low-Mileage Users

What you should know about Car Insurance for Low-Mileage Insurance companies may request verification of your annual odometer reading Insurance by the Mile bills monthly insurance payments that are based on your used miles You can also receive car insurance discounts from insurance companies without having to ask. Loyal customers and drivers who drive safely […]

Which Statement Is Correct Regarding Mutual Life Insurance Companies?

NerdWallet writers are subject matter experts who use primary, reliable sources to produce content for our website. All content is reviewed for accuracy and timeliness before being approved for publication. Mutual insurance companies exist all around the globe and aim to provide coverage at or close to cost, returning any profits back to members in […]

Disability Insurance COLA Riders – What Does Cola Stand For in Insurance?

COLA riders allow your primary insurance amount (PIA) to increase each year based on inflation; however, they come at an extra cost. Before making a decision to add a COLA rider, it is important to take into account all costs involved, including going through underwriting again, answering health questions and receiving medical exam results. Being […]

Can You Change Homeowners Insurance Anytime?

Many homeowners switch home insurance providers in order to save money, upgrade coverage or take advantage of bundling discounts, but this process can be daunting and time consuming. Shopping around can be essential, particularly as factors like home values or material costs increase. Luckily, you can adjust your policy at any time – not just […]

Should I Buy Travel Insurance Before Booking Flight?

Are you planning your next adventure but wondering if travel insurance is worth the investment? With so many variables to consider, it can be challenging to decide whether or not to purchase coverage before booking your flight. From unexpected cancellations and medical emergencies to lost luggage and flight delays, there are numerous incidents that travel […]