Category Archives: Finance Guide

When an accident is minor and no injuries have been sustained, it may make sense to settle without insurance; however, doing so could leave you responsible for medical costs or car repairs incurred by other drivers involved. If the other driver was injured and you failed to report the accident, they can file suit against […]

Before purchasing a home, it’s essential to be familiar with its surrounding flood zones. Flood zones help assess risk levels, setting mandatory insurance purchase requirements and building codes in high-risk areas. Zones beginning with A or V are designated Special Flood Hazard Areas (SFHAs), having an approximate one percent risk of flooding annually. High-Risk Zones […]

The best car and home insurance bundles provide exceptional customer service, excellent mobile apps and plenty of coverage options. In addition, these policies typically feature one deductible; meaning if both your car and house are damaged simultaneously in one event, only one deductible payment will apply instead of two deductible payments being necessary. Each company […]

Subscribing your teen driver to an existing car insurance policy may be less expensive. To reduce costs further, The Zebra suggests parents encourage good grades among their teen, make sure that he or she stays in an affordable vehicle, and look into discounts available that could reduce rates. Cost of the Car Addition of teenage […]

You may have public liability insurance as a businessman. This covers your stock, buildings, and vehicles. You might also have professional indemnity and legal cost insurance. Are you satisfied with that? But what about your other primary assets, your key staff? The heart of any business is its key staff. However, this does not apply to the UK’s […]

Welcome to our blog post on the topic of life insurance for seniors! As we age, it’s natural to start thinking about how we can protect our loved ones after we’re gone. And while many assume that life insurance is only available to those who are younger and healthier, the truth is that there are […]

Each year, insurance fraud costs auto insurers billions of dollars and consumers billions. The pandemic caused an increase in fraud claims in 2020. The Insurance Information Institute (Triple-I) states that the most prevalent fraud schemes since COVID-19 started affecting the U.S. include billing scams, staged accidents and fake accidents at the homes of drivers. Insurance fraud can […]

Indiana’s car insurance laws, as in many other states, require that all drivers who are registered in Indiana have a minimum amount in car insurance. These limits are mandatory and you can be penalized if you don’t have the minimum car insurance. Insurance protects you against financial ruin in the event that you are involved in […]

Reverse mortgages can be used to make financial planning more efficient. Sometimes, adult children of aging parents require just as much education or even more than seniors. This is a new concept that often seems too good to be true. Reverse mortgages, also known as Home Equity Conversion Mortgages, are backed by federal government. Seniors and their families […]

Are you confused about what “out of pocket” means when it comes to insurance? Don’t worry, you’re not alone. Understanding the ins and outs of insurance can be overwhelming, but knowing what out of pocket means is crucial in making informed decisions about your coverage. In this blog post, we’ll break down everything you need […]