When an accident is minor and no injuries have been sustained, it may make sense to settle without insurance; however, doing so could leave you responsible for medical costs or car repairs incurred by other drivers involved. If the other driver was injured and you failed to report the accident, they can file suit against […]
Category Archives: Finance Guide
03
May
May
Before purchasing a home, it’s essential to be familiar with its surrounding flood zones. Flood zones help assess risk levels, setting mandatory insurance purchase requirements and building codes in high-risk areas. Zones beginning with A or V are designated Special Flood Hazard Areas (SFHAs), having an approximate one percent risk of flooding annually. High-Risk Zones […]
03
May
May
The best car and home insurance bundles provide exceptional customer service, excellent mobile apps and plenty of coverage options. In addition, these policies typically feature one deductible; meaning if both your car and house are damaged simultaneously in one event, only one deductible payment will apply instead of two deductible payments being necessary. Each company […]
02
May
May
Subscribing your teen driver to an existing car insurance policy may be less expensive. To reduce costs further, The Zebra suggests parents encourage good grades among their teen, make sure that he or she stays in an affordable vehicle, and look into discounts available that could reduce rates. Cost of the Car Addition of teenage […]
02
May
May
Looking for cheap California auto insurance? Finding the best California auto insurance rates is easy. Take advantage of discounts and only purchase the coverage you need. Also, it’s important to shop for California car insurance quotes from multiple insurance companies at least every six months. California auto insurance rates are subject to change frequently so it is […]
02
May
May
Are you covered by an insurance policy? Many people do. Are you aware that you can borrow money through your insurance policy if you have a policy? Insurance contracts are entered into by people who want to have a backup plan in case of loss. The insurance contract stipulates that the policy holder or insured must pay premiums […]
02
May
May
Most teens consider getting their driver’s license a major accomplishment. Other teenage rites are not as exciting, but the feeling of pride, freedom, and excitement that comes with owning a car is unmatched. Parents may not find the excitement of a teenage driver as exciting. Parents must deal with the financial burden of purchasing and insuring a vehicle […]
Finance Guide
California Wildfires – What to Do If You’re Forced to Evacuate From Your Home Or Business?
02
May
May
Claims Additional Living Cost (ALE) Here’s a SUPER Important A.L.E. TIP! Wildfires have caused massive damage to the Western United States over the last few years. They have displaced tens and thousands of people and cost billions of dollars. What happens when local authorities make you evaluate when fire is too close to your home? The ALE section […]
02
May
May
Statistics show that 1 out of 3 pets are afflicted by illness, injury or disease every year. Avoid giving pets chocolates and other poisonous substances. Pet owners can also find valuable information on the internet to keep their pet healthy and save money on treatment. Very few pet insurance companies offer the maximum coverage. This policy might cover […]
02
May
May
The average cost for homeowners insurance in Jersey City is $824/year for $250K residence coverage. Although it is slightly higher than the $851 annual average for home insurance in New Jersey this is still a very affordable rate. For the same coverage, the average cost of home in the United States is $1,312 annually. According to the U.S. Census, […]