Category Archives: Finance Guide

Traditional lenders are not currently willing to use brokers because of the lack of funding through traditional channels. Lenders are finding it difficult to manage their direct businesses. In the medium-term, the current shake-out in the broker market will end and there will be fewer brokers. The best investments in technology or niche services will bring the greatest returns. The […]

This is because I live in a village that is closely linked to witchcraft. The Police set up roadblocks to prevent anyone from reaching our hilltop church on Halloween night. This is true. This is true according to many people. Legend has it that the devil will appear if you run around the church seven times in anticlockwise on […]

You’ve taken the important step of securing a life insurance policy, but what happens next? You may be wondering where to go from here. Do you simply file away your policy and forget about it until something happens? Don’t worry, we have some tips and advice on what steps to take after getting a life […]

Personal umbrella liability policies provide high limits of coverage to protect the insured from third-party liability claims. This policy covers bodily injuries, property damage and personal injury. It also covers offenses like libel and slander, false imprisonment, invasion of privacy and other. Personal umbrella policies provide liability coverage. They stack on top of primary coverage for […]

The hospitality industry is a major employer in many countries around the globe and one of the largest service sectors. There are many fields in the hospitality industry, including lodging, restaurants, cruise lines, and other fields. Because of the many risks associated with running a business in hospitality, it is more susceptible to economic fluctuations than other […]

When you file a valid claim, both buildings and contents policies will cover an additional percentage of your sum insured to cover alternative accommodation costs. Buildings coverage usually provides more coverage than contents because the sum insured is typically higher. If your buildings are insured up to PS200,000 and you have a 20% accommodation allowance in […]

Our cash-strapped Government is urging people to take control of their lives and not rely on the state to provide. Those who are capable are considering their options. Unemployment and how to make ends meet financially are the biggest concerns for both public and private sector workers. Because of the low state benefits and limited savings, it […]

Medicare eligibility starts at 65. Signing up early can help you avoid any premium surcharges. You have a little more flexibility if you are 65 or older. Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Senior citizens […]

The world financial system is in crisis, with the United States and Europe in recession and Europe on the verge of collapse. Investors are losing money, while employees are losing their 401ks. It is rare that companies offer any type of pension plan. The interest rates offered by banks are almost non-existent. Inflation and taxes can erode any […]

FACT –Auto and Life Insurance premiums fell in the last 3-5 years. FACT: If you haven’t checked your auto or life insurance rates within the past 3-5 years, you may be overpaying. Everyday, I meet new customers who finally have the energy and drive to shop for their insurance policies after 25 years of loyalty with […]