When an accident is minor and no injuries have been sustained, it may make sense to settle without insurance; however, doing so could leave you responsible for medical costs or car repairs incurred by other drivers involved. If the other driver was injured and you failed to report the accident, they can file suit against […]
Category Archives: Finance Guide
03
May
May
Before purchasing a home, it’s essential to be familiar with its surrounding flood zones. Flood zones help assess risk levels, setting mandatory insurance purchase requirements and building codes in high-risk areas. Zones beginning with A or V are designated Special Flood Hazard Areas (SFHAs), having an approximate one percent risk of flooding annually. High-Risk Zones […]
03
May
May
The best car and home insurance bundles provide exceptional customer service, excellent mobile apps and plenty of coverage options. In addition, these policies typically feature one deductible; meaning if both your car and house are damaged simultaneously in one event, only one deductible payment will apply instead of two deductible payments being necessary. Each company […]
02
May
May
Subscribing your teen driver to an existing car insurance policy may be less expensive. To reduce costs further, The Zebra suggests parents encourage good grades among their teen, make sure that he or she stays in an affordable vehicle, and look into discounts available that could reduce rates. Cost of the Car Addition of teenage […]
02
May
May
You will be charged higher premiums for life insurance if you have had any previous injuries. Most people who pose a risk are listed under the “Rated acceptance Terms,” meaning that they are considered to be a greater risk than average and will have to pay higher premiums. It sounds unfair, and it could be if […]
02
May
May
Cleveland is a city with a rich cultural history. 41.6% residents own their homes in the city. The city is plagued by crime and winter weather challenges, so homeowners insurance policies are a must. A $250K home’s average homeowners insurance rate is $1,165. This is lower than the average of $13,312. Bankrate reviewed cost, customer service, and financial stability to find the […]
02
May
May
Are you aware that Utah requires SR-22 insurance? If you’re looking for “SR-22 insurance”, it is important to understand that SR-22s do not constitute insurance. They are just proof of insurance forms submitted to the DMV from your insurance provider. There are many forms that are used in the country. Some are very similar and some […]
02
May
May
Third-party coverage provides policyholders with some protection, including theft and fire protection. To protect ourselves against accidents on shared roads, we must have at least third-party coverage. If you cause an accident, you are responsible for any damages, injuries, legal costs, or other expenses. Third Party Coverage provides protection against claims by others. Third-party insurance that includes “fire […]
02
May
May
Fontana home insurance protects your financial future in the event that your home or personal property is damaged by vandalism, extreme weather, falling objects, and other factors. You also have liability coverage as a homeowner. For a policy covering $250,000 of dwelling coverage, the average home insurance cost in Fontana is $1120 per annum. Fontana residents are at risk […]
02
May
May
Idaho drivers may be aware that they must have minimum auto insurance in order to legally drive in the state. Idaho law requires you to carry at least 25/50/15 liability insurance. An Idaho minimum-coverage policy with an average cost is $274. This is significantly lower than the national average of $563 per year. The average cost of full coverage […]