Category Archives: Finance Guide

When an accident is minor and no injuries have been sustained, it may make sense to settle without insurance; however, doing so could leave you responsible for medical costs or car repairs incurred by other drivers involved. If the other driver was injured and you failed to report the accident, they can file suit against […]

Before purchasing a home, it’s essential to be familiar with its surrounding flood zones. Flood zones help assess risk levels, setting mandatory insurance purchase requirements and building codes in high-risk areas. Zones beginning with A or V are designated Special Flood Hazard Areas (SFHAs), having an approximate one percent risk of flooding annually. High-Risk Zones […]

The best car and home insurance bundles provide exceptional customer service, excellent mobile apps and plenty of coverage options. In addition, these policies typically feature one deductible; meaning if both your car and house are damaged simultaneously in one event, only one deductible payment will apply instead of two deductible payments being necessary. Each company […]

Subscribing your teen driver to an existing car insurance policy may be less expensive. To reduce costs further, The Zebra suggests parents encourage good grades among their teen, make sure that he or she stays in an affordable vehicle, and look into discounts available that could reduce rates. Cost of the Car Addition of teenage […]

Which type of life insurance policy are you currently carrying? Is it a “term policy?” Is it a policy for the whole life or universal life? You could end up in serious trouble if you don’t know which type of policy you have. Everybody needs to know the type of policy they have, what it costs, and, most importantly, […]

Are you someone who believes that prevention is better than cure? If so, then you’ll be glad to know that Aultcare insurance covers a range of preventive care services. But what exactly is preventive care and how can you use your Aultcare insurance to access it? In this blog post, we’ll explore everything you need […]

Legal Reform Now predicts that over 15 million lawsuits in the United States will be filed this year. This is roughly 1 lawsuit for every 20 Americans. It is a massive understatement to say that we live in a litigious nation, where companies view consumers as potential plaintiffs and consumers as “deep pockets”. Despite being ridiculous on the […]

For Critical Ill and Life Insurance companies to file a claim, recipients will often need to send in receipts of medical evidences and claim forms. Most policies will be valid provided that your prognosis has shown that you have between 14 and 28 days to live. Once you are accepted by the company and all evidence has […]

Getting into a car accident can be a traumatic and stressful experience, especially when dealing with insurance companies. After the dust settles, you may receive an offer from the other party’s insurance company to settle your claim. But how do you know if it’s a fair offer? And when should you accept it? In this […]

Consider the huge positive impact on outcomes, attitudes, and referrals that you can make when you help people buy insurance rather than selling them insurance. Tip 1 Discuss the matter with the client Before placing insurance in force, advisers must first establish trust and a relationship with their clients. This is achieved by talking to them […]