Are you covered by an insurance policy? Many people do. Are you aware that you can borrow money through your insurance policy if you have a policy? Insurance contracts are entered into by people who want to have a backup plan in case of loss. The insurance contract stipulates that the policy holder or insured must pay premiums […]
Category Archives: Finance Guide
02
May
May
The average cost for homeowners insurance in Jersey City is $824/year for $250K residence coverage. Although it is slightly higher than the $851 annual average for home insurance in New Jersey this is still a very affordable rate. For the same coverage, the average cost of home in the United States is $1,312 annually. According to the U.S. Census, […]
Finance Guide
California Wildfires – What to Do If You’re Forced to Evacuate From Your Home Or Business?
02
May
May
Claims Additional Living Cost (ALE) Here’s a SUPER Important A.L.E. TIP! Wildfires have caused massive damage to the Western United States over the last few years. They have displaced tens and thousands of people and cost billions of dollars. What happens when local authorities make you evaluate when fire is too close to your home? The ALE section […]
02
May
May
Statistics show that 1 out of 3 pets are afflicted by illness, injury or disease every year. Avoid giving pets chocolates and other poisonous substances. Pet owners can also find valuable information on the internet to keep their pet healthy and save money on treatment. Very few pet insurance companies offer the maximum coverage. This policy might cover […]
02
May
May
Cleveland is a city with a rich cultural history. 41.6% residents own their homes in the city. The city is plagued by crime and winter weather challenges, so homeowners insurance policies are a must. A $250K home’s average homeowners insurance rate is $1,165. This is lower than the average of $13,312. Bankrate reviewed cost, customer service, and financial stability to find the […]
02
May
May
You will be charged higher premiums for life insurance if you have had any previous injuries. Most people who pose a risk are listed under the “Rated acceptance Terms,” meaning that they are considered to be a greater risk than average and will have to pay higher premiums. It sounds unfair, and it could be if […]
02
May
May
Walmart Pharmacy provides prescription medication, over-the-counter drugs, health supplies and immunizations, along with counseling and advice about medications. Walmart Pharmacy offers an innovative program that allows people to get certain drugs for just $4 each, making this an easy way to save money on medications. It’s available to all and there is no membership requirement; […]
02
May
May
Insurance fraud is an illegal act which costs families an average of $700 annually in higher premiums. When individuals commit fraud against either an insurer or themselves, extra premiums must be paid by those involved. Be wary of companies that require cash, wire transfers or prepaid cards as premium payments; instead use check or credit […]
02
May
May
Shipping insurance reimburses business owners in cases where their products are lost, stolen or damaged during shipment. Most major shipping carriers such as UPS, FedEx and USPS offer this as a value-added feature of their services. But at what cost and for what return should we expect it? The Cost Retailers that regularly ship high-value […]
01
May
May
Nevada drivers must have minimum liability insurance in order to be legally licensed to drive. Although the legal minimum is 25/50/20 it is possible to buy more to get the best car coverage in Nevada. Also, you must always have proof of your insurance on you when you’re behind the wheel. You can either show proof of your insurance […]