Category Archives: Finance Guide

The Wrong and Right Ways to Use Equity Harvesting!

A few months back, I wrote an article titled “Equity Harvesting & CV Life Insurance!” We discussed the most common questions regarding Equity Harvesting in the article. Questions such as “Does Equity Harvesting actually work?” Is Equity Harvesting really in your best interest? Is Equity Harvesting a scam to sell cash value life insurance and make higher commissions? What Happens […]

Direct Car Insurance Made Easy

Direct Car Insurance allows you to purchase your insurance directly from the company, rather than through independent agents or insurance brokers. Let’s take an example to illustrate. There are two options available to you if you have pain in your joints. Either you go to a general physician who will recommend medications that will ease your pain. You […]

What Are Insurance Contracts?

Insurance contracts are an important part of the business world. They provide a way for parties to protect themselves from financial loss due to unforeseen circumstances. But what exactly are insurance contracts and how do they work? In this post, we’ll explore the basics of insurance contracts and how different types of policies can help […]

Discount Auto Insurance-Buyer Beware!

Let’s be real. Do you feel excited about the idea of saving money? It does, and I can bet your bottom dollar it does. It’s hard to believe that anyone would not want to save money, particularly if it’s on discount automobile insurance. We are constantly bombarded by radio ads and infomercials promising the best auto insurance discounts. Are these offers […]

Insurance Companies, the Legal Community, and Floor Safety

Slip and fall accidents involving employees and customers are one of the most important factors that have affected insurance costs for restaurant and retail establishments. Studies done by government agencies like the Centers for Disease Control (CDC) and The National Safety Council have shown this to be a well-known fact. As the baby boomers get older, the […]

Poor Credit And Auto Insurance – A Single Effective Method To Saving Money

Insurance companies have always recommended that you monitor your credit score to save money on car insurance. The reason for this is that nearly 90% of insurance companies use “Risk scores” to decide who they will issue a policy, with more than 50% using these scores to determine their premiums. According to the insurance industry, there is […]

Auto Insurance Glass Coverage, and Other Sleep Aids

What could be more relaxing than reading (or writing!) a 650-word piece about auto insurance? After much brain-racking, I have come up with one idea: drying towels. The law in the United States requires you to have auto insurance if you own a vehicle. This article focuses on one aspect of auto insurance coverage, glass coverage. What’s the […]