Category Archives: Finance Guide

What can you expect from your insurance company if you are in an accident? Trust them to get you out of an accident. While we all believe we are the best drivers on the road, many others are not proficient in driving rules or safety. It’s scary to see that many of these drivers cannot read the […]

Today’s wealthy society is becoming more involved in collecting antique cars. You could be building a classic car or purchasing the car of your dreams. Statistics show that there are millions of American classic car owners. Each year, more are added. These collector car owners have spent a lot of time and money on their vehicles. They […]

Everyone is trying to reduce costs in the current economic climate. People often take simple measures such as reducing grocery bills, unneeded or unwanted bills, and buying only essentials and not luxury items. Car insurance is often a non-essential item. We choose to skip insuring our car, especially if it’s not new or expensive. Most people feel […]

As a life insurance salesperson, you must possess exceptional interpersonal and communication skills as well as an in-depth knowledge of both your clients and their families. Establish the appropriate type of life insurance for your client is vitally important, particularly with whole life policies that contain cash value features. 1. Determine the Value of Your […]

Marriage is an exciting life event that often impacts your insurance needs. At GEICO, we can assist in merging policies between spouses and taking advantage of discounts like multi-car and homeowners policies to save on coverage costs. Insurance providers usually require all licensed members of your household be included on your policy; this is especially […]

While insurance providers in the US do not currently offer dash cam discounts, these cameras can serve as invaluable evidence against false claims, not-at-fault accidents and theft or vandalism. Furthermore, they’re an invaluable way for parents to monitor their teenage driver’s driving habits. Dash cams may not reduce your insurance rates directly, but they may […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

How much your car insurance rates increase due to a speeding ticket depends on several factors, including severity of violation, state/insurer/driver history etc. Your chances of successfully challenging a traffic ticket depend upon its severity and the county where it occurred; other violations could also impact your premiums. Speeding Tickets One of the most frequently […]