Building wealth is quite simple. It doesn’t require luck or special connections. To learn the secrets and tips shared by others, you don’t have to attend financial seminars. There is no secret, as the saying goes. There are no tricks or tips that can make you rich. Instead, you must believe it and do what is best for your financial […]
Category Archives: Finance Guide
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Home insurance adjusters are usually employed by insurance companies as contractors or employees. The homeowners insurance adjuster will visit your home to assess the damages or losses, gather evidence, and then use that information to determine the carrier’s liability. The entire process of filing a claim can be made easier if you know how to handle home insurance adjusters. The home […]
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Healthcare is one of the most expensive things we as Americans spend on regularly. The cost of healthcare continues to rise, and it’s not hard to see why. One of the ways healthcare costs have exploded is due to the fact that we now have to cover pre-existing conditions. In many cases, this means you […]
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Prior to the Affordable Care Act, health insurance companies could deny coverage for pre-approved procedures. This included procedures that had already been paid for by the patient and were deemed necessary by the doctor. Now that the ACA is in place, this practice is no longer legal. In fact, health insurance companies can no longer […]
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Insurance is a mandatory requirement in most countries, and it’s no surprise that companies are looking for ways to save on the cost of insurance. One way they do this is by certifying certain industries as low-risk. The process of insurance precertification allows these companies to find high-risk industries and exclude them from coverage, saving […]
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When you’re an independent contractor, the whole world seems to be your workplace. You can work from home, on the go, or even from other countries if you so choose. Best of all, you don’t have to worry about pesky HR policies and red tape. One downside of this arrangement is that you may not […]
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Auto insurance is required by law to be able to drive. It also protects us in the event that we are involved in an accident. You can file a claim to replace, pay medical bills or for theft depending on how much coverage you have. Good auto insurance companies will quickly handle your claim. Be aware, however, […]
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Hours worked are one of the most important factors when it comes to determining whether or not you have health insurance. That’s because hours worked determine your eligibility for employer-provided health insurance. If your hours drop below a certain threshold, your employer may be able to reduce or even terminate your health insurance coverage. So […]
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A few years back, it was difficult to find a hybrid or green car. These new eco-friendly vehicles are not as popular as the faster, more fuel-guzzling cars of the past. You would have to be passionate about environmental change in order to consider an eco-car. Even then, you could face ridicule. The world has changed drastically […]
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Unemployment insurance is a vital safety net for employees who lose their jobs. In Illinois, employers are obligated to provide unemployment insurance to their employees, and the amount of coverage an employer provides is determined by state law. If you’re an employer in Illinois and you have questions about how much unemployment insurance your company […]