Category Archives: Finance Guide

Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]

You’re probably paying more for your car insurance than you should. Millions of people do this every year and end up spending thousands more to their insurance companies over the long-term. Nearly all cases can be controlled by the factors that could lower their rates. Six areas are often overlooked by drivers, but they play a significant […]

Titer tests are a common way to test for various infections in people, but they’re not without their risks. In fact, they can be quite dangerous and, as such, they may not be covered by insurance. Before getting titer tests done, it’s important to understand the risks involved. This includes everything from the possibility of […]

You probably don’t enjoy buying insurance if you are like me. All of us complain about how much we pay for our money. We need insurance to protect our assets and family. Here are some tips for buying insurance that will make it easier. Try looking at it from a different perspective. Find out what the policy doesn’t cover. It […]

Subcontractors typically aren’t required to obtain their own insurance policies; however, many clients require them to have liability and workers’ compensation coverage as a condition of doing business with them. It may be possible to add them as additional insureds on your general liability policy for specific projects; this option generally only allows for certain […]

You can also get huge discounts on van insurance premiums if you are dedicated, thorough, thorough, and willing to compare with other insurance quotes. These are some other ways that you can reach this goal. Keep them in mind when you search for cheap van Insurance quotes. You’ll have a lot of fun with your new policy. 1. This […]

If you’re like most pet owners, you probably take your furry friends for granted. They’re part of the family, and you want to do everything you can to protect them. Unfortunately, this means that accidents happen. And since accidents can sometimes be costly for both humans and animals, it’s important to know if pet insurance […]

Business insurance protects your company against the financial impact of bodily injury or property damage claims related to daily operations. In some states, this coverage is legally mandated; other policies can help enhance credibility among potential clients or customers. If your company relies heavily on one key employee – say a chemist working on an […]

All States have a Financial Responsibility Law You must show financial proof that you can pay for any damages caused by a collision if you own a vehicle. This applies regardless of whether you were at fault for an accident. You can be subject to penalties if you fail to produce the necessary proof. These include suspension […]

When you have a car accident, the first thing you may do is call an insurance adjuster. Unfortunately, not all accidents require the involvement of an insurance adjuster. In fact, many accidents can be fixed simply by calling a mechanic or a local service station. This is where the term “field repair” comes in. Field […]