Perhaps it’s a loud bang overhead. It could be shattering glass. Perhaps it’s water dripping from the ceiling of your kitchen. For a homeowner, any of these sounds might mean that you’re about to get acquainted with the home insurance claims process. You can’t wait for your insurance company pay you. To ensure that your claim is resolved, you will need […]
Category Archives: Finance Guide
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Apr
Apr
According to Bankrate’s 2021 study on annual premiums, the average Kansas City driver pays $1,857 for complete coverage insurance, and $569 for minimum liability-only coverage insurance. Kansas City’s 2.15 million drivers are legally required by law to have car insurance. However, you can choose a cheaper provider for car insurance. By comparing popular providers, we found the lowest-priced car insurance […]
30
Apr
Apr
Humana Medicare plans can be found in all 50 states. Humana’s Medicare Advantage can also be found in 84% of the counties. This is more than any other insurance. Humana plans are rated highly for customer satisfaction and quality. The company also offers many additional benefits, including online and mobile apps and ways to interact with […]
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Apr
Apr
According to Bankrate’s 2021 study on annual premiums, Wichita Falls drivers pay $461 annually for minimum coverage and $1810 for full coverage. These rates are comparable for drivers from Texas but slightly higher than the $1,674 annual national average for full coverage. Bankrate looked at a variety of factors to determine which carriers offer the best value for […]
30
Apr
Apr
Are you a healthcare professional or in the medical field? If so, then you must have heard about malpractice insurance. It’s a type of insurance that protects healthcare providers from lawsuits and claims filed against them by patients who are unhappy with their care. But what is malpractice insurance cost? Is it expensive or affordable? […]
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Apr
Apr
Full coverage car insurance refers to having all the major components of car insurance, including Bodily Injury and Property Damage, Uninsured Driver, PIP, Collision, Comprehensive, and Bodily Injury. Typically, you are required to have at least half of these coverages. The whole package is known as “Full coverage”, and some people choose it for greater financial protection. We […]
30
Apr
Apr
You may be familiar with the insurance policies that are available for condos. Did you know you could save money if you bought your condo and car insurance through the same company? Customers can save money by bundling their insurance policies. Insurance can provide financial security, but rates can be high. It is better to reduce your coverage […]
30
Apr
Apr
Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]
30
Apr
Apr
Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]
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Apr
Apr
If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]