Even if you purchase from one of the best companies, buying life insurance can be a daunting task. Why would you spend money on something that won’t be of any use after your death? Protecting your loved ones is a must. You don’t necessarily have to pay into a policy you won’t use during your lifetime. You can […]
Category Archives: Finance Guide
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Apr
Some Alaska drivers must purchase SR-22 insurance after a DWI conviction or a traffic violation. SR-22 insurance does not cover car insurance policies. An SR-22 is a proof of insurance that you have met the minimum state car insurance coverage requirements. In some states, SR-22s can be replaced with similar financial responsibility certificates like an FR-44 and SR-21. The cost […]
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Apr
Apr
Texas personal injury coverage (PIP), is a part of your auto policy that covers medical expenses for passengers and drivers who are injured in an automobile accident. It is worth looking into additional PIP insurance beyond the minimum coverage provided by Texas insurance policies due to rising medical costs in the United States, increased road traffic, […]
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Apr
Apr
It can be difficult to find affordable life insurance for people with pre-existing medical conditions. Life insurance policies for high-risk individuals are often more costly and have fewer benefits than life insurance products that are available to people with no pre-existing conditions. There are affordable life insurance options available for those with pre-existing medical conditions, despite the […]
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Apr
Apr
Hospice is designed to comfort and preserve the quality of life of people who are terminally ill. Hospice care providers are trained to address the spiritual, physical, and emotional needs of terminally ill patients in place of curative treatments. End-of-life care may be covered if a senior with a chronic illness is eligible for Medicare. Medicare requirements […]
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Apr
Alabama’s highways and byways lead to many famous tourist attractions. These include Huntsville’s U.S. Space and Rocket Center, as well as the beautiful Gulf Shores waters. To be legally road legal, you’ll need to have car insurance before you can drive to these places. According to Bankrate’s 2021 study on annual premiums, the average cost for car insurance is […]
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Apr
Apr
You probably have questions if you are thinking of buying life insurance. What policy type is best for you? What is the cost of this policy? How will I be able to determine my life insurance premium? Understanding your life insurance premium will allow you to do two things: pay your policy off and keep it in force. Let’s take […]
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Apr
Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]
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Apr
Apr
Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]
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Apr
Apr
If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]