Category Archives: Finance Guide

Final Expense Insurance can help make the process less stressful. Final Expense Insurance can be purchased to ensure that funeral costs are paid when you die. Surprised to find out that the current average funeral cost is $8,000, but it could rise in the future. Are you willing to pay the funeral costs yourself or let your family […]

Introduction Many industries are experiencing rapid and significant changes, so change is now the only certainty. The Reinsurance industry is not an exception. This is made worse by the current economic climate. Broking houses and Reinsurance companies continue to use worldwide strategies to increase customer service and productivity. Due to stricter compliance, tighter controls have been implemented. Over […]

Denied – Underpayment – Harassment This is a very common story. The insurance company declines to pay the claim, or offers less than 40% reimbursement for the house that has been set on fire. The policyholder informs the company about the flat-screen TV she purchased in her family room, but she doesn’t have her receipt because it […]

Because our financial goals and circumstances are different, there is no one “Rule of Thumb” that will tell you what insurance or how much. It is important to engage a Financial Consultant/Insurance Representative to ensure that they are able to provide their services and advice and prioritize your financial needs based on your present financial situation. […]

Life insurance is purchased to pay a benefit. A dollar amount to be paid to your beneficiary upon your death. You can also save money with it. There are several types of life insurance policies. This article will provide a summary of each type as well as some benefits that it can offer to your particular situation. Insurance companies […]

You may be able to get assistance from the federal government or other sources. If a flood wrecks your house and belongings, and you don’t have flood insurance, you may feel as though you’ve lost everything. However, once the floodwaters recede you will be able to get back on your feet. First, check your insurance. Your homeowners policy […]

Louisiana has more than 3.4 million licensed drivers. Shreveport, Louisiana is the third-largest city in Louisiana. According to Bankrate’s 2021 study on annual premiums, drivers in Shreveport spend an average $841 annually for minimum coverage and $2436 annually for complete coverage. Bankrate compared several carriers and found that Shreveport drivers could get low rates. There are also many carriers […]

Missouri car insurance laws require that all drivers who are licensed in Missouri have auto insurance. The Missouri minimum car insurance liability limits are 25/50/25, plus 25/50 uninsured/underinsured motorist coverage. Missouri’s auto insurance requirements are designed to protect the other driver in an at-fault collision. However, they can also protect you and your passengers in a hit-and run […]

Life insurance can be a valuable tool. However, there are times when you would like to waive your premiums and get some money back. Some insurance policies, although not all, offer this option. All types of insurance policies, including universal, whole, permanent, variable, and permanent life insurances, have cash value components. This means that you can cancel your policy to […]

Utah’s car insurance laws require that every driver in the state has minimum liability coverage of 25/65/15. Utah is one of the 12 no fault states in America. Therefore, Utah drivers must purchase minimum $3,000 of personal injuries protection coverage (PIP). Penalties may be imposed if you fail to have the minimum coverage required in Utah. Importantly, you should also know […]