Category Archives: Finance Guide

Drivers with a history of serious driving violations may be eligible for an SR-22 in Connecticut. This is often misunderstood to be SR-22 insurance. However, the SR-22 form (and your car insurance) are different things. Although they are closely related, an SR-22 is not a type of insurance. SR-22s can only be used to prove insurance. Many […]

Are you one of those people who assume that insurance companies treat everyone fairly? Think again. While we all know the importance of having insurance coverage, it can be challenging to determine if your policy is fair or not. In this blog post, we’ll examine whether “fair” includes insurance and unveil some shocking truths about […]

The best cheap car insurance companies in Eugene, Oregon are USAA, Geico, Progressive, Travelers, Nationwide and State Farm, based on Bankrate’s analysis of the largest insurance companies by market share operating in Oregon. It is not only a legal requirement for Eugene, but it is also an important part of your financial plan. The average cost of full coverage […]

Amica Insurance is based in Lincoln, Rhode Island, and was founded in 1907. It is the oldest mutual insurance company in the nation. Amica is among the top 25 largest car insurance companies, with about 1% of the total market share, according to the National Association of Insurance Commissioners (NAIC). As of 2019, Amica had nearly 109,000 policies in force. Progressive Insurance is […]

If you’re one of the millions of drivers insured by AAA, it’s natural to wonder about their grace period policy. We all know that life can be unpredictable and sometimes we miss payment deadlines, or our situation changes unexpectedly. That’s why understanding if AAA Car Insurance has a grace period is vital for keeping your […]

Life insurance is not something you should be concerned about if you are just starting out. It could cost you a lot if you delay. Research has shown that millennials who have student loans to pay are unable to save money for other purchases, such as life insurance or buying a house . About 7 out […]

Many people cannot afford to buy a home because of the high cost of Los Angeles real estate. In fact, fewer than 40% of Los Angelenos own their home. Additionally, in 2018, California suffered more than $1.5 billion in losses due to fires. Los Angeles homeowners have seen their insurance rates rise significantly due to such catastrophic losses. Los Angeles’s best home […]

Employers increasingly offer retiree health coverage through health reimbursement arrangements (HRA), which help their employees cover plan-eligible medical expenses during retirement. Employer premium payments are generally exempt from taxes, helping employees keep costs for health insurance at bay after tax payments. But is this exemption permanent? Taxes on Premiums Employer contributions toward retiree health insurance […]

Short-term health insurance provides coverage gaps. This type of policy differs from major medical policies in that they’re less expensive and shorter in duration – though they still need to cover all ten of ACA essential benefits, these typically exclude services like maternity care or behavioral/mental health. Cost Short-term plans offer low upfront costs while […]

Information contained within a policy’s insuring agreement will vary depending on the type of insurance being purchased; for example, homeowner’s policies typically contain named-perils coverage limits premiums and deductibles. Navigating policy exclusions and exceptions may seem intimidating, but this information is vital in understanding exactly what coverage exists within an insurance policy. Definitions The Definitions […]