Category Archives: Finance Guide

It’s too late. Every day thousands of people hear this and feel that sinking feeling when it becomes apparent that something they once had is no longer available to them. People with no savings, or less than two months’ wages in the bank (which is the majority of people working age), were able to purchase Income Protection […]

Even though you don’t own the car, auto insurance must be purchased when you lease it. This is because you must meet the minimum auto insurance requirements wherever you lease a car. You also need to comply with any additional requirements that your lessor may have, such as collision and comprehensive coverage. For a leased car, […]

How much a funeral costs can be affected by the type of burial you choose. While the median national funeral with a viewing and burial costs $7,640, average funeral costs skyrocket past $9,000 when you include a vault. Because most funeral homes are able to handle cremations in-house, an average cremation costs only $350. The National Funeral Directors Association (NFDA), […]

Windshield repair is a crucial element of car maintenance. If your windshield gets damaged, it’s important to fix the crack or chip as soon as possible. But many people are unsure about the impact that repairing their windshield will have on their insurance premium. Will you have to pay more for your insurance after getting […]

Employee health insurance is a critical part of any business. And setting up the right system for it can be just as tricky. Whether you’re a small business owner, or an experienced professional, this blog post will help you understand the basics of how to set up employee health insurance in QuickBooks. We’ll go over […]

It’s often a puzzle to me, as an insurance agent for many years. Why don’t people buy sensible protection? Why not “self-insure” large risks instead of purchasing affordable protection? Here are my top 10 reasons people don’t purchase insurance. 1. It is not necessary. Although you may be required to purchase insurance by a bank loan, business contract […]

Professional Indemnity Insurance Your professional indemnity insurance covers you against legal liability for any losses that your customers suffer as a result your negligent advice. Legally, professional indemnity is required for certain professions such as accounting, law, and financial services. It is also common in other areas, such as publishing, management, computer consultancy, engineering, and design. A professional […]

Insurance companies process thousands of claims every day, and it is essential that their systems are efficient and accurate. Developing an effective insurance claims processing system requires careful consideration of the various data sources that need to be connected, as well as the customer journey from filing a claim to receiving a payment. In this […]

When it comes to planning for the future, life insurance may be one of your first considerations. But when it comes time to make a claim, how long will it take for you to get paid? The answer is not so simple—it depends on the type of policy you have and the process you need […]

Liability insurance is available to almost everyone. This insurance option is one of the most cost-effective and provides protection against being sued by others who have been involved in an accident. There are many types of liability insurance. It’s important that you know what type you need. Automotive insurance Auto insurance should include liability coverage. You will be […]