Category Archives: Finance Guide

17 Handy Tips to Follow when Choosing your Car Insurance

It’s obvious that young drivers have a limited budget for car insurance. This article has 17 tips to help you find low-cost motor insurance. 1. Do your research. Find insurance companies that offer policies specific to your age, gender, and occupation. Ask your friends and family for advice on the best insurance policy. They might have information about […]

Car Insurance and Your Insurance Score – Or Is It Your Credit Score?

In that they aim to make profits, insurance companies are no different from any other business. A company must accurately price its products to make profits. There are many methods to do this. Underwriting is the insurance company’s method of “evaluating” a risk to determine a price and profit. No longer are driving records, accident history and […]

Car Insurance Policy Exclusion Clauses – Loss Of Use

Let’s look at the “loss-of-use” exclusion in your car insurance policy. It describes what alternate transport your insurer will provide if your vehicle becomes unusable due to theft or accident. The majority of cases, the answer is negative. A few insurance companies have a team that can repair your vehicle and provide a courtesy vehicle if […]