Category Archives: Finance Guide

How Much Liability Insurance Should A Landlord Have?

Value can have a substantial bearing on how much landlord insurance coverage a property requires, with location also playing a part. Landlord insurance covers rental properties against damage caused by tenants and their guests, ranging from structural repairs, loss of rental income protection, to liability protection. Coverage Limits When determining how much landlord insurance coverage […]

What Is A COI Insurance?

Clients of vendors often require Certificates of Insurance as a condition of doing business, which might include additional insured endorsements and waivers of subrogation clauses. An Certificate of Information (COI) summarizes your most essential business insurance details on one page. It details effective and expiration dates, policy number, who is covered, and limits for each […]

Will Adding Renters Insurance Lower My Car Insurance?

Many insurance providers provide car and renters bundle policies at discounted rates to save you hundreds each year. Bundling may not always be the optimal option; to ensure you get the most out of your policy, compare quotes to ensure that it provides adequate protection. In particular, check whether or not your coverage extends to […]

What is Deductible in Health Insurance? A Clear Look

What is a Health Insurance Deductible (or Health Insurance Deductible)? An insurance deductible (or health insurance deductible) is an amount that an insured person must pay from their own pocket each year to receive eligible healthcare services. This prevents the plan from paying any benefits. The amount of your deductible will vary depending on which […]

Recorded Statement – Do I Have to Give One After a Car Accident?

Recorded statements are a guarantee step in the claim investigative process. Insurance adjusters will call you to request your statements about the accident. Many people believe they are required to provide these statements in order for insurance companies to cover the loss. While most insurance companies include Cooperation Clauses within their policies, they cannot require […]

Motor Insurance Policies

Motor Insurance Policies can be broadly divided into three types: Comprehensive insurance; Third Party Fire and Theft Insurance; and Third Party Insurance Only. Comprehensive Insurance Although it is the most comprehensive type of car insurance available, the name “comprehensive” can be misleading. The Comprehensive Motor Policy will protect the Insured from any loss or damage […]