Category Archives: Finance Guide

The National Flood Insurance Program (NFIP) works in collaboration with FEMA-approved insurance providers to offer policies covering both the structure of a building and its contents. Home and renter policies do not usually cover flooding damage, making separate flood coverage essential. Even an inch of water can cause significant damages; one inch can cost thousands. […]

Life insurance can be a challenging investment to navigate. Finding an appropriate policy requires finding the perfect balance between cost, term length, death benefit and term length – ultimately the policy should meet all your needs. Return of premium life insurance may be worth investigating as an attractive option. This type of policy differs slightly […]

Many insurance policies offer grace periods to give policyholders time to make past-due premium payments before their coverage lapses. This article will discuss what happens if health insurance lapses as a result of missed payments, and how you can prevent another lapse by making timely payments. Life happens, and sometimes it can be challenging to […]

It is important to determine the car’s value for a variety of reasons. It helps you get the best price for your vehicle if you trade it in to a dealer or sell it to a third party. Today, many people research car values online before negotiating. Another area where knowing your car value may come in handy is in filing […]

The likelihood of being unemployed is increasing. There are many ways you can avoid being unemployed. These four steps will allow you to either keep your job or create a name for you that will help you quickly find a new job. Be happy about what you do: Stop looking at the mirror. This is the key to […]

Indian workers are becoming more aware of the benefits of insurance policies. This has led to an increase in foreign, public and private investments in the Indian insurance sector. India’s insurance industry has seen a significant growth from 11 life insurance companies and 11 general insurers to 24 life insurance companies and 25 general insurance firms in […]

It is important to know or find out the value of a piece of jewelry before deciding whether or not it should be insured. It is impossible to buy sentimental value with money. Money cannot also be lost solely on sentimental value. Therefore, it is not a factor in deciding whether or not to insure a […]

Each person on or near their property is responsible for their safety. Neglecting to address hazards and failing to maintain the property properly are signs of negligence. They create a dangerous environment for employees, visitors, and themselves. Both residential and commercial property owners have a responsibility to create safe environments. Failure to observe this duty could lead to […]

There are many ways to obtain lower rates. I will show you 13 ways to save money across multiple policies. These tips will only be of benefit to you if you implement them. 1. Maintaining your home will result in lower rates. Make sure you take care of any dead tree limbs. Do your best to fix any injury that […]

Protecting one’s income from illness, injury, or disability is a smart and profitable strategy in these uncertain times. Income protection insurance will protect you from losing your job if you become incapacitated due to an injury or illness. It will also ensure that you receive a steady income similar to what you earn. What is Income […]