Category Archives: Finance Guide

Are you a homeowner with stucco walls on your frame house? You may think that the sturdy and durable material would protect your home from mold damage. However, accidents can happen, and sometimes even stucco walls need extra protection. So, if you’re wondering whether insurance covers mold damage to stuccoed walls on frame houses, we’ve […]

Third party coverage is provided by mandatory third party insurance or CTP Green Slips. Prior to the introduction of Australian laws making third-party insurance mandatory, vehicle owners would often request additional insurance to protect against third party liability. This was not an obligation. Many felt that innocent victims were left with high-priced bills as the driver of […]

Are you planning to hire a contractor to install tile in your home? Before you do, it’s important to ensure they have the proper license and insurance. While it may seem like an unnecessary hassle, hiring an unlicensed and uninsured contractor could end up costing you far more in the long run. In this blog […]

I get many phone calls from people and companies looking for general liability coverage as an insurance broker. These organizations can be anything from a basic contractor to a full-service daycare. It is not the gamut of these organizations that I am concerned with, at least for this article. Instead, I am concerned about the individuals and/or […]

There aren’t many books that explain how to become a subrogation specialist. This article is for people who are interested in a career in subrogation. Although it can seem complicated, one can easily get started in subrogation. There are many companies in the country that specialize on subrogation recovery. Subrogation simply means the pursuit of reimbursement for insurance […]

Introduction When you take the risk of being a freelancer, you also take the chance of having either too many projects one season or none at all in another. When you live with that level of uncertainty, you need to put your income to work. In other words, you need to have your savings do […]

America’s roads are expanding and humans continue to meet the natural landscapes and their animal inhabitants. It is not unusual for humans to cross paths with the wild, especially when construction increases and animal populations are reduced by modern expansion. Wildlife can pose a serious and fatal threat to drivers. According to the U.S. Department of Agriculture […]

1. What is life insurance? A life insurance policy is essentially a contract between the insurance company and the insured. The insurance company pays the insured a pre-determined amount. In the event of death, the insurance company will pay the benefit to the beneficiary. 2. Different types of insuranceThere are two types of life insurance. There are two basic types […]

You are legally required to have car insurance if you are one the 7,025,333 licensed drivers of North Carolina. Your city is one of the factors that affects how much car insurance costs. According to Bankrate’s 2021 study on annual premiums, the average cost of car coverage in Durham is $423. There are many options for Durham drivers when […]

Student medical coverage is a type of personal medical insurance that’s specifically designed for students at college or university. Students must be at least 18 years old to be eligible for student medical coverage. You can choose from coverage that is low-cost and limited in terms of the terms or more costly and comprehensive. Is student health […]