Category Archives: Finance Guide

Are you planning to hire a contractor to install tile in your home? Before you do, it’s important to ensure they have the proper license and insurance. While it may seem like an unnecessary hassle, hiring an unlicensed and uninsured contractor could end up costing you far more in the long run. In this blog […]

For the most part of history, natural and man-made disasters were simply “Acts of God”. The effected people were left to their own devices after the disaster. Although they rebuilt their lives, there was no assistance agency. It was almost impossible to find charity in any organized way. The government was distant and not involved in administering relief funds. […]

Have you ever found yourself wondering just how long you can rely on your parents’ dental insurance? Dental care is important, but navigating the murky waters of healthcare coverage can be overwhelming – especially when it comes to figuring out when you’re no longer eligible for your parents’ plan. Fear not! We’ve done the research […]

I get many phone calls from people and companies looking for general liability coverage as an insurance broker. These organizations can be anything from a basic contractor to a full-service daycare. It is not the gamut of these organizations that I am concerned with, at least for this article. Instead, I am concerned about the individuals and/or […]

There aren’t many books that explain how to become a subrogation specialist. This article is for people who are interested in a career in subrogation. Although it can seem complicated, one can easily get started in subrogation. There are many companies in the country that specialize on subrogation recovery. Subrogation simply means the pursuit of reimbursement for insurance […]

Introduction When you take the risk of being a freelancer, you also take the chance of having either too many projects one season or none at all in another. When you live with that level of uncertainty, you need to put your income to work. In other words, you need to have your savings do […]

America’s roads are expanding and humans continue to meet the natural landscapes and their animal inhabitants. It is not unusual for humans to cross paths with the wild, especially when construction increases and animal populations are reduced by modern expansion. Wildlife can pose a serious and fatal threat to drivers. According to the U.S. Department of Agriculture […]

1. What is life insurance? A life insurance policy is essentially a contract between the insurance company and the insured. The insurance company pays the insured a pre-determined amount. In the event of death, the insurance company will pay the benefit to the beneficiary. 2. Different types of insuranceThere are two types of life insurance. There are two basic types […]

You are legally required to have car insurance if you are one the 7,025,333 licensed drivers of North Carolina. Your city is one of the factors that affects how much car insurance costs. According to Bankrate’s 2021 study on annual premiums, the average cost of car coverage in Durham is $423. There are many options for Durham drivers when […]

Student medical coverage is a type of personal medical insurance that’s specifically designed for students at college or university. Students must be at least 18 years old to be eligible for student medical coverage. You can choose from coverage that is low-cost and limited in terms of the terms or more costly and comprehensive. Is student health […]