What should San Diego County residents know about Earthquake Insurance Policies and Risks, as well as Costs? Quality Claims Management considers earthquake coverage to be catastrophic insurance. It is only necessary if there is a very large earthquake. You may be eligible depending on where you live and how much you have put into your home. Here’s what […]
Category Archives: Finance Guide
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Apr
Apr
Are you struggling with anxiety, depression, or another mental health condition? Have you considered getting an emotional support dog to help ease your symptoms and provide comfort? If so, one of the first questions on your mind may be whether insurance will cover the cost. In this blog post, we’ll explore whether insurance will pay […]
27
Apr
Apr
Are you tired of paying high premiums for car insurance that includes someone who no longer needs to be on your policy? Maybe they’ve gotten their own vehicle or moved out of state. Whatever the reason, it’s time to take action and remove them from your plan. But where do you begin? In this blog […]
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Apr
Apr
Recent reports indicate that Lloyds Banking Group is challenging the ban on the sale of payment protection insurance. This was introduced to protect millions upon millions of borrowers. A subsequent appeal could delay a ban against the sale of PPI along with credit agreements. The competition watchdog also stated that lenders should wait at most two […]
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Apr
Apr
Anchorage, Alaska is home to more than 61% Anchorage residents. According to Bankrate’s 2021 study on annual premiums, the average home-insurance rate in Anchorage was $833 annually for $250,000 coverage. Anchorage and the surrounding area of Alaska are subject to earthquakes, volcanoes and tsunamis as well as wildfires and other natural catastrophes. You can keep your home safe by having […]
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Apr
Apr
What is Bancassurance? Bancassurance refers to the marketing of insurance products by Banks. Apart from the regular products they offer in deposits, advances and investments, banks also sell insurance products. This is done to increase their fee-based income and to take advantage of their strengths as financial supermarkets. Benefits of Bancassurance Banks have many advantages over insurance […]
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Apr
Apr
Eugene, Oregon homeowners are facing rising property values and higher than normal home insurance rates. Home values have risen sharply 25% from $342K to $430K between May 2020 and May 2021. Quadrant Information Services was used by Bankrate to determine that Eugene’s home insurance premiums were $1,433 annually for $250,000 of dwelling coverage. The area’s vulnerability for wildfires and […]
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Apr
Apr
The Federal Emergency Management Agency (FEMA) states that flooding has affected 99% of U.S. county between 1996 and 2019. South Carolina was no exception. Floods from hurricanes and tropical storms can affect homeowners in South Carolina’s coastal and inland areas. In 2016, $654 Million was paid by insurers for losses resulting from Hurricane Matthew. The following year, Hurricane Irma left […]
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Apr
Apr
Below is a brief introduction to each one. You don’t have to know what they are. Just skip the section after the line with asterisks. The amount shown is in SGD dollars. (You’ll see that I use many terms such as “usually” due to the different standards of each insurer. I refer to the majority of Singapore’s insurers. […]
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Apr
Apr
Des Moines residents pay on average $1,267 per year for a $250K house, which is lower than the Iowa average $1,502. Although the area has experienced tornadoes in the past, there are not many natural catastrophes. This keeps the rates low. Des Moines homeowners may pay less for home insurance depending on their situation and the insurance company. Bankrate […]