Category Archives: Finance Guide

Dirt bikes do not qualify for coverage under standard auto policies; instead they fall under the category of motorcycles and thus require licensing and registration as well as an insurance policy which meets minimum liability requirements in your state. There are various strategies you can employ to lower the costs associated with dirt bike insurance, […]

Health insurance often (but not always) covers psychiatry costs. When selecting your psychiatrist, make sure it is part of your health plan’s network and that they will accept payment from your insurer for visits. Some community mental health clinics and psychiatrists provide sliding scale rates based on income for uninsured patients, providing significant savings when […]

If you live in Maine and have low income, you could qualify for free or low cost health insurance through the Affordable Care Act Marketplace. Use our Maine health insurance calculator to see if premium tax credits may apply to you. When searching for health insurance in Maine, take your individual needs and risks into […]

Long term care insurance can be an intelligent investment, but you must keep certain factors in mind before purchasing. Premiums tend to increase as we age and certain medical conditions prevent insurance carriers from providing coverage. Long-term care insurance provides protection from the high costs of care while helping to preserve retirement savings. Health Long-term […]

“Have you ever wondered what an insurance agent would say to the first couple on earth? Well, get ready for a hilarious ride as we imagine just that! From the Garden of Eden to modern-day policies, let’s delve into this unique and entertaining scenario. So sit back, relax, and prepare to be amused by ‘What […]

It’s possible that you have found your dream car. Perhaps it’s the muscle car you longed for in high school or that car you wanted to drive 30 years ago. Perhaps your classic car has been with you for many years. If you’re currently insuring your classic car with your daily transportation insurance company here are some reasons […]

Insurance companies offering different insurance lines often offer bundle discounts, also known as multi-policy discounts. Multi-policy discounts are most popular for auto and home insurance bundles. Bundling insurance doesn’t mean your auto and home are covered under the same policy. It only means they are insured by the same carrier. These discounts can often be the biggest and […]

Are you one of the millions of Americans who doesn’t have health insurance? Or maybe you’re just curious about how many people are in the same boat as you. Either way, you’ve come to the right place. In this blog post, we’ll explore just how many people are without health insurance and what it means […]

Uninsured auto accidents can cause serious injuries, even if the victim is not you. California’s “don’t Pay don’t Play” law applies. You cannot sue the person who hit you if you don’t have liabilityinsurance. This applies to both property damage and bodily injury claims. You are left to your own devices. If you’re not living in California, let me […]

Thanks to all its natural threats, Denver is not necessarily home to cheap insurance rates, with the average homeowners insurance policy costing $1,943 per year for $250,000 dwelling coverage. It is more than the average cost of home insurance in Colorado, which costs $1,659 per year, and much higher than the national average of $1,312 each year. More than 727,000 residents in […]