Category Archives: Finance Guide

Dirt bikes do not qualify for coverage under standard auto policies; instead they fall under the category of motorcycles and thus require licensing and registration as well as an insurance policy which meets minimum liability requirements in your state. There are various strategies you can employ to lower the costs associated with dirt bike insurance, […]

Health insurance often (but not always) covers psychiatry costs. When selecting your psychiatrist, make sure it is part of your health plan’s network and that they will accept payment from your insurer for visits. Some community mental health clinics and psychiatrists provide sliding scale rates based on income for uninsured patients, providing significant savings when […]

If you live in Maine and have low income, you could qualify for free or low cost health insurance through the Affordable Care Act Marketplace. Use our Maine health insurance calculator to see if premium tax credits may apply to you. When searching for health insurance in Maine, take your individual needs and risks into […]

Long term care insurance can be an intelligent investment, but you must keep certain factors in mind before purchasing. Premiums tend to increase as we age and certain medical conditions prevent insurance carriers from providing coverage. Long-term care insurance provides protection from the high costs of care while helping to preserve retirement savings. Health Long-term […]

“Are you a frequent traveler who’s always on the lookout for new ways to save money while globetrotting? Or perhaps you’re planning a dream vacation and want to make sure you’re covered in case of any unexpected mishaps. Whatever your reason, if you’re wondering whether credit cards offer travel insurance, then we have good news […]

Florida is actually much more affordable than most states when it comes to automobile insurance. If they want to drive on public roads in Florida, they will need to purchase this insurance. You can legally drive your car in Florida if there is $10,000 of Personal Injury Protection coverage (PIP) and $10,000 in Property Damage […]

Knowing who has the lowest cost car insurance in Little Rock can help you save money. Average car insurance rates in Little Rock are $617 per year for minimum coverage, and $2,029 per annum for full coverage. You can sometimes beat this average if you choose the right insurance company. Arkansas’ average driver is uninsured at 17% Without auto […]

Are you looking for a life insurance policy that offers flexibility in terms of premiums and investment options? If so, then variable universal life insurance might just be the right fit for you. This type of policy allows you to adjust both your premiums and death benefits while also giving you the opportunity to invest […]

“Have you ever wondered what an insurance agent would say to the first couple on earth? Well, get ready for a hilarious ride as we imagine just that! From the Garden of Eden to modern-day policies, let’s delve into this unique and entertaining scenario. So sit back, relax, and prepare to be amused by ‘What […]

Are you one of the millions of Americans who doesn’t have health insurance? Or maybe you’re just curious about how many people are in the same boat as you. Either way, you’ve come to the right place. In this blog post, we’ll explore just how many people are without health insurance and what it means […]