Category Archives: Finance Guide

Public Adjusters (PA), in Florida, have been extremely successful over the past twenty years helping policyholders collect all they are entitled. The success rate is too high for insurance companies. The State of Florida is facing a significant battle over the business practices of Public Adjusters. Three insurance organizations support legislation that restricts the activities of Public […]

Are you one of the millions of Americans without health insurance? While it might seem like a smart financial move in the short term, going without coverage can result in hefty fines and unexpected medical bills. In this post, we’ll dive into what exactly the fine for no health insurance entails and what steps you […]

Congratulations on your engagement! As you begin to plan for your big day, one important decision you’ll need to make is whether or not to purchase insurance for your wedding rings. After all, these precious symbols of love and commitment are not only sentimental but also a significant financial investment. But is wedding ring insurance […]

Travelers home insurance is a solid choice if you are looking for a customized homeowners policy from a well-respected, established company. Travelers was established in 1864 and sells homeowner policies in all 50 states. Travelers allows you to manage your policy online, or talk with an independent agent about the coverage that is right for you. Overall […]

Farmers is one of the largest national insurers and offers many useful features to renters. These include the ability to customize coverage, an app that makes it easy to use, and the ability to manage your policy online. NerdWallet found that Farmers’ renters insurance rates were more expensive than the national average, but the company offers […]

Life insurance provides financial protection for your loved ones. You can use it to supplement your retirement income, to leave money to your beneficiaries and to support your dependents financially in case of your death. Even if you’re young, healthy, and single, life insurance policies can benefit everyone. Your age, which is like all types of insurance […]

Agents from across the U.S. clear up a few of the most common insurance misconceptions. Insurance can be complicated and not everyone has the time or desire for to go through all of their policies. A little knowledge can make a big difference. An insurance agent can help you to understand the basics and dispel any […]

Your children’s future security can be secured by child life insurance. This is how you can decide if it’s right to do so. Children living long and healthy lives are what we all want for our children. You should consider it though as it can lock you in to low rates and serve as an investment vehicle. […]

Introduction When you take the risk of being a freelancer, you also take the chance of having either too many projects one season or none at all in another. When you live with that level of uncertainty, you need to put your income to work. In other words, you need to have your savings do […]

I get many phone calls from people and companies looking for general liability coverage as an insurance broker. These organizations can be anything from a basic contractor to a full-service daycare. It is not the gamut of these organizations that I am concerned with, at least for this article. Instead, I am concerned about the individuals and/or […]