Category Archives: Finance Guide

Dirt bikes do not qualify for coverage under standard auto policies; instead they fall under the category of motorcycles and thus require licensing and registration as well as an insurance policy which meets minimum liability requirements in your state. There are various strategies you can employ to lower the costs associated with dirt bike insurance, […]

Health insurance often (but not always) covers psychiatry costs. When selecting your psychiatrist, make sure it is part of your health plan’s network and that they will accept payment from your insurer for visits. Some community mental health clinics and psychiatrists provide sliding scale rates based on income for uninsured patients, providing significant savings when […]

If you live in Maine and have low income, you could qualify for free or low cost health insurance through the Affordable Care Act Marketplace. Use our Maine health insurance calculator to see if premium tax credits may apply to you. When searching for health insurance in Maine, take your individual needs and risks into […]

Long term care insurance can be an intelligent investment, but you must keep certain factors in mind before purchasing. Premiums tend to increase as we age and certain medical conditions prevent insurance carriers from providing coverage. Long-term care insurance provides protection from the high costs of care while helping to preserve retirement savings. Health Long-term […]

If not caught quickly, property damage from rodents, animals, or insects can cause serious injury to your home. Many homeowners wonder if their homeowners insurance policy covers animal damage. Depending on the loss, there may be exceptions that cover animal damage. What does animal damage have to do with your home insurance policies? Homeowners insurance covers you, your […]

We all know how important dental health is, but the cost of a trip to the dentist can be enough to give anyone a cavity! Without insurance, it’s easy to feel overwhelmed and wonder just how much you’ll need to pay out of pocket. We’re here to help put your mind at ease and answer […]

Texas has approximately 16 million licensed drivers, and all are required to carry minimum amounts of insurance. McAllen residents pay an average $662 annually for minimum coverage and $2,093 per year for full coverage. This is well above the national average $1,674 for a complete policy. If you are looking for the best cheap insurance rates in McAllen, one of the […]

Woof! Woof! Ah, the sound of a happy pup. Dogs are known as man’s best friend and have been providing love, protection, and laughter to families for centuries. However, with all the joy dogs bring into our homes comes responsibility – including addressing unexpected events such as dog bites. Have you ever wondered if your […]

Cryptocurrencies have been around for a few years now, and with their popularity comes volatility. Many people invest in cryptocurrencies in the hope that they will make a profit, but it’s important to remember that you can also lose money if you’re not careful. In this blog post, I’ll outline some tips to help you […]

It is risky driving without insurance in North Carolina. North Carolina, like many other states, requires that all drivers have minimum car insurance in order to legally drive. North Carolina has approximately 7 million drivers licensed to drive. This means that 14.02 people are killed per 100,000 passengers each year. This is more than the 11. national average. […]