Category Archives: Finance Guide

How to Bill Insurance Companies For Home Health Care

Home health agencies differ from physicians’ offices or hospitals in that medical billing is usually handled outside the business office and handled separately from its daily tasks. Instead, home health billing requires highly specialized knowledge from within their own staff members who specialize in this particular function of running the agency. First are providers such […]

Penalties for driving without insurance in Alabama

It is illegal to drive without insurance Alabama is no exception. Each state has its own penalties when drivers drive without insurance. According to the Insurance Information Institute (iii), 19.5% drivers in Alabama were not insured in 2019, making it the 7th most uninsured state. Alabama drivers who drive without insurance can face heavy fines and even prison time. It […]

Does House Insurance Cover Roof Leaks?

Homeowners insurance typically covers roof leaks caused by perils covered under their policy, such as windstorm-induced cracking in the ceiling that allows rainwater into your home. However, normal wear and tear may not be covered – check with your agent. Damage caused by a covered peril Homeowners insurance typically covers roof damage caused by covered […]

Car insurance for high-risk drivers in California

Low rates may be harder to find for drivers who have multiple at-fault injuries, tickets, or a DUI. Your license could also be restricted, suspended, or revoked if you are reckless or high-risk driver in California. California high-risk insurance for auto is an option when traditional vehicle insurance is not available or is too expensive. California rates for high-risk […]

What Insurance Should A Contractor Have?

Many large projects require contractors to carry certain forms of insurance policies as conditions of working together with project owners, making compliance an imperative in order to secure business opportunities. Contractors can obtain these policies through either purchasing individual coverage individually, or bundling multiple policies into an affordable business owners policy. Below are six forms […]

What Insurance Covers Hit and Run?

There are various auto policies available to cover the expenses resulting from hit-and-run accidents, including uninsured motorist coverage for property damage (UM PD), personal injury protection or medical payments coverage and collision. Medical payments and PIP coverage may not be available in all states and a deductible may apply; UM/UIM and collision coverage is often […]