Category Archives: Finance Guide

The benefits of bundling your home and auto insurance

Insurance companies offering different insurance lines often offer bundle discounts, also known as multi-policy discounts. Multi-policy discounts are most popular for auto and home insurance bundles. Bundling insurance doesn’t mean your auto and home are covered under the same policy. It only means they are insured by the same carrier. These discounts can often be the biggest and […]

Uninsured Auto Accident – Someone Hit Me and I Have No Insurance!

Uninsured auto accidents can cause serious injuries, even if the victim is not you. California’s “don’t Pay don’t Play” law applies. You cannot sue the person who hit you if you don’t have liabilityinsurance. This applies to both property damage and bodily injury claims. You are left to your own devices. If you’re not living in California, let me […]

Best cheap homeowners insurance in Denver

Thanks to all its natural threats, Denver is not necessarily home to cheap insurance rates, with the average homeowners insurance policy costing $1,943 per year for $250,000 dwelling coverage. It is more than the average cost of home insurance in Colorado, which costs $1,659 per year, and much higher than the national average of $1,312 each year. More than 727,000 residents in […]

SR-22 in Connecticut

Drivers with a history of serious driving violations may be eligible for an SR-22 in Connecticut. This is often misunderstood to be SR-22 insurance. However, the SR-22 form (and your car insurance) are different things. Although they are closely related, an SR-22 is not a type of insurance. SR-22s can only be used to prove insurance. Many […]

Best cheap car insurance in Eugene

The best cheap car insurance companies in Eugene, Oregon are USAA, Geico, Progressive, Travelers, Nationwide and State Farm, based on Bankrate’s analysis of the largest insurance companies by market share operating in Oregon. It is not only a legal requirement for Eugene, but it is also an important part of your financial plan. The average cost of full coverage […]

Amica vs Progressive

Amica Insurance is based in Lincoln, Rhode Island, and was founded in 1907. It is the oldest mutual insurance company in the nation. Amica is among the top 25 largest car insurance companies, with about 1% of the total market share, according to the National Association of Insurance Commissioners (NAIC). As of 2019, Amica had nearly 109,000 policies in force. Progressive Insurance is […]