Category Archives: Finance Guide

Are you approaching your golden years and wondering about how much life insurance coverage you need? Perhaps 30,000 dollars sounds like a good amount to leave behind for your loved ones. But, how much is it going to cost you at the age of 59? Don’t worry, we’ve got all the answers in this post! […]

No-fault auto insurance has been in existence since the 1970’s. It was created when legislation allowed individuals to claim medical reimbursements from the company they own for any type of accident. No-fault insurance was not widely practiced back in 1970’s. However, it gained popularity in the 1990’s as some states passed legislation to make them […]

Are you in the market for dental insurance but not sure where to turn? Look no further than AAA! You may already know them as a trusted provider of roadside assistance and travel benefits, but did you know they also offer dental insurance? Read on to learn more about what this reputable company has to […]

When it comes to home insurance, there are a lot of questions that people have about what is and isn’t covered. One question that comes up frequently is whether American Family Insurance covers kitchen sink plumbing. After all, your sink is one of the most-used fixtures in your home, and if something goes wrong with […]

Fender benders occur every day. While damages are sometimes minor, you may still wonder whether to file an insurance claim as this can negatively impact your rates. Before filing a claim, however, it would be prudent to obtain an estimate for repairs; you might find that their cost comes in close to or under your […]

As part of a Marketplace application, it’s necessary to estimate your estimated household income. Your household typically comprises you, your spouse (if applicable), any tax dependents who require coverage (even those without health needs). To calculate your MAGI, the following factors will need to be used. 1. Estimate Your Income for the Year You Want […]

As long as your health insurance premiums are paid through payroll deduction, they qualify as tax deductible expenses. Please be aware that only certain premiums qualify. Limiting exclusion could reduce work incentives for those who place high value on health coverage, especially those who expect heavy medical use, while it might impact how employers structure […]

Medicare Supplement insurance (commonly referred to as Medigap) is private health insurance designed to supplement Medicare Part A and B costs. There are 10 standard Medicare Supplement plans that each offer the same set of benefits no matter which insurance company sells it. Costing of Medicare Supplement insurance depends on many variables, such as which […]

If you plan on placing your car on hold for any extended period, be sure to talk with your insurance company first. They may have special rules in place that can help avoid coverage gaps and potentially expensive rate hikes. GEICO provides numerous ways to save on car insurance policies. Get your personalized rate quote […]

Insurance policy documents such as cards and declaration pages should always be kept as long as their policies remain active. This is particularly crucial for auto and health policies as law enforcement or hospitals may request to see these documents for verification purposes. Medical explanation of benefits (EOBs) should only be kept until they can […]