Category Archives: Finance Guide

Recorded Statement – Do I Have to Give One After a Car Accident?

Recorded statements are a guarantee step in the claim investigative process. Insurance adjusters will call you to request your statements about the accident. Many people believe they are required to provide these statements in order for insurance companies to cover the loss. While most insurance companies include Cooperation Clauses within their policies, they cannot require […]

Where Is The Best Place To Buy Term Life Insurance?

Term life insurance provides short-term financial coverage that may help meet immediate needs such as raising children, paying off debts or building wealth. Compared with permanent options like whole life policies, term policies often prove more cost-effective. The top life insurance providers combine reasonable premiums with exceptional customer satisfaction scores and strong financial strength ratings, […]

Are Scleral Lenses Covered By Insurance?

Are Scleral Lenses Covered By Insurance? Scleral lenses are large, rigid gas permeable contact lenses designed to rest on the white of your eye. They offer relief from several conditions like Keratoconus and severe dry eye syndrome. Scleral lenses require significant training from optometrists, expensive equipment and multiple visits in order to find an ideal […]

What Insurance Does Rush University Medical Center Take?

Rush University Medical Center and Rush Copley medical centers both have customer service representatives and financial counselors available Monday through Friday who can assist in understanding and managing your insurance coverage. They’re available Monday to Friday. Rush University Medical Center is widely respected for patient care, research and teaching. Their new medical hospital, The Tower, […]

Will My Motorcycle Insurance Cover Me On Another Bike?

Motorcycle insurance isn’t just required by law; it also offers peace of mind and can save the day in case something goes wrong. Keep reading to understand whether your policy covers multiple bikes as well as ways you can save with roadside assistance and other coverages. Coverage is Transferable Motorcycles offer great freedom on the […]

Is A Ceiling Leak Covered By Insurance?

A leaky ceiling is more than an unsightly water stain; it’s a potential time bomb that could lead to extensive structural issues and mold growth, potentially impacting both your home insurance coverage and any repairs necessary. Understanding if your policy includes repair or replacement is vital. Water stains and leaky ceilings may be caused by […]

Does Homeowners Insurance Cover Flood?

Water damage is one of the most prevalent and devastating forms of home damage, but you can take steps to safeguard against it. Standard homeowners insurance typically covers certain forms of water damage; however, flood damage is generally excluded and therefore it is wise to get a separate policy specifically covering floods. Floods are a […]

Does Homeowners Insurance Cover Roof Damage?

Your roof is an exposed part of your home that is vulnerable to numerous threats. Homeowners insurance policies usually cover repairs or replacement when damaged due to an insured loss. Home insurance policies typically include dwelling coverage that protects roofs; however, any claims are reduced by your deductible amount and must meet certain thresholds to […]