Category Archives: Finance Guide

According to Bankrate’s 2021 study of quoted annual premiums, the average cost of car insurance in Akron, Ohio, is $388 for minimum liability and $1,110 for a full coverage policy. It is dangerous to go without Ohio car insurance because of the risk of tornadoes, flooding from Lake Erie, and occasional residual hurricanes. Shopping for car insurance in […]

Albany’s average annual car insurance cost is $1,655 per year for a full coverage policy and $764 for a policy with minimum coverage. Albany law requires you to have car insurance. This protects your financial and legal rights in the event that an accident is at fault. Based on factors such as coverage options, average rate, discounts, […]

Employers increasingly offer retiree health coverage through health reimbursement arrangements (HRA), which help their employees cover plan-eligible medical expenses during retirement. Employer premium payments are generally exempt from taxes, helping employees keep costs for health insurance at bay after tax payments. But is this exemption permanent? Taxes on Premiums Employer contributions toward retiree health insurance […]

Short-term health insurance provides coverage gaps. This type of policy differs from major medical policies in that they’re less expensive and shorter in duration – though they still need to cover all ten of ACA essential benefits, these typically exclude services like maternity care or behavioral/mental health. Cost Short-term plans offer low upfront costs while […]

Information contained within a policy’s insuring agreement will vary depending on the type of insurance being purchased; for example, homeowner’s policies typically contain named-perils coverage limits premiums and deductibles. Navigating policy exclusions and exceptions may seem intimidating, but this information is vital in understanding exactly what coverage exists within an insurance policy. Definitions The Definitions […]

Uber is a convenient ride hailing service that provides passengers with an alternative to taxis. Uber also maintains auto insurance for its drivers and can cover damages caused to your car in case of an accident. But does your own car policy provide coverage when working for Uber? Keep reading to find out. Liability Coverage […]

Are you confused about the different types of auto insurance available and what they cover? Do you know what comprehensive auto insurance means? If not, don’t worry! In this post, we will break down everything you need to know about comprehensive car insurance so that you can make an informed decision when purchasing your policy. […]

Anyone who is looking for a Michigan auto insurance quote can find it easily on the many websites that offer multiple rates from different insurance companies. The entire process of selecting the right Michigan auto insurance rate is quick and easy. To obtain a Michigan auto insurance quote and other information about car insurance, car owners […]

All of us have encountered rude drivers on the roads. It might appear that your state has more rude drivers than it actually does. Which states have the most rude drivers? Bankrate conducted some research to find out which states could benefit from politeness training by the DMV. California, Nevada and Florida are the most rude drivers. Based on our […]

Passaic County drivers saw 4,038 vehicle crashes in 2019. This shows how important it is to have good car insurance. It is important to add comprehensive coverage to your policy, as the city was the scene of 456 vehicle thefts. Paterson’s average annual rate for auto insurance is $1,259 to get minimum coverage, and $2,565 to get full coverage. We […]