Category Archives: Finance Guide

Before you purchase an insurance policy, it is a good idea to be familiar with the basics. These are the most important things anyone should know when purchasing an insurance policy. They cover almost everything in their lives: their house, car, lives, medical bills and pets. To reduce the stress of trying to find enough money to […]

When it comes to life insurance, there are a lot of options available to you. You can buy term life insurance, which will provide coverage for a set period of time. Or, you can buy an annuity, which will provide you ongoing coverage until you die. Which option is right for you? That’s a question […]

The type of mattress you are most likely to encounter at residential care is foam. They are advantageous because of their pressure region care capabilities and ability to adjust to varied conditions. But what precisely is a foam mattress, and how can you use one to guarantee your customers’ safety and overall health? Let’s check […]

As you may or may not know, employer provided health insurance is not taxable. This means that you are not required to include it on your income tax return and you don’t pay any taxes on it. In addition, it’s considered a fringe benefit for employees. If you’re wondering if employer provided health insurance is […]

My wife and I enjoyed wonderful holidays with our extended family. It was great to catch up with them and hear about their lives. We briefly spoke about their retirement income. They said that as long as they earn an average 8-9% return, their money will last forever. This reminded me of the fact that many retirees rely […]

Where and who depend financially on you can determine how much life insurance coverage you require, as it is difficult to consider all factors that influence this decision. Estimating your coverage needs can be done using simple rules of thumb, such as multiplying your income by 10, but hiring a fee-based financial professional will provide […]

When you own something, it’s your personal property. This means that, unless you give someone else permission to use it, they can’t do anything with it without your permission. This includes taking it, selling it, or even giving it away. One of the most important things to remember when it comes to your personal property […]

Joseph Belth is a top-notch business journalist in America. For 40 years, he was the conscience of an entire industry and influenced many careers, including mine. Belth, however, was not eligible for the Pulitzer Prize. This is a shame. You probably haven’t heard of Belth unless you are in the insurance business or write about personal finance […]

The internet is the best place to find cheap car insurance that provides great coverage. The economy today is extremely tight, which means that many people are looking for ways to cut down on their shopping. Unlike the old way of shopping insurance, which involved driving to various agencies and dealing with multiple agents, this is no […]

Many who die without life insurance leave behind significant final expenses and debt that can be difficult for their loved ones to manage. Friends, spiritual leaders and professional and social groups often assist the deceased’s family members with finding life insurance policies for them. After someone dies, their estate will be divided among their loved […]