Category Archives: Finance Guide

Welcome to a potentially controversial topic – lying on your taxes about having health insurance. We all know that filing our taxes can be an overwhelming and intimidating process, but is it really worth risking the consequences of being dishonest? In this blog post, we’ll explore whether or not you can get away with fibbing […]

Oregon’s 3.1 million licensed drivers know that there are laws in place to protect them and their vehicles when they are on the road. Those include insurance laws, which state that all drivers must carry a solid insurance policy with a required amount of coverage. This is why it is so important. Consider the following Oregon statistics for 2018, the most recent year for […]

Royal Oak is located just outside Detroit, Michigan. It is home to the Detroit Zoo, and more than 59,000 residents. Over 87% of those residents commute alone to work, with an average commute of just over 23 minutes. More than 50% of households have two cars. Royal Oak drivers pay $1,076 annually for liability coverage, while full coverage […]

Are you tired of shipping packages and worrying about the inevitable mishaps that could occur? The United States Postal Service (USPS) offers insurance to protect your goods, but does it cover the cost of shipping as well? If you’re curious about whether or not USPS covers all aspects of a shipment, keep reading to find […]

Signing up for dental insurance depends on where it comes from: workgroup plans or individual policies (also called individual plans). Open enrollment periods usually occur around November/December for group and Medicare Advantage plans. However, you can purchase dental insurance outside of open enrollment if a qualifying life event arises. Group Plans Open enrollment is an […]

If you don’t already have employer-sponsored health coverage, Obamacare (Obamacare) marketplace provides excellent options for individual and family plans as well as short-term plan options and Medicare coverage. Avoid limited-benefit health plans with low premiums but high out-of-pocket costs; these don’t represent real insurance. Instead, opt for more comprehensive health plans:. 1. Check With Your […]

State workers’ comp insurance funds provide businesses with workers’ compensation coverage when private insurers don’t. This option may be an appealing one for companies that cannot find coverage through these channels. Some states operate state funds with exclusive privileges while others provide state funds that compete with private insurers for business and offer more attractive […]

Car insurance rates vary significantly based on factors like your age, driving history and credit score; other considerations could also play a part depending on where you reside. Teen drivers typically pay more for insurance because of their inexperience on the road and increased likelihood of accidents, yet NerdWallet provides an estimate tool that allows […]

As soon as a plumbing disaster strikes, it’s essential that you contact your insurance provider immediately so they can send out an adjuster and assess the damages. However, insurance companies tend to avoid covering bathtub leaks as they believe homeowners should maintain their properties appropriately. Damage to the Bathtub Homeowners insurance offers financial protection against […]

The Knights of Columbus offers an extensive selection of life, retirement and long-term care policies through its network of insurance agents. This company holds an A+ rating with the Better Business Bureau, offering competitive life insurance policies at very reasonable rates to men who belong to Catholic fraternal organizations. Unfortunately, their policies are only available […]