Category Archives: Finance Guide

We all like to think that sharing is caring, but when it comes to your car and auto insurance, you need to be extra careful. So the question is: can someone drive your car and be covered on your insurance? The answer might surprise you. It’s important to understand the different nuances of auto insurance […]

If you’re looking to get life insurance, one of the steps in the process is a blood test. This test can be used to help determine your risk as an applicant, and they are becoming increasingly common. But what exactly do these blood tests look for? In this blog post, we’ll cover what life insurance […]

Are you planning to purchase a new home or renew your existing home insurance policy? One of the most common questions that homeowners have is, “How much does home insurance cost?” Well, we’ve got some great news for you – this blog post will give you all the information you need to know about the […]

Selling a car can be quite the process, from ensuring that all paperwork is in order to getting the best price for your vehicle. But what about your car insurance? If you have an active policy that you no longer need due to the sale of your car, can you cancel it? The answer is […]

Healthcare is a complicated and expensive topic for many Americans. Employers often offer health insurance plans to their employees, but what if you don’t want it? Is it possible to decline employer-provided health insurance coverage? In this blog post, we will explore the answer to this question and look at the various factors that you […]

Selling a car can be a daunting task. Much like buying a car, there are a lot of rules, regulations, and processes that you have to go through in order to do it safely and legally. One of the most important aspects of this is making sure that you have the right insurance policies in […]

If you’re an employer in the United States, you know that workers’ compensation insurance is a must for protecting your employees and business from any potential financial losses due to an on-the-job injury. But what happens when you hire independent contractors? Do they qualify for coverage under your workers’ compensation policy? In this article, we’ll […]

It takes some effort to find the best car insurance rates in Modesto. For minimum coverage, the average annual rate is $765 and for full coverage insurance it’s $2,097. The city’s average age is around 34. Savings are important because younger drivers tend to pay more for vehicle insurance. Discounts can be a great way to lower the […]

With so many insurance companies out there, it can be hard to keep track of which companies are affiliated and where the lines of distinction begin and end. When it comes to two of the most well-known insurers in the US — Travelers Insurance and Geico — this question is especially common. So, Is Travelers […]

Owning a home is a major investment, and having homeowners insurance can help protect your property from unexpected damages. But what happens if you need to file a claim? Does filing a claim increase your homeowners insurance premium? The answer is yes—filing a claim usually does result in an increased premium. This article will explore […]