Category Archives: Finance Guide

Car liability insurance is a mandatory form of coverage in most states. It’s designed to protect you from the financial costs of an accident, such as medical bills and property damage. But how much car liability insurance should you get? The answer depends on several factors, including your state’s minimum requirements and the type of […]

Many belongings are kept in your home, including photo books, electronic devices, furniture, and work materials. Personal belongings are not only important for personal attachment. Homeowners insurance policies also include this standard coverage. Personal property coverage protects you and your home from common perils such as theft, fire, and falling objects. Your home insurance policy has provisions […]

As a claimant in Texas, it’s important to understand the ins and outs of filing an insurance claim. Knowing how to package your claim appropriately is essential for having your claim accepted and approved. This blog post will provide an overview of the steps you must take in order to file a successful insurance claim […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]

Are You Preparing to Move, Clean Out Your Garage or Declutter? A storage unit rental may be just what’s necessary. Keep in mind that many self-storage facilities require that their customers carry some form of insurance to cover their belongings during storage. Tenant insurance can often be quite affordable and is easily obtained by reaching […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Renters insurance generally does not cover damage caused by pets; however, some policies provide special add-on coverage called pet liability coverage. Pet insurance covers the costs to repair or replace property that your pet damages while on another person’s property. Some policies exclude certain breeds while others restrict coverage for exotic or farm animals. Liability […]

If you are shopping for home insurance, it can be a good idea to review quotes from several companies. What should you look for when comparing home insurance quotes? How can you choose the best home insurance policy that suits your needs? Bankrate’s insurance experts can help guide you through the process of comparing home insurance quotes. It is […]

Are you considering buying a car? Do you already have one but are afraid of the financial burden it could cause if something happens to it? You may have heard of gap insurance, but do you know what it is and whether it is worth getting? Gap insurance can be a lifesaver in certain situations, […]

Floods can be some of the most destructive natural disasters, leaving behind not only property damage but also financial strain. When it comes to auto insurance, knowing what is and isn’t covered when it comes to flooding can mean the difference between getting a full reimbursement or being left on your own. So, does auto […]