Category Archives: Finance Guide

This article will explain how to determine if an umbrella is right to you. It will also show you how to find out how much it costs, what it covers, how affordable it can be, and how you can lose it. It is important to understand that insurance is an individual decision. Based on hundreds of customer […]

When it comes to medical insurance, there are a lot of options out there and it can be difficult to navigate through them all. One such option worth considering is Guarantor Medical Insurance (GMI). But who is GMI and what do they offer? In this blog post, we’ll be taking an in-depth look at Guarantor […]

With all the ongoing expenses and living costs, life is expensive enough. It’s natural to delay investing in things that don’t give you an immediate return (you hope), such as life insurance. Additionally, younger people are less likely to think about death and live a more busy life, so they rarely discuss the topic. Many single […]

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]

Under the Affordable Care Act, all full-time employers and their dependents are mandated to offer health coverage to employees and dependents. Employers have various options available to them for providing this coverage for their employees. In this article, we’ll look at three great strategies available to small businesses: health reimbursement arrangements (HRAs), employer-sponsored plans and […]

Dependent upon the nature of your incident, you may need to file multiple insurance claims at once. A good plan will make this easier while helping ensure you receive the fairest settlement. Adjusters may attempt to dismantle your claim with tactics like delaying, lowballing and gaslighting. Here are six things you should keep in mind […]

Life insurance death benefits may be distributed in various ways, such as lump sum, installments or an annuity. Some permanent policies also feature cash value accumulation and nonforfeiture provisions. Policyholders often name a beneficiary who will receive the death benefit when someone passes. This enables heirs to pay outstanding debts, funeral costs and taxes before […]

Everyone needs insurance. It’s a way of protecting yourself and your family from the financial losses that can come with unexpected tragedy or illness. The best way to find out what insurance you’re eligible for is to check your eligibility. But how can you do this? In this blog post, we will guide you through […]

Understanding Financial Stability Insurance companies promise more benefits than they take in premiums. If you have a $200,000 home insurance policy that covers insurable events affecting your residence, it is possible you will pay a low premium relative to the benefit. Let’s assume that you only pay $150 per month for this benefit. This means that your benefit […]

There are two types of property damage: property damage caused by another person to your property, or damage due to a natural disaster. Property damage you cause to someone else’s property. Your property can be protected from many possible disasters, such as fire, smoke, vandalism, flood, and fire. It is important to understand the details and […]