Category Archives: Finance Guide

Selling a car can be a daunting task. Much like buying a car, there are a lot of rules, regulations, and processes that you have to go through in order to do it safely and legally. One of the most important aspects of this is making sure that you have the right insurance policies in […]

If you’re an employer in the United States, you know that workers’ compensation insurance is a must for protecting your employees and business from any potential financial losses due to an on-the-job injury. But what happens when you hire independent contractors? Do they qualify for coverage under your workers’ compensation policy? In this article, we’ll […]

Flood damage can be an enormously destructive threat, so unlike homeowners insurance policies which only cover water damages caused by broken pipes, flood insurance requires additional coverage – typically through the National Flood Insurance Program but private policies may also exist. Your rate can be affected by many factors, including its location, flood risk and […]

Flood damage is one of the most devastating natural disasters, so having enough coverage is absolutely crucial in protecting both your home and belongings from being lost in such an event. Assuring your home with replacement cost coverage can provide adequate protection from flooding. But how can you calculate this value? Utilizing an online home […]

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

Bariatric surgery is one of the most popular and sought-after procedures in America today. This surgery, which is also known as weight-loss surgery, helps people who are obese lose weight and improve their health. But what happens if you have a medical emergency while you’re recovering from bariatric surgery? What coverage does your insurance company […]

USAA is one of the most prominent home insurance companies in the country. It offers policies to veterans, active military personnel, and their families. USAA home insurance policies often cost more than when issued by other companies. However, NerdWallet’s rate analysis shows that the company’s rates remain lower than the national average. It’s worth looking into if […]

It’s always exciting to buy a new car. It also means that you might have to replace your car if something happens to it. Unfortunately, a vehicle’s value will begin to decrease the moment it is driven off the lot. Your insurer will pay the depreciated amount if you have only the standard coverage. If you purchased the replacement […]

It can be a tough decision to make when it comes to choosing a health insurance provider. After all, not every option is created equal and each one may have its own set of benefits and drawbacks. In this blog post, we will explore some of the best places to go if you find yourself […]