Category Archives: Finance Guide

Does Filing A Claim Increase Homeowners Insurance?

Owning a home is a major investment, and having homeowners insurance can help protect your property from unexpected damages. But what happens if you need to file a claim? Does filing a claim increase your homeowners insurance premium? The answer is yes—filing a claim usually does result in an increased premium. This article will explore […]

How Much Is Flood Insurance In Arizona?

Flood damage can be an enormously destructive threat, so unlike homeowners insurance policies which only cover water damages caused by broken pipes, flood insurance requires additional coverage – typically through the National Flood Insurance Program but private policies may also exist. Your rate can be affected by many factors, including its location, flood risk and […]

How To Determine Replacement Cost Value For Flood Insurance

Flood damage is one of the most devastating natural disasters, so having enough coverage is absolutely crucial in protecting both your home and belongings from being lost in such an event. Assuring your home with replacement cost coverage can provide adequate protection from flooding. But how can you calculate this value? Utilizing an online home […]

What Is 1000 Deductible Car Insurance?

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

How Much Is Homeowners Insurance In Illinois?

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

Does Allstate Have Life insurance? Latest News

Yes, Allstate Have Life insurance. Allstate is a financial service company that is perhaps most well-known for its home and auto insurance policies. This includes motorcycles, renters insurance and condo insurance. Allstate offers a variety of life insurance policies. What is Allstate? Although Allstate was established in 1931, the slogan “You’re safe with Allstate” wasn’t created […]

The Best Cheap Home Insurance Companies in Florida

We analyzed companies with the cheapest coverage, along with some of Florida’s unique home insurance features. Florida is a great place to live if you love the warm weather. However, there are also hazards. The state’s many natural disasters and regular occurrences small problems like leaking pipes can make homeowner’s insurance expensive. In addition, the insurers […]

Cheapest car insurance in Tennessee

The average cost of car insurance differs with each state. Our latest research shows that Tennesseans pay $371 per year for minimum coverage, and $1,338 for full coverage. We know that this is lower than the $1,674 annual rate for full coverage. However, it’s still a good idea to learn how to reduce car insurance. Insurance is essential for Tennessee […]