Category Archives: Finance Guide

There are many reasons why premiums for auto insurance increase. This is because some companies or agents didn’t provide enough information when you bought the insurance. These are the main causes of an increase in premium fees. 1. Driving Records – The Obvious Your driving record is a key factor in determining the premium you pay for car […]

In the bonding industry, there seem to be mixed messages regarding surety credit. One, surety underwriters seem to be worried about the client’s balance sheets and suggest they look for other surety credit options. There are also surety companies that can take over struggling businesses if the company is well managed, has stabilized and has a lot […]

What’s it all about? Captives are a type insurance company that protects its owner’s risks. It covers any claims made against the owner’s company. It can be difficult to choose a captive manager. There used to only be a handful of major American captive management companies. However, there have been many new, start-up captive managers who are now […]

Many a person will need financial help after taking out loans and being forced to pay back the debt. It’s not a bad thing to have payment protection insurance. It is actually very useful if it is sold to the right people. Payment Protection Insurance (PPI), is often sold along with financial products like mortgages, loans and […]

It is unlikely that the true statistics on missold PPI will ever be known. Many people who have paid off their loans might not know that they had PPI insurance. Many people won’t know that their PPI insurance was not suitable for them and that any claims they made were destined to fail, which is a classic […]

The Company and Products A Primerica review is incomplete without mentioning Arthur L. Williams. He founded the company as A. L. Williams and Associates in 1977 with the goal of changing the insurance industry. He believed that the large insurance companies sold too many add-on packages, including whole life insurance. His customers could save money by buying […]

Health insurance is a topic that is top of mind for many Americans, especially those who are currently uninsured or underinsured. The Affordable Care Act has helped to increase the number of people with health insurance, but there are still millions of Americans who do not have coverage. There are a number of reasons why […]

Our cars are safer thanks to new technology and tougher testing. Auto manufacturers seem to have started to make cars that exceed or meet the safety standards for their occupants. The newer cars offer greater safety in crashes as well as enhanced collision technology that has never been available before. On safe Car.gov, the National Highway Traffic Administration […]

One common question we get asked at our company is whether or not long distance transportation for the elderly is covered by insurance. The answer to this question can be quite complicated, as there are many variables to consider. In this blog post, we will explore the different variables that come into play when determining […]

Anyone who owns an older vehicle should have used car insurance. Many people believe that you don’t need to get insurance if your car is in good condition. These people are often surprised to find that their car is not in good condition after regular maintenance, oil changes and tire rotations. Insurance is a great option. Some people […]