Category Archives: Finance Guide

Discount Dental and Vision Plan – Find Out How to Save a Bundle of Money Without Health Insurance!

You might be thinking, “If I cannot afford health insurance, how can I afford a discount vision and dental plan?” How is this going to benefit me if it costs less than I can afford? Do you think discounting means that I will get less than the best care? The same thoughts were always mine. Before I began […]

Understanding Supplemental Group Term Life Insurance

What is Supplemental Group Life Insurance? If you have a group policy with your employer, supplemental group term insurance can be added. Group coverage can be less comprehensive than you might like, as policies are designed to benefit the entire group. You may have special needs as an individual who has a family. A supplemental term policy is […]

Rideshare insurance: What is it and who needs it?

Personal auto policies don’t include rideshare insurance. This is something you should consider if your company uses Uber and Lyft as drivers. It is common to believe that rideshare insurance is not covered by your employer-provided car insurance or any other commercial insurance. This is because you may need it when you pick up passengers and […]

Personal Injury Protection Insurance Coverage

You can add Personal Injury Protection (“PIP”) to your auto insurance policy. This coverage covers medical expenses, lost wages, and funeral expenses after an accident, regardless who was at fault. Depending on the type of your auto policy and where you live, minimum PIP coverage usually pays $10,000 for “reasonable, necessary” medical bills, $10,000 for lost […]

Car insurance for 17-year-olds

Although drivers aged 17 have an average of one year experience, insurance companies still consider them inexperienced drivers. Adding a teen driver to your auto insurance policy will likely increase your premium, but understanding what makes up your teen’s rate and how to keep costs as low as possible might help you find the best car insurance for […]