Category Archives: Finance Guide

What Happens If You Don’t Have Life Insurance?

Many who die without life insurance leave behind significant final expenses and debt that can be difficult for their loved ones to manage. Friends, spiritual leaders and professional and social groups often assist the deceased’s family members with finding life insurance policies for them. After someone dies, their estate will be divided among their loved […]

Does Home Insurance Cover Broken Windows?

Answering this question depends on the specific details of your homeowners insurance policy, including coverage limits and deductibles. Windows typically fall under dwelling coverage of your policy and should be covered to their maximum coverage limit by insurer. However, convincing your insurer to cover new windows can seem like an uphill struggle. Here are some […]

7 Essential Things to Know When Buying Any Types of Insurance

Before you purchase an insurance policy, it is a good idea to be familiar with the basics. These are the most important things anyone should know when purchasing an insurance policy. They cover almost everything in their lives: their house, car, lives, medical bills and pets. To reduce the stress of trying to find enough money to […]

Does Everyone Need Life Insurance?

Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]