Category Archives: Finance Guide

When you have a car accident, the first thing you may do is call an insurance adjuster. Unfortunately, not all accidents require the involvement of an insurance adjuster. In fact, many accidents can be fixed simply by calling a mechanic or a local service station. This is where the term “field repair” comes in. Field […]

Answering this question depends on the specific details of your homeowners insurance policy, including coverage limits and deductibles. Windows typically fall under dwelling coverage of your policy and should be covered to their maximum coverage limit by insurer. However, convincing your insurer to cover new windows can seem like an uphill struggle. Here are some […]

All States have a Financial Responsibility Law You must show financial proof that you can pay for any damages caused by a collision if you own a vehicle. This applies regardless of whether you were at fault for an accident. You can be subject to penalties if you fail to produce the necessary proof. These include suspension […]

Everyone’s situation is different, so it’s tough to give generalized advice about something like this. That said, there are some things you may want to consider if you include your boyfriend in your life. In this blog post, we will discuss the pros and cons of including your boyfriend insurance in your life. What is […]

Life insurance should be chosen based on many different considerations; most importantly who it will protect financially in case of your death. Life insurance can provide your spouse and family with financial security when something untoward happens to you, including housing, food, utility bills and outstanding loans. It may also prove useful for small business […]

Are you someone who drives to work every day, and uses the truck or car on weekends? Or are you one of those people who prefers to leave your vehicle at home all the time? If you only use your vehicle for a few days each month, do you think it is worth signing up for […]

When you start a business, one of the first things you need to do is get your own insurance. But just how much does it actually cost? And what are the different types of insurance you may need? Read on to find out! What is an Insurance Quote? An insurance quote is a summary of […]

Before you purchase an insurance policy, it is a good idea to be familiar with the basics. These are the most important things anyone should know when purchasing an insurance policy. They cover almost everything in their lives: their house, car, lives, medical bills and pets. To reduce the stress of trying to find enough money to […]

Subcontractors typically aren’t required to obtain their own insurance policies; however, many clients require them to have liability and workers’ compensation coverage as a condition of doing business with them. It may be possible to add them as additional insureds on your general liability policy for specific projects; this option generally only allows for certain […]

There are many reasons you might be able to pay high premiums on taxi insurance. The industry assesses your risk objectively. The industry will make a final judgment about the required payments under the terms. These are just a few of the reasons you might still be paying high premiums, despite being safe. 1. You are too young to […]