Category Archives: Finance Guide

Before you purchase an insurance policy, it is a good idea to be familiar with the basics. These are the most important things anyone should know when purchasing an insurance policy. They cover almost everything in their lives: their house, car, lives, medical bills and pets. To reduce the stress of trying to find enough money to […]

Business insurance protects your company against the financial impact of bodily injury or property damage claims related to daily operations. In some states, this coverage is legally mandated; other policies can help enhance credibility among potential clients or customers. If your company relies heavily on one key employee – say a chemist working on an […]

When it comes to life insurance, there are a lot of options available to you. You can buy term life insurance, which will provide coverage for a set period of time. Or, you can buy an annuity, which will provide you ongoing coverage until you die. Which option is right for you? That’s a question […]

Gap insurance can provide vital relief if you lease or finance an auto loan. In case your vehicle is totaled, this insurance will provide compensation equal to its actual cash value, rather than what remains due. Gap coverage provides protection for any gaps that exist between car insurance policies. You can purchase this coverage separately […]

The type of mattress you are most likely to encounter at residential care is foam. They are advantageous because of their pressure region care capabilities and ability to adjust to varied conditions. But what precisely is a foam mattress, and how can you use one to guarantee your customers’ safety and overall health? Let’s check […]

Finding affordable health insurance may seem impossible, but with the right knowledge of terms and an understanding of your coverage needs it can be done. No matter whether you’re considering Affordable Care Act-compliant plans, short-term or medical indemnity policies – it is crucial that you understand their relative strengths and weaknesses before making your choice. […]

As you may or may not know, employer provided health insurance is not taxable. This means that you are not required to include it on your income tax return and you don’t pay any taxes on it. In addition, it’s considered a fringe benefit for employees. If you’re wondering if employer provided health insurance is […]

My wife and I enjoyed wonderful holidays with our extended family. It was great to catch up with them and hear about their lives. We briefly spoke about their retirement income. They said that as long as they earn an average 8-9% return, their money will last forever. This reminded me of the fact that many retirees rely […]

When you own something, it’s your personal property. This means that, unless you give someone else permission to use it, they can’t do anything with it without your permission. This includes taking it, selling it, or even giving it away. One of the most important things to remember when it comes to your personal property […]

Joseph Belth is a top-notch business journalist in America. For 40 years, he was the conscience of an entire industry and influenced many careers, including mine. Belth, however, was not eligible for the Pulitzer Prize. This is a shame. You probably haven’t heard of Belth unless you are in the insurance business or write about personal finance […]