Category Archives: Finance Guide

Do not skimp on your insurance. This is not a way to save money. Keep in mind that insurance is intended to transfer financial risk to insurance companies. You are effectively self-insuring without formal insurance. This means that you will pay out of your pocket in the event you suffer a financial catastrophe such as a loss of […]

Health insurance is one of the most important expenses any business can have. Not only does it help protect employees from financial ruin in the event of an illness or injury, but it also provides coverage for family members. However, if you are self-employed and not covered by a company plan, do you have to […]

Solo travel can be one of your most memorable experiences. While traveling with a group is great and you won’t be alone, it can be quite exciting to explore a new country by yourself. What is the last time that you were able to do exactly what you want, at your own pace and without worrying about […]

You probably don’t enjoy buying insurance if you are like me. All of us complain about how much we pay for our money. We need insurance to protect our assets and family. Here are some tips for buying insurance that will make it easier. Try looking at it from a different perspective. Find out what the policy doesn’t cover. It […]

Income protection insurance is one of the most difficult products to understand. It’s not surprising that so many people don’t understand what income protection insurance is. There are so many key facts and stories about context-specific consumer-insurer battles. Here are eight myths about income protection that have been debunked. Myth 1 – It doesn’t pay Claims […]

Are you a webmaster? If yes, then please continue reading. You can skip it now, Okay, now that you have stated you own a site, I want to ask you again: “Have your website/s been lost before?” If you answered NO, you’re a lucky man. Have a great life. ;o) If you answered YES, then this article is worth […]

Before you purchase an insurance policy, it is a good idea to be familiar with the basics. These are the most important things anyone should know when purchasing an insurance policy. They cover almost everything in their lives: their house, car, lives, medical bills and pets. To reduce the stress of trying to find enough money to […]

A stable job is no longer enough. Establishing a business is the best way to ensure financial stability. For obvious reasons, most people start businesses that are related to their expertise. You can also start the business part-time. You have the freedom to set your own hours and be your boss. You are already an expert. You will find it easy […]

As you may or may not know, employer provided health insurance is not taxable. This means that you are not required to include it on your income tax return and you don’t pay any taxes on it. In addition, it’s considered a fringe benefit for employees. If you’re wondering if employer provided health insurance is […]

Simple insurance should be easy. Your insurer will extend your coverage if you pay your premiums on-time. Your insurer will cover your medical bills and damages if you are in an accident at fault. The disparity in rates between insurance companies complicates the situation. They can vary greatly. This allows consumers to save significant money by shopping around and comparing […]