Category Archives: Finance Guide

Does Medicare Cover Mental Health Services?

Medicare covers many services for people with mental illness or substance abuse disorders. However, there are special rules that limit the coverage and reimbursement. Medicare does not cover services for mental, behavioral and substance abuse disorders as well as other services. Treatment of Substance Use Disorders and Alcoholism Medicare will cover treatment for alcoholism and other […]

What is full coverage car insurance?

Full coverage is a preferred or mandatory form of car insurance coverage. Although car insurance companies may have some differences when it comes to what is included, full coverage insurance typically means that your auto insurance policy includes coverage for damage to your own vehicle as well as coverage for the damages and injuries that you cause to […]

Best Life Insurance Options for Diabetics

Life Insurance for Diabetics A life insurance policy can be purchased for someone with diabetes. This will provide financial protection as well as protection. Your level of diabetes will determine the premium and plan type. Millions of Indian diabetes patients are asking themselves the question, “Can I get life insurance if my diabetes is severe?” India’s diabetes […]

Car insurance for 20-Year-Olds

Although they have only a few years driving experience, 20-year-olds still pay high annual premiums. The average cost of full coverage car insurance for 20-year-olds is $3,795 per year. For 20-year olds, car insurance can be expensive. However, understanding how your premium is calculated and what you could do to reduce it might help you make your coverage affordable. […]

Get Ready for an Intense Wildfire Season in the Western U.S.

Wildfires will soon be the new norm due to extreme droughts and changing climates. Homeowners should be prepared. According to a Columbia University study, the West U.S. is experiencing a megadrought that is predicted to cause an early wildfire season. According to the National Oceanic and Atmospheric Administration (NOAA), nearly half the country is suffering from […]

Driving without insurance in West Virginia

Car insurance in West Virginia is required for all vehicle owners. Driving without insurance in West Virginia can result in stiff penalties. This includes possible suspension of your license and removal of vehicle registration. You can make informed decisions about your coverage by understanding the Mountain State’s car insurance requirements and the possible penalties for not meeting them. […]