Category Archives: Finance Guide

Although car insurance is required in all 50 states, it is not the only reason to have it. An accident can cause thousands of dollars worth of damage. Not to mention the medical bills and fines. Having adequate car insurance coverage will protect you from having these expenses borne by others. Many people find themselves in an […]

In South Dakota, there are currently 638.428 licensed drivers. There are many car accidents every day due to the sheer number of drivers on the roads. According to the South Dakota Department of Public Safety there were 17512 traffic accidents in 2016, causing $103 million worth of property damage. Despite this being a daunting number, it has been decreasing since 2015. A […]

Are you looking to break into the insurance industry in Florida? Well, you’re not alone. With its sunny climate and bustling economy, Florida is a prime location for anyone looking to start a career in insurance. But before you can begin your journey as an insurance agent, you need to obtain the necessary state license […]

6,894 crashes were recorded in 2017. Ada County, Idaho drivers should ensure they have a solid car insurance policy before driving. It can be difficult to find the right policy for you. However, knowing more about Idaho car insurance can help you make informed decisions. For a minimum coverage policy, the annual average premium is $337 and for full […]

An emergency department must treat all patients presenting with life-threatening emergencies or in active labor regardless of their ability to pay, according to EMTALA regulations. Hospitals found violating EMTALA can face fines in excess of $70,000 as well as lose Medicare/Medicaid funding for repeated violations. As an individual in the United States, each person has […]

Own occupation disability policies define being disabled as being unable to perform the material and substantial duties associated with one’s regular occupation, regardless of any transitional provisions within a policy. This could either be defined strictly as own occupation disability or transitionally as own occupation disability. Skilled workers requiring physical requirements typically opt for own-occ […]

Comprehensive or “other than collision” coverage assists in covering damage caused by events outside of a collision, such as flooding and tornadoes or falling objects like tree limbs. It provides relief against such costs. Collision coverage provides more comprehensive protection. However, theft and vandalism coverage costs more. Damage from Natural Disasters With recent extreme weather […]

Policy premiums are charged by insurers as the cost of providing coverage. Car insurance premiums can be paid monthly, biannually or annually and must be made in order for a policy to remain active. Insurance premiums differ between providers based on various criteria, including your driving record, ZIP code, age and credit score as well […]

Are you considering buying a trailer but wondering if it comes with additional expenses like insurance? Well, the answer is not as straightforward as you might think. Whether or not you need to pay for insurance on a trailer depends on several factors. In this blog post, we’ll explore what those factors are and help […]

Congratulations! You’re now a proud owner of a brand new car. But before you hit the road, it’s crucial to ensure that your vehicle is well-protected with the right insurance coverage. After all, accidents can happen anytime and anywhere, and without proper protection in place, you could be left stranded with hefty repair bills or […]