Category Archives: Finance Guide

Although car insurance is required in all 50 states, it is not the only reason to have it. An accident can cause thousands of dollars worth of damage. Not to mention the medical bills and fines. Having adequate car insurance coverage will protect you from having these expenses borne by others. Many people find themselves in an […]

In South Dakota, there are currently 638.428 licensed drivers. There are many car accidents every day due to the sheer number of drivers on the roads. According to the South Dakota Department of Public Safety there were 17512 traffic accidents in 2016, causing $103 million worth of property damage. Despite this being a daunting number, it has been decreasing since 2015. A […]

Are you looking to break into the insurance industry in Florida? Well, you’re not alone. With its sunny climate and bustling economy, Florida is a prime location for anyone looking to start a career in insurance. But before you can begin your journey as an insurance agent, you need to obtain the necessary state license […]

6,894 crashes were recorded in 2017. Ada County, Idaho drivers should ensure they have a solid car insurance policy before driving. It can be difficult to find the right policy for you. However, knowing more about Idaho car insurance can help you make informed decisions. For a minimum coverage policy, the annual average premium is $337 and for full […]

An emergency department must treat all patients presenting with life-threatening emergencies or in active labor regardless of their ability to pay, according to EMTALA regulations. Hospitals found violating EMTALA can face fines in excess of $70,000 as well as lose Medicare/Medicaid funding for repeated violations. As an individual in the United States, each person has […]

Own occupation disability policies define being disabled as being unable to perform the material and substantial duties associated with one’s regular occupation, regardless of any transitional provisions within a policy. This could either be defined strictly as own occupation disability or transitionally as own occupation disability. Skilled workers requiring physical requirements typically opt for own-occ […]

Comprehensive or “other than collision” coverage assists in covering damage caused by events outside of a collision, such as flooding and tornadoes or falling objects like tree limbs. It provides relief against such costs. Collision coverage provides more comprehensive protection. However, theft and vandalism coverage costs more. Damage from Natural Disasters With recent extreme weather […]

Policy premiums are charged by insurers as the cost of providing coverage. Car insurance premiums can be paid monthly, biannually or annually and must be made in order for a policy to remain active. Insurance premiums differ between providers based on various criteria, including your driving record, ZIP code, age and credit score as well […]

Unfortunately, the term “compulsory automobile insurance” is open to many interpretations, which has led to confusion. Although it is possible that a motorist may be required to insure his vehicle against fire, theft and collision, earthquake, or glass breaking, these types of insurance do not apply to the car. They are not directly connected to the […]

What will be the impact on your insurance if you get a New York speeding ticket? Though there is not a set amount, it was found that a speeding ticket increased the average cost of car insurance in New York by 14%, according to Bankrate’s 2021 study of quoted annual premiums. The reason behind increased premiums after a […]