Category Archives: Finance Guide

As much Uninsured Motorist (“UM”) coverage as you can afford on your auto policy. What UM protects: Your family’s uninsured motorist coverage covers you for damages and losses caused by an underinsured or uninsured driver. Why Substantial UM Coverage is Important: There are many reasons why you should have UM coverage. Inexpensive: UM coverage can […]

Medicare Supplement Insurance (or Medigap) is insurance that covers some costs not covered by Original Medicare. For example, a Medicare Supplement Plan could cover your copayments, coinsurance, or deductibles that you owe under Original Medicare. Medicare Supplement Plans are an additional insurance policy that is not primary. To purchase a Medigap policy, you must have Medicare Part […]

It is a good idea to check your insurance coverage before you have shoulder surgery. You should be able to get shoulder surgery covered by insurance, since it is used to treat a medical problem. Your insurance coverage is the most important factor in determining what you will pay. Types of Shoulder Surgery that are covered by insurance […]

When it comes to insurance, there is no one-size-fits-all solution. You need to carefully consider the type of coverage that is best suited to your needs and those of your family members. One of the most common questions parents have when looking for insurance is whether they can get insurance for their child only. The […]

If you are self-employed and paying for health insurance premiums out of pocket, it’s natural to wonder if you can deduct them from your taxes. After all, businesses often get tax breaks for providing medical benefits to their employees. Unfortunately, the answer isn’t always straightforward. In this blog post, we’ll take a look at the […]

It is possible to wonder if an auto loan will affect your insurance costs. Yes, it does. But not in the way you think. Having an auto loan usually doesn’t make the insurance company charge you more for the same policy. What a loan does is add additional coverage requirements to your policy — mainly collision and comprehensive — so the […]

Owning a small business is no easy task. But with the right resources and insurance, you can make sure that your business is well-protected against the unexpected. When it comes to insuring your business, there are a variety of types of insurance available, each tailored to different needs. While it’s important to understand the basics […]

Paypal has become a popular online payment tool for both consumers and businesses, but did you know that you can also use Paypal to pay for insurance? It’s true—Paypal is accepted by many major insurance companies as a payment method. In this article, we’ll talk about how to pay your insurance with Paypal, the advantages […]

Although it is difficult and costly to buy life insurance after being diagnosed with cancer, you may be able purchase a policy. You’ll have to evaluate whether the available coverage and cost make financial sense for you. Patients with cancer typically are not eligible for guaranteed-issue policies that offer limited coverage or pay out less in the […]

Everyone knows that it’s illegal to drive without car insurance. But what happens if you do? More specifically, what is the fine for driving without insurance in Iowa? The truth is that being caught driving without car insurance can lead to hefty fines, as well as other penalties. In this article, we will discuss the […]