Category Archives: Finance Guide

How to Resolve a Dispute With Your Auto Insurance Company

An “appraisal clause” is a feature of many auto insurance policies. It means that any disputes between policyholders and insurance providers are to be arbitrated, not litigated in courtrooms. Each party must hire an appraiser to evaluate the claim and to make any settlement offers. If they are unable to reach an agreement, the appraisers will present […]

Car insurance for 24-year-olds

Drivers aged 24 have typically had many years of driving experience. Car insurance for 24-year-olds is generally cheaper than for young drivers with less experience, though premiums continue to drop each year. Bankrate’s research into the average cost of car insurance for 24-year-olds and what factors affect this premium might help you make more informed decisions about your coverage. […]

At-fault vs. no-fault accidents

Your car insurance policy can help to protect you financially if you are involved in an accident with another driver. Insurance claims can be settled differently depending upon the state’s fault laws. In a no-fault state, your personal injury protection (PIP) insurance covers your own medical bills, whereas in an at-fault state, the at-fault driver’s bodily injury liability coverage […]