Category Archives: Finance Guide

1. Be honest. Although it may seem obvious, inaccurate or forgotten information can have a negative impact on your insurance. If in doubt, tell it. No matter if you have experienced a bump in a supermarket parking lot or if you have filed a claim against your coverage, tell your broker or company immediately. 2. If you don’t have the […]

Although insurance can be great, how do you determine what you really need? There seems to be insurance for everything. If you had all the insurance, you would not have enough money to purchase the items you are insured for. This article will help you determine what you need. Although shopping online for insurance can be a […]

Although female car insurance is considered slightly less expensive than that for male drivers, there are still ways to lower your premiums. The details you provide when applying for car insurance are used to determine the likelihood of you making a claim against the policy. Your car insurance will cost more if you are considered to […]

Idaho has more than 1.2million drivers. This state is becoming busier. Idaho car insurance is not only a requirement, it is an essential part of your financial planning. There are many factors to consider when shopping for best Idaho car insurance. The average cost of full-coverage car insurance in Idaho is $1.045. However, your individual needs will determine your […]

The National Flood Insurance Program (NFIP) protects homeowners and businesses from losses caused by flooding. The NFIP covers a variety of structures, including homes, businesses, and public infrastructure. The NFIP was created in 1968 by the Federal Emergency Management Agency (FEMA). The program is administered by the National Association of Insurance Commissioners (NAIC). The NFIP […]

Many people believe that they are lucky to not be in an accident. Accidents can happen at any time, and often when people least expect them. Did you know that in the UK, 2.7 million people visit emergency rooms and hospitals each year to seek treatment for an accident at home? Did you know that nearly 4,000 people […]

People find auto insurance the same. Most people only see the difference in price. Insurance rates can vary, and the difference could amount to a few hundred bucks. These differences have a reason. It’s easy to see why rates differ for different drivers and different cars. A driver with a distinguished driving record would be charged more than someone with […]

It is easy to become a Lyft driver or Uber driver. You are almost ready to go if you own a relatively new four-door car and have your driver’s license in good standing. Most people don’t realize that your car insurance might not cover you if an accident occurs while you work. You may be asking, “Do I […]

You are lucky that you have never been required to file an insurance claim. It’s great that you have not suffered a significant loss enough to file an insurance claim. However, it is also a blessing not to have to go through the insurance claim process. How can you play the insurance claim games? Let’s just say […]

You may have noticed that potential insurers check your credit history when determining your car insurance premium. What are insurers actually looking at? How will this affect your insurance rates? The Insurance Score Our credit score determines our spending limits on credit cards and interest rates on loans. Lenders use creditworthiness to determine our ability to repay […]