Category Archives: Finance Guide

Although speeding tickets are not uncommon, there are consequences. You can expect to see ramifications for 3 to 5 years if you are convicted of speeding. When it comes to your car insurance, you can expect to see your premium to increase by an average of 23% per year after a speeding ticket. It can be helpful to […]

Although there are more than 7,000,000 licensed drivers in North Carolina, insurance premiums in the Old North State keep rates low. Average car insurance rates for Wilmington are lower than other U.S. cities. Annual premiums for full coverage start at $1,277 and minimum liability coverage starts at $469. To find the best and most affordable carriers for Wilmington drivers, […]

How can you make the best decision regarding your financial planning? There is so much speculation about the power of insurance companies and the way they are always in the news. I find the media is usually biased. While some people may have been given a hard time, there are many companies that have taken extraordinary steps […]

Uh-oh! Did you just drop and break your Verizon phone, but forgot to get insurance? Don’t worry – accidents happen, and we’ve got you covered. In this blog post, we’ll guide you through some simple steps on what to do if you find yourself in this unlucky situation. From assessing the damage to exploring repair […]

When people set up and grow their business, there are many things they think of. People think about financing, location, legal fees, and other aspects that are necessary to realize their dream of being a successful entrepreneur. They often forget or fail to consider the importance of business insurance, particularly small business insurance, when they embark on […]

Are you planning a road trip but don’t have car insurance? Or maybe your own car is in the shop and you need to rent one for a few days. But can you even rent a car without insurance? The answer may surprise you! In this blog post, we’ll explore everything you need to know […]

Most lenders require that borrowers have property insurance as part of their mortgage loan terms. However, just because you meet the lender’s requirements does not mean that your insurance is adequate. You need to understand your risks, your limits, your tolerances, and the types of insurance available in order to ensure that your real estate investment company […]

Have you ever found yourself in a situation where you need to drive someone else’s car, but your name is not on the insurance policy? Maybe you’re borrowing a friend’s vehicle for an emergency or renting a car for vacation. Whatever the reason, it’s important to know whether it’s legal and safe for you to […]

Distracted driving is a serious problem in Pueblo, Colorado and in other parts of the state. An estimated 85 percent of Colorado drivers admit to driving while distracted each day. Drivers in Pueblo need to ensure they have car insurance in place in order to avoid accidents caused by distracted drivers. Car insurance rates for the almost 110,000 residents Pueblo, […]

Charlotte residents often settle for minimum coverage to meet the legal requirements to drive a car in North Carolina. Tragically, it can lead to much pain and heartache, especially if they are involved in an accident that results in injury or damage. This article focuses on uninsured motorist coverage (often referred as UM coverage) as […]