Category Archives: Finance Guide

German American Insurance Company was formed in response to a need among business owners for reliable risk management solutions during the late 19th century, issuing its inaugural policy in 1872. Under Carl H. Lindner Jr.’s leadership, Great American established itself in specialty commercial property and casualty businesses across North America. German American Insurance Company German […]

Baptist Health and United Healthcare have not come to an in-network agreement for 2024, so we suggest patients select specialists within their plan’s coverage area. Commercial insurance policies, unlike Medicare or Medicaid plans provided by government programs like SCHIP (State Children’s Health Insurance Program), are offered for sale by for-profit private insurers and sold directly […]

Private health insurance plans can be expensive, particularly those with higher deductibles. But there are ways to lower costs. Individual and family marketplace plans with premium subsidies may make coverage more accessible to those in need, though additional factors can affect costs as well. Costs Private health insurance refers to any individual or family plan […]

Health savings accounts (HSAs) can be an effective tool for planning and paying for future healthcare costs – provided they’re used properly. HSA funds can be spent tax-free if used to cover eligible medical expenses such as deductibles, copayments and coinsurance premiums. You can even use them for over-the-counter medicines and services like acupuncture or […]

Will You Submit an Insurance Claim for Windshield Damage? – Filing an insurance claim for windshield damage depends on its cost and your car insurance provider. A chipped or cracked windshield typically falls under comprehensive coverage which protects against non-collision damage to your vehicle. If another driver breaks your windshield, you can make a claim […]

For the over 276 million cars on the road today, car insurance is legally regulated to afford drivers and passengers financial protection. You must have minimum car insurance before you can legally drive a car in most states. Before you can purchase a new policy of auto insurance, it is important to understand how car insurance works. The Bankrate team […]

Greenville, South Carolina has a homeownership ratio of 67.5% and an average home value of $183K. The need for cheap homeowners insurance is high due to the higher homeownership rate. This is easy to find in Greenville with an average premium rate of $945 per annual for $250K dwelling coverage. Bankrate compared national and local insurance companies to help you choose […]

If you’re looking for an insurance agent, you want to make sure that they are trustworthy and have your best interests at heart. But what about their legal obligations? Are insurance agents fiduciaries? In this blog post, we’ll provide a rundown of what it means to be a fiduciary and how it applies to insurance […]

In New Hampshire, driving without insurance, with some exceptions, is legally allowed — the only state in the U.S. where this is the case. This may sound great if you’re trying to save money. However, you still have liability for any injuries or damage you cause in an accident. And one of the most effective ways to protect […]

Your driving record is the most important factor in your insurance premium, regardless of where you live. A DUI is probably the worst thing that could happen to your driving record. DUIs can lead to increased insurance costs and jail time. What does a DUI do to your insurance rates? A DUI is an indicator that […]