Category Archives: Finance Guide

50 Times a Year the Liquidation of Insurance Company Assets Occurs

It doesn’t seem to matter how high the insurance companies were rated. Sometimes, downturns occurred so quickly that rating agencies didn’t have the time to respond. Many of the original agents who wrote the policies for that Insurance Company are no longer with us. Who will notify policyholders? The insurance companies are not going to be notified. Among the companies […]

Reasons Insurance Companies Charge More for Young Drivers

Do you recall the first time that you drove your parent’s car after getting your driver’s license? You may feel a mixture of excitement and responsibility, but also a sense of freedom. You probably won’t recall how much your parents paid for car insurance. If you’re considering having a teen driver in your family, you should seriously consider […]

Does Christian Healthcare Ministries Provide Life Insurance?

There are a lot of misconceptions about Christian healthcare ministries. One of the most common is that these organizations don’t provide life insurance. This couldn’t be further from the truth. Christian healthcare ministries offer life insurance just like any other organization does. They simply prioritize faith over worldly concerns, such as getting a policy that […]

Getting Temporary Car Insurance for Permanent Drivers

Auto insurance by itself is enough to confuse many people. Temporary car insurance can be confusing. Temporary car insurance is very specialized and not that scary. Temporary auto insurance, as the name suggests, is a policy that’s only in effect for a specific time or for a particular occasion. Policies usually have terms that are measured in days […]

U.S. wildfire statistics

The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]

Can I Keep My Employer Health Insurance With Medicare?

As you may know, the Affordable Care Act (ACA) has had a tremendous impact on the healthcare industry. One of the key changes made was to prohibit employers from providing health insurance that duplicates coverage that employees receive through their Medicare benefits. This means that if you are enrolled in Medicare, your employer cannot offer […]