Category Archives: Finance Guide

Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

There are many things to consider when shopping for a car. You need to take into account many factors, including price and payment. You’ve taken all of the test drives that you require. You have chosen the model, manufacturer and color. You now need to choose how you will pay for the vehicle. This can be a problem if you […]

Are you tired of paying hefty car insurance premiums? Do you want to know how to lower your car insurance costs without compromising on coverage? Well, the answer could be as simple as choosing the right deductible. In this blog post, we’ll delve into whether a $500 deductible is good for car insurance or not […]

Let’s say you are looking for the best auto insurance rates online. You spend a lot time comparing rates from different companies. But you’re not satisfied with the results because they aren’t so different. Looking for the cheapest items You can also search the Internet for bargains. Good things, such as a computer or a car, are […]

Recently, electric cars (also known as EVs) have gained popularity. The increasing availability of electric cars and Tesla’s history of success as well rising fuel costs have led to a 40% increase in global EV sales. There are 19 EVs available from Tesla and Nissan, Kia and Porsche, and an additional 18 models that could be released before 2021. The automotive […]

Have you ever received a notice from your health insurance provider that they are denying your claim? It can be frustrating and confusing to navigate through the next steps. In this blog post, we’ll walk you through what exactly happens when a health insurance company denies your claim and what options you have moving forward. […]

Welcome, dear readers! Today we’re delving into a topic that affects millions of Americans every year – the insurance marketplace. In this post, we’ll explore what it is, how it works and why it’s important for you to understand. Whether you’re an individual looking for affordable healthcare options or a small business owner trying to […]