Category Archives: Finance Guide

Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

Are you a victim of an auto accident? Did you think it was your fault, but your insurance company is now charging your policy and paying money to the other person? Many people don’t really understand how the legal system works in regards to determining fault in an automobile accident. The determination of fault is not something […]

Funerals! They are something we all have heard of, even though no one wants to talk about them. We are here for a brief time. Everyone should prepare for the future. Funeral planning is something that everyone should do. A plan can help ease the burden on loved one’s shoulders. You can achieve this with a burial insurance plan. This is […]

Are you tired of searching for a reliable and targeted mailing list that specifically caters to Farmers Insurance Agents? Look no further, as we have got you covered! Whether you are looking to promote your business or market your products/services, having access to a comprehensive database is crucial. In this blog post, we will explore […]

How will your car insurance cost? Simply put, the type of coverage you require (e.g. Fully comprehensive versus third-party coverage, and how frequently and how much you expect to be covered by your car insurance company. In order to determine the probability of you filing a claim, insurers will review details about you and the car. […]

Most homeowners have never dealt with insurance. It’s hard. It can be difficult to get home insurance. Most homeowners don’t know what to look for and how the insurance industry works. This is an easy guide to help you get started. 1. How to file the initial claim. Call your adjuster after the storm has passed and ask them to […]

Are you currently without a job? Or maybe your hours have been reduced due to the pandemic? If so, you may be wondering what an unemployment insurance claim is and how it can help you during this difficult time. Unemployment benefits can provide much-needed financial support while you search for a new job or weather […]