Category Archives: Finance Guide

Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

How will your car insurance cost? Simply put, the type of coverage you require (e.g. Fully comprehensive versus third-party coverage, and how frequently and how much you expect to be covered by your car insurance company. In order to determine the probability of you filing a claim, insurers will review details about you and the car. […]

Most homeowners have never dealt with insurance. It’s hard. It can be difficult to get home insurance. Most homeowners don’t know what to look for and how the insurance industry works. This is an easy guide to help you get started. 1. How to file the initial claim. Call your adjuster after the storm has passed and ask them to […]

Are you currently without a job? Or maybe your hours have been reduced due to the pandemic? If so, you may be wondering what an unemployment insurance claim is and how it can help you during this difficult time. Unemployment benefits can provide much-needed financial support while you search for a new job or weather […]

There are many things to consider when shopping for a car. You need to take into account many factors, including price and payment. You’ve taken all of the test drives that you require. You have chosen the model, manufacturer and color. You now need to choose how you will pay for the vehicle. This can be a problem if you […]

Are you tired of paying hefty car insurance premiums? Do you want to know how to lower your car insurance costs without compromising on coverage? Well, the answer could be as simple as choosing the right deductible. In this blog post, we’ll delve into whether a $500 deductible is good for car insurance or not […]

Let’s say you are looking for the best auto insurance rates online. You spend a lot time comparing rates from different companies. But you’re not satisfied with the results because they aren’t so different. Looking for the cheapest items You can also search the Internet for bargains. Good things, such as a computer or a car, are […]