Category Archives: Finance Guide

Signing up for dental insurance depends on where it comes from: workgroup plans or individual policies (also called individual plans). Open enrollment periods usually occur around November/December for group and Medicare Advantage plans. However, you can purchase dental insurance outside of open enrollment if a qualifying life event arises. Group Plans Open enrollment is an […]

If you don’t already have employer-sponsored health coverage, Obamacare (Obamacare) marketplace provides excellent options for individual and family plans as well as short-term plan options and Medicare coverage. Avoid limited-benefit health plans with low premiums but high out-of-pocket costs; these don’t represent real insurance. Instead, opt for more comprehensive health plans:. 1. Check With Your […]

State workers’ comp insurance funds provide businesses with workers’ compensation coverage when private insurers don’t. This option may be an appealing one for companies that cannot find coverage through these channels. Some states operate state funds with exclusive privileges while others provide state funds that compete with private insurers for business and offer more attractive […]

Car insurance rates vary significantly based on factors like your age, driving history and credit score; other considerations could also play a part depending on where you reside. Teen drivers typically pay more for insurance because of their inexperience on the road and increased likelihood of accidents, yet NerdWallet provides an estimate tool that allows […]

As soon as a plumbing disaster strikes, it’s essential that you contact your insurance provider immediately so they can send out an adjuster and assess the damages. However, insurance companies tend to avoid covering bathtub leaks as they believe homeowners should maintain their properties appropriately. Damage to the Bathtub Homeowners insurance offers financial protection against […]

The Knights of Columbus offers an extensive selection of life, retirement and long-term care policies through its network of insurance agents. This company holds an A+ rating with the Better Business Bureau, offering competitive life insurance policies at very reasonable rates to men who belong to Catholic fraternal organizations. Unfortunately, their policies are only available […]

Are you curious about whether or not your health insurance can cover someone else’s medical expenses? Maybe it’s a family member, friend, or even a stranger in need. It’s an important question that many people have asked but few have found the answer to. Fortunately, we’ve got you covered! In this blog post, we’ll explore […]

According to data from the National Highway Traffic Safety Administration, Arkansas drivers saw a 2.9% decrease in motor vehicle fatalities between 2018 and 2019. Dardanelle drivers are happy to hear this, since better driving habits often translate into lower rates for car insurance. Bankrate discovered that Dardanelle’s average car insurance cost is $424 annually for minimal coverage, and […]

Are you looking for a career that offers stability, flexibility, and the opportunity to help others protect their assets? Becoming a Geico insurance agent may be just what you need! As one of the nation’s top auto insurers, Geico provides agents with an extensive support network and access to cutting-edge technology. In this blog post, […]

Sterling Heights’ overwhelming majority (86.7%) commutes alone for their 25-minute commute to work. The average driver in the city of 132,000 will pay $1,317 annually for liability coverage, and $2,935 for full coverage. Sterling Heights has just under half the households that own two cars. This can make it expensive to insure and can lead to high insurance […]