Category Archives: Finance Guide

Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

The employee receives this amount upon retirement. It includes employer contributions, employee contribution and interest. EPF scheme was created by the Indian government to encourage savings. Below are 10 facts about the EPF scheme. EPF is the principal scheme in the Employees’ Provident Funds & Miscellaneous Provisions Law, 1952. It is managed by the Employees’ Provision Fund Organization […]

Employment Practices Liability Insurance (EPLI), is an insurance policy that protects you from claims by your employees arising from the general conduct and management of your business. Is it more likely that you, as the business owner, will be sued by an outsider than by your employees? According to the Equal Employment Opportunity Commission (EEOC), […]

Are you married and wondering if having separate health insurance is a possibility? Many couples assume that they must have joint coverage, but the truth is that there are other options available. In this blog post, we explore whether or not it’s feasible to have separate health insurance policies when married. From tax implications to […]

When was the Florida FR44 filing for insurance effective? What are the requirements for one? What type of policies are eligible for compliance? A person convicted in Florida of DUI must maintain an increased limit of vehicle accident liability coverage as of October 1, 2007. Minimum amounts for vehicle accident liability coverage are $100,000 per person, $300,000.00 per […]

Funerals! They are something we all have heard of, even though no one wants to talk about them. We are here for a brief time. Everyone should prepare for the future. Funeral planning is something that everyone should do. A plan can help ease the burden on loved one’s shoulders. You can achieve this with a burial insurance plan. This is […]

Are you tired of searching for a reliable and targeted mailing list that specifically caters to Farmers Insurance Agents? Look no further, as we have got you covered! Whether you are looking to promote your business or market your products/services, having access to a comprehensive database is crucial. In this blog post, we will explore […]