Category Archives: Finance Guide

Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

Welcome, dear readers! Today we’re delving into a topic that affects millions of Americans every year – the insurance marketplace. In this post, we’ll explore what it is, how it works and why it’s important for you to understand. Whether you’re an individual looking for affordable healthcare options or a small business owner trying to […]

Are you someone who is considering testosterone therapy, but not sure whether your insurance covers it or not? Well, you’re not alone. Many people wonder about the same thing. The good news is that we have got all your answers covered in this blog post! So sit back and relax as we dive into the […]

The company is exposed to a lot of risk when employees get cars for business use. Companies that do this should have proper business fleet insurance. Employees and the company will be protected from any mishaps. Standard car insurance policies cover cars for personal, social, and domestic use. This could include daily driving such as going out for […]

Auto insurance is a crucial component of responsible car ownership, but it can become costly over time. Comprehensive coverage may be essential in protecting your vehicle from damage and theft, but is it always necessary? Are there situations when you should consider dropping comprehensive auto insurance to save money? In this blog post, we’ll explore […]

Vehicle ownership usually means that you have to pay a lot more. The cost of buying a car or SUV is high. There are also costs associated with maintaining the vehicle and fueling it. Low-cost car insurance quotes are therefore sought to lower costs. There are many benefits to this, but there are also negatives. This purchasing law […]

Are you considering undergoing a quad-sparing knee replacement surgery but worried about the cost? It’s no secret that medical procedures can be expensive, and navigating insurance coverage can be confusing. However, knowing whether your insurance covers this innovative surgical technique could make all the difference in your decision-making process.  In this blog post, we’ll explore […]