Category Archives: Finance Guide

Fixed Deposit: Fixed deposit of FD can also be known as Time deposit, TD or Time deposit. Fixed is definitive, certain, or decided. Deposit means to save money in one account. Fixed Deposit is a deposit that has a fixed interest rate for a set time. You can do it at any bank, post office, or NBFC. FDs […]

Many retail investors have long dreamed of investing in commodities. They are looking for ways to diversify their portfolios and not just invest in shares, bonds or real estate. Retail traders had limited options to invest in vintage stocks like crude, gold, and silver until recently. Retail investors now have the ability to trade commodity futures without […]

The Best Intraday Tips Provider. Number of Times day trading strategies, and intraday trading, are about learning from your mistakes rather than making them. There are many common sense mistakes made in trading the stock market. This is a fact that has been proven repeatedly over and over again. These mistakes can be avoided by learning more […]

Types Of Mutual Funds: The main division of mutual funds is into open-ended and closed ended. They are two different types of mutual funds. Open Ended Schemas: The open-ended scheme allows investors to buy and sell units at any time during the plan period. This open-ended scheme does not have an expiration date. You can redeem your investment whenever […]

Alternative lending is, in essence, money lending outside of traditional banking. This sector has experienced a dramatic rise in popularity, especially following the 2008 recession. Many companies have entered this market due to the development of new technologies, data analysis platforms, and special algorithms. Alternative lending is a relief for both personal finances as well as small business […]

Check your wallet if you are looking to travel without a passport. It may be necessary to exchange your old, ruined driver’s license with a new one that is enhanced with a star that allows for you to board a plane. Real ID is a driver’s licence that can be used to prove federal identity. States […]

Mutual funds invest money from all investors in different securities such as stocks, bonds and money market instruments. They also invest in international securities. Mutual fund investments can be subject to various risks such as market movements, corporate earnings and domestic and international liquidity. Individual stock movements are also possible. mutual funds returns are volatile over the […]

What is more painful and causes endless pain? A dentist’s drill, or cold calling selling? Cold calling can cause endless misery and pressure. Insurance representatives are facing a career-ending defeat mechanism when they have to make cold calls. Learn why the pressure of cold calling to establish insurance leads can have such an emotional and torturous impact on […]

Split-dollar life insurance is a great benefit and estate planning tool. Here are the facts. Split-dollar insurance is a contract between two parties that shares the benefits and costs of a permanent insurance policy. Split-dollar plans are often between employees and employers. The executive compensation package will include the split-dollar plan. These packages became less common after a […]

Both saving and investing are important concepts to build a solid financial foundation. However, they are not the same thing. Both can help you build a better financial future. However, it is important to understand the differences between investing and saving . The most important difference between investing and saving is the risk you take. Savings typically […]