Category Archives: Finance Guide

Avoid falling for the trap of believing you are sufficiently insured just because you get the lowest insurance quote. Instead of settling for the cheapest option, finding comprehensive insurance coverage from a reliable and trusted insurer should be your motivation. A huge financial loss from being underinsured or inadequately insured can be devastating in an uncertain economy. You […]

Death is one of those things that we don’t like to think about, but it’s something that we all have to face eventually. And while it may be inevitable, that doesn’t mean that we’re any less afraid of it. In fact, death is one of the most feared things in the world. So it’s no […]

It is not easy to be a landlord. It is not enough to wait for your tenants to pay their rent each month. There are many things you need to do and you, as landlord, have a responsibility for your tenants as well as theirs. You should look through the various landlord insurance policies before renting any […]

Are you looking for commercial, car, house, health, life, or commercial insurance? It is possible that you will pay too much for the wrong coverage or get the wrong terminology if you don’t know what the terms mean. This guide will help you understand the terminology of insurance to ensure you get exactly what you need. General […]

Utah law requires that car insurance be purchased. At least 25/65/15 coverage is required for drivers. This includes $25,000 per person in bodily injuries coverage, $65,000 per accident bodily injury coverage, and $15,000 per accident property damage coverage. Utah is also a state that does not require drivers to have Personal Injury Protection (PIP). In Utah, the average cost […]

There’s a lot of important information on your Social Security Statement, but one term that can be confusing is “claimant’s date last insured.” What does this mean? In short, your claimant’s date last insured is the date by which you must have filed a claim for benefits in order to receive them. This date is […]

There are many ways to measure the impact of fraud on a business. The headlines are usually about the losses, but the public attention can also severely harm companies that expect to be better able to manage their internal affairs. Insurance fraud is a form of fraud that isn’t usually associated with the victim, but the perpetrator. […]

When it comes to winter weather, New York and Florida seem like polar opposites. Despite being polar opposites in terms of winter weather, the two states are forming a massive cold front to find, buy and sell affordable insurance ahead of a blizzard of Congressional reforms. Under the supervision of Governor Eliot Spitzer, one of the […]

The Down syndrome test is a blood test that can be done during pregnancy to screen for the presence of the extra 21st chromosome. This test is important because it can help expectant parents prepare for having a child with Down syndrome. The test is covered by most insurance plans, but there may be some […]

It was inevitable. The product liability insurance rates for supplement industry have been in steep decline for approximately seven years. They have topped out in the past ninety days and will almost certainly rise in the near future. Why? Some estimates show that rates have fallen by as much as 80%. They could not fall without an […]