Category Archives: Finance Guide

Forbes lists 2015 Wrangler Sports Jeep among the cars with the lowest average annual insurance rates in the United States, according to reports. Research by an online research team also found that the same vehicle was ranked the car with the lowest insurance rates. Forbes conducted the study on a middle-aged driver driving an average of 12 […]

Every vehicle owner is legally required to have minimum state liability insurance. Because New Hampshire has not passed the insurance requirements laws for drivers, this law is valid in all other states. There are a few confusing statutes, such as the R-S 264:3 statutes which suspend your driving license or registration if you have an accident with […]

In almost all states in the U.S. auto insurance is mandatory. Being caught without valid insurance can result in you losing your time, money, and energy. There are many factors that affect how much you will pay for car insurance. These include your credit rating, marital status, and make and model of your car. You can expect […]

Me: “Good afternoon, how can I help you today?” Potential Client: “Yeah, hello – I have full-coverage car insurance with my current provider. I would like to get a quote from you for full coverage so I can see if I could save money on my auto insurance.” Me: “Great! Me: “Great! Potential Client: “I don’t […]

If policyholders do not reside in one of these areas, it is likely that auto insurance providers will use more complicated calculations to determine their premiums. Other factors, such as credit score and involvement in accidents or traffic violations, age, average annual miles, and eligibility for discounts, play a role in determining the premium. It is obvious […]

Minnesota’s average cost for car insurance is $537 annually for minimum coverage, and $1643 annually to insure full coverage. This is slightly lower than the national average of $565 for minimum and full coverage, and $1,674 respectively. These rates are an average rate, but there are many factors that will determine the actual rate you pay when you […]

The Harvard School of Public Health conducted a 2018 study and found that 40% of Americans are obese. Accordingly, almost half of the U.S. populace will be obese by 2030. Obesity can lead to a variety of chronic diseases including cancer, diabetes and high blood pressure. It is difficult for overweight people to find life insurance. Obesity can lead […]

In 1876, Commonwealth Title invented title insurance. Since then, it has grown to billions in annual sales by approximately 11 title insurance companies and 36 unaffiliated businesses. This coverage is bought to ensure that the property has a clear title as of the date the policy was issued. If liens or other encumbrances later are found […]

The associated costs of driving are increasing as a result. The cost of a vehicle has been increasing every year. It is becoming more expensive to maintain your vehicle properly and efficiently. Gas prices are another thing that I should mention. People are now looking for alternative transportation to get to work, as the cost of running a car […]

Insurers may take advantage of policyholders’ inability to understand their rights, and use this knowledge to engage in improper business practices. These are 10 things that policyholders and auto applicants need to be aware of. 1. Insurers are required to inform applicants if they deny a request. Most states require that companies explain why an application is denied. The […]