Category Archives: Finance Guide

It is possible to save money by cutting important parts of your insurance policies. This is not smart savings because you lose more by exposing your self to unnecessary pains. If you can find a way to pay less and still have adequate coverage, you are saving intelligently. These are smart ways to pay less. 1. A group health […]

Before choosing a dental insurance plan for yourself or your family, take into account their dental history and current needs. Compare annual maximums, deductibles, copays and provider networks until you find one that best meets them all while staying within your budget. Fee-for-service dental plans allow you to select any dentist of your choice and […]

Filing a complaint against your health insurance company can be a daunting task. With the intricacies of the healthcare system, you may find yourself confused and without direction on how to proceed. But with the right information, you can successfully file a complaint and make sure that your rights are being respected by your insurer. […]

Why bother to compare insurance every so often? You probably already have insurance if you’re like most people. When you got a mortgage, your lender likely required that you have a homeowners policy. To comply with state laws, your auto must be insured. You may have already selected life and health insurance. Why should you shop when you already […]

Lenders require full coverage insurance on vehicles that are still being financed as they want to ensure they’re protected, so if you drop any required coverages to save money, lenders may purchase their own policy which often costs significantly more and add it onto the loan balance. Paying Off Your Car When financing a vehicle […]

When making online purchases or shipping items, one of the most important considerations is how it will be sent and whether it will be safe. With so many different delivery services out there, it can be hard to know which one to use and if they offer insurance for any damages that may occur during […]

You are likely familiar with the features of your scooter policy. You should have at least a basic coverage level that covers damage to your scooter and the car of another driver (if you are at fault). Personal injury protection should be included for both you and your passenger. You may need coverage that is more specific in […]

There are various methods for obtaining health insurance. These include private health insurance, job-based coverage, Medicare and Medicaid. Your eligibility may qualify you for a subsidy that helps offset the cost of health insurance premiums based on your annual income. Apply for Medicaid, Children’s Health Plus or NY State of Health any time during the […]

There has been much debate about distraction and the different levels of distraction while driving a car. These range from listening to radios, having arguments with children, to having no awareness of what is happening around you. This debate has been elevated to a new level with the advent of cell phones and driving while […]

In Georgia, a DUI conviction is a serious matter. If you’re convicted of Driving Under the Influence (DUI), there are many consequences that come with the conviction, including increased insurance premiums. But how long does Georgia allow insurance companies to rate a DUI? The answer is not as straightforward as you might think. In this […]