Category Archives: Finance Guide

State Farm Umbrella Insurance is a great way to protect yourself and your assets in case of disasters or accidents. One common question people have is whether or not State Farm Umbrella Insurance covers rental property. The short answer is yes, State Farm Umbrella Insurance does cover rental property. However, there are a few caveats […]

If your vehicle is stolen or totaled, gap insurance may be able to help. The key takeaways When the remaining amount on your car lease or loan exceeds the vehicle’s value at the time, gap insurance will pay. Gap coverage is only worth it if you lease a car, or owe more on your loan […]

Gul life insurance is a type of insurance that was created especially for young adults. It’s designed to help you cover financial costs in case of an unexpected death, such as a car accident, job loss or health problem. Gul life insurance is different than other types of life insurance because it has no conditions […]

A hit and run is when one party in an accident leaves the scene without providing assistance or information to other parties. This can also include failure to report an accident to authorities. According to a AAA Foundation survey, a hit-and-run accident occurs in a car every 43 seconds. This is according to data from National Highway Traffic Safety […]

Have you ever wondered if you can cancel your insurance policy at any time? If so, you’re not alone. Many people don’t realize that they have the right to cancel their insurance policy at any time, provided they give proper notice. In this blog post, we will explore the ins and outs of cancelling your […]

Many households have multiple vehicles because of the presence of two or more adults, or two people who work with a teenager who is a driver. It doesn’t matter what, if you have more than one vehicle you may be eligible for a discount from your insurance company. Multi-vehicle loyalty discounts can be very beneficial for the […]

Most people obtain insurance because of: They must (e.g., for car insurance) according to the law. They fear that an unfortunate event could occur and they might not be able to afford the consequences (such as contents insurance). They fear that their loved ones may not be able to support the cost of life insurance. […]

When purchasing motor trade insurance, your first goal is to lower the premium you pay. Start by presenting your NCD (no claims bonus) or “no claims” certificate. This discount is available to drivers who have never claimed money on their policies. A discount of up to 60% could be available if you have not made one claim in […]

You must have car insurance if you plan to drive your vehicle on Arkansas’s public roads. If you are caught and charged with driving on public roads in Arkansas, you could face severe penalties, including losing your driving privileges for a significant amount of time. Arkansas actually has a computer program that tracks all registered vehicles […]

Car insurance is required in all 50 states if you have a registered car. Car insurance covers your legal and financial liability in the event that you are involved in an accident at fault. The average cost for car insurance in the United States is $565 for minimum coverage and $1674 for full coverage. Car insurance rates can be personalized. […]