Category Archives: Finance Guide

What Is Personal Liability In Homeowners Insurance?

Homeowners insurance can be a lifesaver in the event of an accident or disaster, but many people don’t understand all the details that go into their policy. One key detail is personal liability coverage, which helps protect homeowners from potential legal and financial damage if they are found legally responsible for another person’s injuries or […]

How to Build an Insurance Agency

Beginning an independent insurance agency can be an extremely rewarding venture for those with experience in the insurance sector. This guide will discuss various elements necessary to launch and operate a profitable insurance agency. This includes providing information such as company description, legal business structure (i.e. LLC or corporation), office locations, customer demographics and any […]

Does Renters Insurance Cover Carpet Replacement?

Most renter insurance policies cover personal property, liability and additional living expenses coverage – however it’s important to keep in mind that your landlord’s property may not be included under your policy. Home and condo insurance usually offers coverage against sudden, accidental damage to floors and carpets in case they are affected by perils covered […]

Does Allstate Insure Mobile Homes?

Mobile home insurance provides protection from damage or loss to manufactured homes. Typical coverages include protection for the structure, personal possessions and liability expenses. Certain insurers provide additional endorsements that allow you to personalize your policy. For instance, you could choose replacement cost coverage instead of actual cash value coverage. It offers a variety of […]

Nature’s Fury – Time to Check Your Insurance

Exmouth and Moora, both in Western Australia, don’t share much in common with Sydney. This year, however, there is a unifying bond. We all felt the full force Mother Nature. Flooding in Moora, a Wheatbelt community, caused damage of approximately $10 million to homes and properties. The community suffered millions of dollars more when Cyclone Vance struck […]

Who is Eligible to Enroll in the Johns Hopkins Student Health Insurance Plan?

Insurance Johns Hopkins University requires all students to have comprehensive health insurance. Students are automatically enrolled in the student health benefits plan at the beginning of each academic year. Students can opt out of the school plan if they are covered by a plan similar to the University’s. International students with F1/J1 visa status must purchase the student health benefit […]