Category Archives: Finance Guide

Driving without car insurance in most states is illegal and breaking this rule can result in expensive fines or the suspension or cancellation of your license or registration. Furthermore, you’ll be held accountable for any property damage and medical costs caused by accidents caused by you or your vehicle. At times, individuals need to temporarily […]

Saving money is difficult no matter where you are in your financial life. A good savings plan requires more than a budget and goals. It also requires a disciplined attitude towards keeping your finances in order, working towards reaching goals and avoiding impulse purchases when savings begin to accumulate. Protecting your cash from the unexpected is one […]

Sometimes parents may be shocked at the high cost of young driver’s insurance. They can lower the cost of their child’s car insurance by buying a named driver policy. This method of using the same vehicle less often than their children is legal, provided the parent is registered as the primary driver. MoneySupermaket.com research shows that […]

In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]

Many motor vehicles that were written off by motor insurance companies are slowly making their way back onto the second-hand marketplace every year. It’s all completely legal. Under a voluntary rule of exercises authorized by many organizations, such as motor insurance corporations and salvage and repair firms, write-offs that appear again are classified as Category […]

Your wedding day is an investment and when something goes wrong you could stand to lose out financially. Wedding insurance provides peace of mind so you can sleep easier at night. Your venue has been damaged by an overly inebriated guest, or perhaps they were stolen or lost altogether, while inexplicably your military groom or […]

Car accidents do happen, unfortunately, and the hope is always that nobody will be seriously injured and that damage won’t be too severe. Many people don’t realize what happens if they don’t report a car crash. This is not something you want hanging over you head after an accident. We have the answer for you. Once you […]

If policies, agreements, contracts and other legal documents are not understood or read carefully, it can cause a lot of problems later. Although most people won’t want to read every word of a policy, it is often the key to saving money or incurring additional costs. This is especially true for car insurance policies. Although insurance agreements […]

Vision therapy is an in-office and at-home program used to address vision problems such as amblyopia (lazy eye), crossed eyes (strabismus), double vision, eye teaming and visual processing issues. Children struggling in school, having trouble focusing or reading, or being diagnosed with ADHD/ADD could benefit from Vision Therapy. Adults experiencing headaches, eye strain or “fuzzy” […]

Assigned risk plans offer auto insurance for drivers who are too high-risk to be covered by most insurers. Although they are offered by the state governments, these plans provide coverage through regular carriers but cost more than regular auto insurance. However, not all car owners who have been denied coverage for their vehicle will need assigned […]