Category Archives: Finance Guide

“Your vehicle is a total loss.” These words are often used to cause immediate controversy between the insured and their insurer. In total loss, the main reason for contention between an insured and their insurance company is that most people believe their vehicle is more valuable than it is. Although historically a poor investment, a vehicle is […]

Gastric bypass surgery is a major medical procedure, and it’s one that can offer life-changing benefits to those who opt for it. Those benefits can be physical, mental, and emotional; however, they often come with a hefty price tag. Given the costs associated with gastric bypass surgery, many people are left wondering if their insurance […]

Many states have passed no-fault car insurance laws to compensate injured auto accident victims, providing coverage for medical costs and any losses-related expenses. Some states employ no-fault systems that strip you of your right to sue an at-fault driver for pain and suffering and economic losses, while others provide for some degree of no-fault protections. […]

Your car was just stolen. You had important personal items. Is my auto insurance going to cover my personal items? The simple answer is that auto insurance does not typically cover personal property. This would be true for almost all insurance companies. Auto insurance is not meant to protect personal property, but damage to the vehicle. Your […]

AAA typically provides insurance through affiliate companies with various rates, coverage options and customer experiences. According to The Zebra, AAA auto insurance customers report below-average satisfaction with their policies. Furthermore, AAA uses OnBoard telematics technology which tracks driving habits through a mobile app to offer discounts for safer drivers and reduce premiums accordingly. Car Insurance […]

Flooding is one of the most common and expensive types of property damage. If you live in an area that’s at risk for flooding, it’s important to have the right kind of flood insurance coverage. But how do you know what kind of coverage you need? The answer is in Flood Insurance Rate Maps (FIRMs). […]

It is wise to have both familiar and less-frequently owned insurance types. An insurance plan that is well-thought out can help prevent the unravelling of years of planning. If you don’t pay attention to this critical aspect of prudent planning, years of savings could be lost in a matter of seconds. We are not all able to […]

Los Angeles residents can purchase affordable health insurance coverage on the California state exchange marketplace. Plans offered there must meet certain standards and minimum essential coverage requirements, making shopping for coverage simple and accessible. Individuals without qualifying health insurance will face a penalty when filing their taxes unless they qualify for an exemption. To avoid […]

Are you looking to insure a car in Florida that is registered to someone else? It may seem like a tricky prospect, but it can be done. In this blog post, we will take a look at the ins and outs of insuring a vehicle that you do not own in the Sunshine State. We […]

Health insurance provides financial coverage for medical expenses. There are four main forms: employer or school sponsored plans, individual or private plans bought on the Marketplace, Medicaid and Medicare plans. Short term health insurance provides quick coverage that often starts the day following approval, making it ideal for quickly filling gaps between major medical plans […]