Category Archives: Finance Guide

It is wise to have both familiar and less-frequently owned insurance types. An insurance plan that is well-thought out can help prevent the unravelling of years of planning. If you don’t pay attention to this critical aspect of prudent planning, years of savings could be lost in a matter of seconds. We are not all able to […]

Before choosing a dental insurance plan for yourself or your family, take into account their dental history and current needs. Compare annual maximums, deductibles, copays and provider networks until you find one that best meets them all while staying within your budget. Fee-for-service dental plans allow you to select any dentist of your choice and […]

Are you looking to insure a car in Florida that is registered to someone else? It may seem like a tricky prospect, but it can be done. In this blog post, we will take a look at the ins and outs of insuring a vehicle that you do not own in the Sunshine State. We […]

Lenders require full coverage insurance on vehicles that are still being financed as they want to ensure they’re protected, so if you drop any required coverages to save money, lenders may purchase their own policy which often costs significantly more and add it onto the loan balance. Paying Off Your Car When financing a vehicle […]

Self-employment can be rewarding, but it comes with its own set of challenges. One of the biggest concerns for self-employed individuals is how to pay for health care coverage, as health insurance premiums can be expensive. Fortunately, there are strategies that self-employed individuals can use to lower their tax burden and get some relief when […]

It is possible to save money by cutting important parts of your insurance policies. This is not smart savings because you lose more by exposing your self to unnecessary pains. If you can find a way to pay less and still have adequate coverage, you are saving intelligently. These are smart ways to pay less. 1. A group health […]

There are various methods for obtaining health insurance. These include private health insurance, job-based coverage, Medicare and Medicaid. Your eligibility may qualify you for a subsidy that helps offset the cost of health insurance premiums based on your annual income. Apply for Medicaid, Children’s Health Plus or NY State of Health any time during the […]

Filing a complaint against your health insurance company can be a daunting task. With the intricacies of the healthcare system, you may find yourself confused and without direction on how to proceed. But with the right information, you can successfully file a complaint and make sure that your rights are being respected by your insurer. […]

Why bother to compare insurance every so often? You probably already have insurance if you’re like most people. When you got a mortgage, your lender likely required that you have a homeowners policy. To comply with state laws, your auto must be insured. You may have already selected life and health insurance. Why should you shop when you already […]

Life insurance is an absolute necessity, yet figuring out exactly how much protection is right for you can be difficult. Since 1992, Ramsey Solutions has helped millions of people take back control of their finances. Our aim is to assist individuals in becoming debt free, building savings and wealth while honing leadership skills. How Much […]