2019 saw the following:5,573 car accidentsReports from Boulder County, Colorado. Boulder’s law requires all drivers to have car insurance. An auto policy can help you protect your finances. Boulder’s average car insurance cost is $1,861 annually for full coverage insurance. $545 per annum for minimal coverage insurance.American Family, USAA and State Farm are some of the most […]
Category Archives: Finance Guide
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Life insurance is an absolute necessity, yet figuring out exactly how much protection is right for you can be difficult. Since 1992, Ramsey Solutions has helped millions of people take back control of their finances. Our aim is to assist individuals in becoming debt free, building savings and wealth while honing leadership skills. How Much […]
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What is Guaranteed Issue Life Insurance? Guaranteed issue life insurance, or guaranteed acceptance life insurance, is a type of whole life insurance policy that does not require you to answer health questions, undergo a medical exam, or allow an insurance company to review your medical and prescription records. It may also be called “no-questions life insurance” or even […]
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There are many things to remember if you have been in a car crash, regardless of whether it was head-on, rear-ended or t-boned. Many people get panicked or flustered after a car accident. This can lead to missing important details later on when they have to deal with their insurance company or lawyer. These key points will […]
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Many pet insurers provide free online quotes based on some basic questions, so compare prices across providers with similar deductibles, annual limits and reimbursement levels to find the most cost-effective policy options. Most plans provide coverage for hereditary diseases like heart disease, cruciate ligament issues and hip dysplasia; however, cancer and genetic conditions could become […]
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“Your vehicle is a total loss.” These words are often used to cause immediate controversy between the insured and their insurer. In total loss, the main reason for contention between an insured and their insurance company is that most people believe their vehicle is more valuable than it is. Although historically a poor investment, a vehicle is […]
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Selling insurance is an excellent way to generate passive income. Selling final expense life, Medicare policies or home/auto policies can yield significant commissions in the form of long-term contracts that offer significant potential returns. But this career path may not be for everyone – it requires someone with initiative who is prepared to put in […]
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Your car was just stolen. You had important personal items. Is my auto insurance going to cover my personal items? The simple answer is that auto insurance does not typically cover personal property. This would be true for almost all insurance companies. Auto insurance is not meant to protect personal property, but damage to the vehicle. Your […]
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Gastric bypass surgery is a major medical procedure, and it’s one that can offer life-changing benefits to those who opt for it. Those benefits can be physical, mental, and emotional; however, they often come with a hefty price tag. Given the costs associated with gastric bypass surgery, many people are left wondering if their insurance […]
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Mortgage insurance is an expense many homeowners must shoulder, with payments included as part of your monthly mortgage payment and required for most conventional loans with down payments of less than 20%. PMI does not serve your interests; rather, it protects the lender. But you may still find a loan without PMI requirements. What is […]