Category Archives: Finance Guide

In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]

Florida Governor Rick Scott signed legislation on May 4, 2012 that was intended to reduce fraud in auto accidents, lower auto insurance premiums and lower litigation costs related to the Personal Injury Protection (“PIP”) insurance law. This article will help Florida motorists to understand the new statute. It will also discuss how these changes will affect […]

North Dakota car insurance is required by law. However, it is strongly recommended for financial protection. There were 14,521 accidents and 100 deaths in North Dakota in 2019.According to the North Dakota Department of Transportation, it is approximately $. An additional estimate of the cost isUninsured drivers account for 13% of state driversUninsured drivers can pose a […]

In Georgia, a DUI conviction is a serious matter. If you’re convicted of Driving Under the Influence (DUI), there are many consequences that come with the conviction, including increased insurance premiums. But how long does Georgia allow insurance companies to rate a DUI? The answer is not as straightforward as you might think. In this […]

To lower their car insurance premiums, many people increase their deductibles. You can cut as high as 40% off your premiums by increasing your insurance deductibles. This is only possible if you have enough money to cover your deductible in the event of an at-fault collision. You may not have the money you need to pay your […]

Your wedding day is an investment and when something goes wrong you could stand to lose out financially. Wedding insurance provides peace of mind so you can sleep easier at night. Your venue has been damaged by an overly inebriated guest, or perhaps they were stolen or lost altogether, while inexplicably your military groom or […]

Travel insurance is not affordable if you don’t have the means to pay.It is true? It’s not a good idea to travel without insurance. You’ll hear phrases like “Oh it doesn’t really matter if your bags are lost, just pack light” or “Medical bills for Southeast Asia are quite affordable if you need to get […]

The majority of states in the United States require that all citizens have auto insurance. Your proof of insurance is required as part of vehicle registration. Otherwise, your vehicle will not be registered. It’s also a way to prove financial responsibility for your vehicle. It is important to remember that accidents can happen even to defensive drivers. Auto insurance […]

Health insurance is something that all of us need, but the cost to purchase it can vary greatly depending on where you live. From state to state and city to city, the prices for health insurance can be drastically different. So, what state has the cheapest cost to purchase health insurance? In this blog post, […]

The Role Of Insurance Companies In Capital Markets The insurance industry is an integral part of financial markets. Insurance companies offer a variety of products to help individuals and businesses reduce risk. These products can be classified into two main categories: life and general. Insurance policyholders, as well as other stakeholders, can convert the proceeds from their products […]