Category Archives: Finance Guide

Driving without insurance in North Dakota

North Dakota car insurance is required by law. However, it is strongly recommended for financial protection. There were 14,521 accidents and 100 deaths in North Dakota in 2019.According to the North Dakota Department of Transportation, it is approximately $. An additional estimate of the cost isUninsured drivers account for 13% of state driversUninsured drivers can pose a […]

Insurance Claims Management With New Software Programs

The Role Of Insurance Companies In Capital Markets The insurance industry is an integral part of financial markets. Insurance companies offer a variety of products to help individuals and businesses reduce risk. These products can be classified into two main categories: life and general. Insurance policyholders, as well as other stakeholders, can convert the proceeds from their products […]

How Many Hours Is Full Time For Health Insurance?

In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]

Car Insurance: Consumers’ Rights and Responsibilities

The majority of states in the United States require that all citizens have auto insurance. Your proof of insurance is required as part of vehicle registration. Otherwise, your vehicle will not be registered. It’s also a way to prove financial responsibility for your vehicle. It is important to remember that accidents can happen even to defensive drivers. Auto insurance […]

Identifying a Country Sports Insurance Provider You Should Work With

Clay and game shooting may seem dangerous because they involve firearms. However, these activities are actually quite safe and very few incidents of concern are reported each year. Country sports can be dangerous and you will quickly see the severity of any accidents that could occur. Country sports insurance is designed to cover you against liability in […]