It is possible to save money by cutting important parts of your insurance policies. This is not smart savings because you lose more by exposing your self to unnecessary pains. If you can find a way to pay less and still have adequate coverage, you are saving intelligently. These are smart ways to pay less. 1. A group health […]
Category Archives: Finance Guide
02
Oct
Oct
In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]
02
Oct
Oct
Self-employment can be rewarding, but it comes with its own set of challenges. One of the biggest concerns for self-employed individuals is how to pay for health care coverage, as health insurance premiums can be expensive. Fortunately, there are strategies that self-employed individuals can use to lower their tax burden and get some relief when […]
02
Oct
Oct
Why bother to compare insurance every so often? You probably already have insurance if you’re like most people. When you got a mortgage, your lender likely required that you have a homeowners policy. To comply with state laws, your auto must be insured. You may have already selected life and health insurance. Why should you shop when you already […]
02
Oct
Oct
Your wedding day is an investment and when something goes wrong you could stand to lose out financially. Wedding insurance provides peace of mind so you can sleep easier at night. Your venue has been damaged by an overly inebriated guest, or perhaps they were stolen or lost altogether, while inexplicably your military groom or […]
02
Oct
Oct
Filing a complaint against your health insurance company can be a daunting task. With the intricacies of the healthcare system, you may find yourself confused and without direction on how to proceed. But with the right information, you can successfully file a complaint and make sure that your rights are being respected by your insurer. […]
02
Oct
Oct
You are likely familiar with the features of your scooter policy. You should have at least a basic coverage level that covers damage to your scooter and the car of another driver (if you are at fault). Personal injury protection should be included for both you and your passenger. You may need coverage that is more specific in […]
02
Oct
Oct
Vision therapy is an in-office and at-home program used to address vision problems such as amblyopia (lazy eye), crossed eyes (strabismus), double vision, eye teaming and visual processing issues. Children struggling in school, having trouble focusing or reading, or being diagnosed with ADHD/ADD could benefit from Vision Therapy. Adults experiencing headaches, eye strain or “fuzzy” […]
02
Oct
Oct
There has been much debate about distraction and the different levels of distraction while driving a car. These range from listening to radios, having arguments with children, to having no awareness of what is happening around you. This debate has been elevated to a new level with the advent of cell phones and driving while […]
02
Oct
Oct
When making online purchases or shipping items, one of the most important considerations is how it will be sent and whether it will be safe. With so many different delivery services out there, it can be hard to know which one to use and if they offer insurance for any damages that may occur during […]