Category Archives: Finance Guide

Car insurance for a Tesla Model S

Teslas are reportedly the best-selling electric vehicles in the country, with all Tesla models appearing in the top 10. The Tesla S is the company’s luxury sport model. While Tesla ownership may help you save gas, there are still costs. According to Bankrate’s 2021 study of quoted annual premiums, Tesla Model S car insurance averages $3,802 per year. Tesla Model S […]

How a speeding ticket impacts your insurance in Pennsylvania

Aspeeding ticket in Pennsylvania may seem like no big deal, but speeding is one of the top reasons the state is one of the worst in the country for traffic fatalities. According to Pennsylvania Department of Transportation reports, 415 fatalities from accidents attributed to speeding occurred in the state. This high-risk behavior should not be taken lightly. Besides the dangers […]

Essentials of Backpacker Travel Insurance

Backpacker insurance is an option for those who are vulnerable to financial loss due to unforeseeable circumstances. In the 1600s, insurance companies began to take on risksharing. Modern enhancements have been made to cater to different needs. The idea was born to help merchants who lost a lot of money due to shipwrecks or other maritime incidents. […]

Is Optima Health Insurance Good?

Optima Health Insurance is an established healthcare provider with a commitment to offering affordable and accessible coverage. Their plans provide comprehensive healthcare services as well as prescription drug coverage; furthermore they offer discounts to help customers save on premiums. The company’s Optima Plus plan offers subscribers access to an expansive network of healthcare providers and […]

Do Health Insurance Companies Need Social Security Numbers?

Every year, over two million Americans become victims of medical identity theft. One way to ward off this form of fraud is by safeguarding your health insurance information. As people are cautious to provide their Social Security numbers due to identity theft concerns, some healthcare providers and patients may hesitate to share them. Luckily, legislation […]

How To Become A Preferred Contractor For Insurance Companies

Becoming a trusted contractor for insurance companies can bring your business a steady flow of rewarding projects and establish strong partnerships with top agents – but this comes with stringent rules and lower profits margins. To achieve success as an insurance adjustor, it is necessary to establish relationships with other adjusters as well as join […]

What Insurance Companies Will Backdate Insurance?

Insurance backdating involves falsifying evidence to claim you had coverage prior to its actual policy date, which is considered fraud in many states and criminal offenses in others. People seeking backdated coverage should consult brokers or agents experienced with this process when seeking backdated policies. Insurance brokers can assist individuals in the process of backdating […]