Category Archives: Finance Guide

Low Speed, Low Impact Car Wrecks – Ten Things the Adjuster Will Do After a Car Wreck

In low speed collisions with low impact, drivers and passengers in moving vehicles are frequently injured. A rear-end collision in slow moving traffic is the best example. Soft tissue injuries such as neck injuries can often be difficult to diagnose and require extensive treatment. Independent or company insurance adjusters have difficulty believing that you might have been injured […]

What Happens If I Forgot To Add Baby To Insurance?

Bringing a new baby into the world is an exciting time for any family. From choosing the perfect name to picking out adorable outfits, there’s no shortage of things to keep parents occupied. However, amidst all the excitement and chaos, it’s easy to overlook one important detail: adding your newborn to your health insurance policy. […]

What Is The Purpose Of Insurance For Business?

As a business owner, you pour your heart and soul into building your company. But have you ever thought about the risks that come with running a business? From natural disasters to unexpected lawsuits, there are countless threats that can jeopardize everything you’ve worked so hard for. That’s where insurance comes in. In this blog […]

What Happens If You Miss Open Enrollment For Health Insurance?

Open enrollment for health insurance is a critical period that allows individuals to enroll in or make changes to their healthcare coverage. However, missing this essential window can have significant consequences that may leave you without coverage for an entire year. Whether it’s because of procrastination or unforeseen circumstances, failing to take advantage of open […]

What Happens When An Insurance Policy Is Backdated?

Have you ever heard of the term “backdating” in insurance policies? It may sound harmless, but it can have serious consequences for both policyholders and insurers. Backdating refers to the practice of making a policy effective on an earlier date than when it was actually issued. This could be done intentionally or accidentally, but either […]