Category Archives: Finance Guide

Auto insurance is one of those products that people feel they need, but don’t really understand how it works. And that’s a problem, because auto insurance is one of the most important financial products you will ever buy. In this article, we will discuss a statistical model used in pricing auto insurance and show you […]

It’s no secret that Medicare is a budget-buster. In fact, it’s one of the most expensive programs in the government. And while many people are on it by default, there are a number of other ways to get coverage too. Here we will explore four different methods of getting Medicare coverage without having to take […]

If you’re like most people, you probably don’t think too much about medical insurance. You know, the kind of insurance that helps pay for things like surgeries and hospital stays. But is that really the best way to go? Some people might say no, and they have a point. After all, medical bills are notoriously […]

If you’ve been following the news, you know that another bank has collapsed. This time it’s Deutsche Bank, one of the largest banks in the world. And while this may have you worried about your money, there’s no need to panic just yet. In this blog post, we will explore which bank deposits are insured […]

If you live in an area with severe weather conditions, then you know the importance of having insurance. But what kind of insurance should you get? Umbrella insurance is one type of insurance that is often misunderstood. In this blog post, we will explore who should get umbrella insurance and how it can benefit you. […]

Earthquakes are a very real risk in California, and they can cause a lot of damage. If you’re thinking about getting earthquake insurance, there are a few things you need to know first. In this blog post, we’ll cover everything you need to know about earthquake insurance in California. We’ll talk about what it covers, […]

Landlords have a lot to think about when it comes to their properties and their tenants. In addition to making sure the property is up to code and in good repair, landlords also need to consider their insurance needs. While every landlord’s situation is different, there are some basic types of insurance that all landlords […]

Veterans Affairs (VA) health insurance is an excellent benefit for those who have served our country. However, many veterans are unsure of what their insurance covers and what it doesn’t. In this blog post, we will explore the ins and outs of VA health insurance. We will cover topics such as eligibility, coverage, and costs. […]

No one wants to get injured on the job. But if you do, you’re entitled to workers compensation insurance benefits. These benefits include medical expenses and replaced wages while you’re out of work recovering. In some cases, you may also be eligible for a lump sum settlement. This is paid in addition to your regular […]

For many people, the nonforfeiture option on their life insurance policy is an important part of the coverage. This is because the nonforfeiture option provides protection against the loss of the policy’s death benefit if the policyholder stops paying premiums. There are three main types of nonforfeiture options: cash surrender, paid-up insurance, and extended term […]