Category Archives: Finance Guide

Car accidents do happen, unfortunately, and the hope is always that nobody will be seriously injured and that damage won’t be too severe. Many people don’t realize what happens if they don’t report a car crash. This is not something you want hanging over you head after an accident. We have the answer for you. Once you […]

If policies, agreements, contracts and other legal documents are not understood or read carefully, it can cause a lot of problems later. Although most people won’t want to read every word of a policy, it is often the key to saving money or incurring additional costs. This is especially true for car insurance policies. Although insurance agreements […]

Vehicle rental is one of the largest business ventures in America. A huge number of people rent vehicles for a variety of reasons. People rent cars to drive on road trips, for holidays or business purposes. Most people are not aware of the actual cost of premiums charged by an auto leasing company. Although the firm may offer a […]

For a $250,000 home, the average home insurance premium in Boston, Massachusetts is $1,481. This is equal to the U.S. average of 1,477 and slightly higher than the $1,258 annual average for the whole state. Boston is known for being a city that rents. Only 35% of all housing units owned between 2015 and 2019. For the same period, the […]

People who live on the edge must ensure they have sufficient life insurance to cover the possibility of losing their lives. When granting coverage, the most important factors that underwriters consider are the individual’s profession and hobbies. Premiums may be increased if an applicant poses a greater risk to the carrier. A renewal could result in an applicant […]

In most countries, employees receive health insurance based on salary rather than hours worked; however, in the U.S. there are numerous laws which determine what constitutes full time employment status for benefits purposes. Under the Affordable Care Act (ACA), employers with 50 or more full-time equivalent employees (FTE) must provide health insurance or pay a […]

Assigned risk plans offer auto insurance for drivers who are too high-risk to be covered by most insurers. Although they are offered by the state governments, these plans provide coverage through regular carriers but cost more than regular auto insurance. However, not all car owners who have been denied coverage for their vehicle will need assigned […]

Here are some things you should know about Car Insurance *Car insurance in India is mandatory, not optional. *Accidents cannot be controlled – the common man must be protected from accident risks *Not everyone can afford unexpected accident costs. Car insurance provides protection from large-scale, unexpected expenses. Many misinformations and ambiguities surround the topic of […]

There are many things to remember if you have been in a car crash, regardless of whether it was head-on, rear-ended or t-boned. Many people get panicked or flustered after a car accident. This can lead to missing important details later on when they have to deal with their insurance company or lawyer. These key points will […]

“Your vehicle is a total loss.” These words are often used to cause immediate controversy between the insured and their insurer. In total loss, the main reason for contention between an insured and their insurance company is that most people believe their vehicle is more valuable than it is. Although historically a poor investment, a vehicle is […]