Category Archives: Finance Guide

Insurance policies can be a tricky subject to navigate. With so many different types of policies available, it can be hard to know which one is right for you and your specific needs. To add to the confusion, each policy covers different things and has its own set of exclusions. So, what exactly is covered […]

Motorcycle insurance is not the same as car insurance. A motorcycle and a vehicle are two different things. Two blokes cannot pick up a wrecked car and place it in the back of a van. A car that has been hit by loose gravel is unlikely to cause a front-end washout, leaving you with a bunch […]

Insurance can be a tricky subject to understand, especially when it comes to understanding the different kinds of policies available. One type of insurance you may have heard of is policy number insurance, but what exactly is it? In this article, we’ll take a deep dive into what policy number insurance is, how it works […]

If you’re in need of a physical exam but don’t have health insurance, it can be difficult to know where to turn. Fortunately, there are options available for those in the Tampa, Florida area! In this blog post, we’ll explore the various types of medical facilities that offer physical exams without insurance and provide information […]

Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]

As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]

Mortgage companies frequently include homeowners insurance payments into monthly mortgage payments through an escrow account to reduce risk to themselves by guaranteeing timely property tax and home insurance payments. At closing, insurance and property tax payments, along with private mortgage insurance (PMI), are placed into an escrow account by lenders for payment as they become […]

Guaranty associations are created in each state to protect consumers in the event of insurer insolvency and provide them with support, as well as facilitate assessments from insurers who do business within that state. All approved insurers are legally obliged to participate in at least one state guaranty association regardless of where their cooperate office […]

According to the Centers for Disease Control, accidents (including car accidents) are the fourth leading cause of death in Kentucky. Kentucky is actually third in the United States as one of the most accident-prone countries. Due to the high number of accidents in Kentucky, it is possible for many Kentucky residents to be placed on high-risk driver lists […]

When it comes to insurance policies, it can be confusing to understand all the various terms and phrases that may be thrown at you. One of these phrases is “no fault insurance state”. So what exactly does no fault insurance state mean? In this blog post, we will explore what no fault insurance state means […]