Category Archives: Finance Guide

Graded life insurance is a form of permanent life insurance, which offers policyholders the ability to obtain coverage in cases where they may not qualify for traditional life insurance. Whether due to pre-existing medical conditions or other factors, policyholders may find that they have difficulty getting accepted for a traditional policy. Graded life insurance provides […]

What does it mean to be a loss assessor An insurance claimant’s loss assessor works for them to get the maximum cash settlement. You must have current insurance to be able to use the loss assessor’s services. They work for you and are independent. They work on a “no win, no fee” basis. If they succeed, their […]

Insurance agents are often seen as an important asset in the financial and business sector. After all, their job is to ensure that people’s assets are secure from any potential risks. But how can insurance agents make a lot of money? In this post, we’ll explore some of the options for insurance agents that can […]

Renting a car can be exciting, but it can also be expensive. And if you don’t have the right coverage, you could end up paying more than you bargained for in the event of an accident. So, can you use your insurance for rental cars? The answer is yes – depending on the type of […]

It is your responsibility as a business owner, or risk manager, to ensure a safe workplace. It is important to address all factors that can cause accidents in order to create a safe work environment. A Claims Management System is here to save the day. Organizations that are having difficulty managing claims and associated costs can benefit […]

With so many different insurance policies out there, it can be hard to keep track of what you need and when. One question that’s common among those who drive is if they need an insurance card in order to get a license renewal. The answer isn’t as cut and dry as you might think, so […]

One of the most important decisions you can make when it comes to your financial security is determining how much supplemental life insurance you should get. It’s an important part of any long-term financial plan and can provide peace of mind for those who are looking to protect their loved ones in the event of […]

Retroactive coverage is a concern when you think about insurance coverage for your home inspection business. It is important to be aware that retroactive coverage can expose you if you have a policy with no retroactive coverage. As we talk about retroactive coverage, this article will discuss the following points. 1. What does retroactive refer to in […]

Health insurance is an agreement that covers some or all of your medical costs in exchange for a monthly premium, copays and deductibles. You can find health plans through employers or schools. New York State offers two health insurance programs to its residents based on income: Child Health Plus and Medicaid. Medica is an insurance […]

No matter if you enroll in an Affordable Care Act-compliant plan on the marketplace or shop privately for health coverage, making decisions requires many decisions and choices. Your primary consideration should be how much of an annual and monthly premium you can afford for health coverage. Consider each plan’s deductible, copayments and drug formulary before […]