Category Archives: Finance Guide

Most people are aware that lenders look at your credit history to decide if they will give you credit. Did you know that insurance companies in certain states also take into account your credit history? Your credit history can have an impact on your ability to buy homeowners insurance or auto insurance coverage. It also influences the […]

Credit scores can impact many areas of your life. Your credit score can make certain processes more or less difficult, such as buying a house, opening a credit line, or getting a loan for a car. You may be surprised to learn that your credit score can also impact how much you pay for car insurance. Partly, […]

Going to the doctor is a necessary part of life, but it can be expensive. Especially if you don’t have health insurance or if your insurance doesn’t cover urgent care visits. But what exactly does urgent care cost without insurance? In this blog post, we will explore what you can expect to pay when visiting […]

After the housing crisis of 2008, millions of Americans faced foreclosure on their homes. As a result, many homebuyers are left wondering what their obligations are after their homes have been taken over by the bank. One such obligation is the requirement for force placed insurance (FPI). In this blog post, we’ll explore the basics […]

Although I do not sell car insurance, I am a personal injury lawyer and often see people suffering because they have the wrong coverage. This is often because they bought directly from an insurance company and not an independent broker. My clients who were seriously injured in car accidents are often struck by someone without insurance, […]

Over 1.1 Million licensed drivers are on West Virginia’s roads. More 40% households have two cars. On average, car insurance costs in West Virginia are $458 per year for minimum liability coverage and $1499 annually to cover full coverage. To find the best rates for you, compare quotes from multiple car insurance companies. Your driving record and where you live in […]

Oklahoma has approximately 2.5 million licensed drivers. Although it is cheaper than the average cost of car insurance in America, Oklahoma is still considered the most dangerous state to insure cars because of its many hazards like tornadoes and floods. With so many risks on the roads, it’s crucial that drivers have the right insurance. We compare coverage options and […]

Accidental insurance policies are often taken out by individuals to provide financial security and stability in the event of an unforeseen event such as a car accident or injury. While many people assume that the income from these policies is not taxable, this assumption is incorrect. In this blog post, we’ll explore why the income […]

Having your car totaled can be a harrowing experience. Not only do you have to worry about the cost of the repairs, but also how it will affect your insurance. There are a lot of questions that arise when your car gets totaled, such as what is considered a total loss and how does it […]

Have you ever been in a situation where you needed to borrow someone else’s car? Maybe it was for an emergency, or maybe you just needed to get somewhere and didn’t want to use your own car. Whatever the reason, if you’re going to drive someone else’s car, you need to make sure that your […]