Category Archives: Finance Guide

Children are special… Life insurance is a special case in which children are considered to be unique. According to the new Mortality Tables, children are expected to live for many years (0-100+ year). Their life insurance rates are lower than those of an adult or teen, so they have a lower cost. After a child turns 14, they are […]

Coverage and limits: * Liability: Any insurance policy that protects individuals or businesses from being sued or held legally responsible for malpractice, injury, or negligence. If the insured is found legally responsible, liability insurance policies will cover legal costs as well as any legal payouts. These policies typically do not cover contractual liabilities and intentional damage. * […]

Some types of insurance in Germany are compulsory, such as health and vehicles insurance. However, third-party private liability insurance is the most important type of insurance. It basically means that the third party (insurance agency) will be responsible if you cause any losses due to negligence. Casual carelessness can be defined as any act that causes […]

No one wants to be in a situation where they have to file an auto insurance claim. It’s stressful, and it can often feel like the odds are stacked against you. What happens if the auto insurance company denies your claim? It’s important to know what your rights are when filing a claim and how […]

We are all making significant efforts to save money and spend less in these uncertain times. Realizing that unemployment is possible, we are confronting our fears. According to financial experts, it is ideal that we have enough savings to last six months without being unemployed. However, it’s likely that we don’t have enough money in our savings to […]

The Indian insurance market is thriving with different types of insurance policies. Many public and private companies offer services in the life and health insurance sectors. They also launch new types of insurance products to meet financial needs. LIC was once the dominant Indian insurance company for a long time. Currently, India has 23 life insurance companies with […]

Shopping for automobile insurance can be a daunting task, with so many options available and an abundance of conflicting information. Fortunately, there are certain steps you can take to ensure that you get the best possible coverage at the most affordable rate. In this blog post, we will discuss the various factors you should consider […]

Couples are most concerned about the weather, venue, key people, sickness or injury, as well as the key people and key people. There may be a maximum amount that can be claimed for each section and a deductible. Before you buy wedding insurance, make sure to verify the details. * Venue: Find out if the ceremony or […]

An Insurance company will appoint a Loss Adjuster to evaluate your household claim. The Adjuster will usually visit your home to assess the damage and discuss the circumstances. The Adjuster will then report back to the Insurers. A decision will be made about whether or not your claim is covered, and also the financial payout. Sometimes adjusters […]

You have probably purchased a car, a television, or other large-format flat screen TV with some form of credit, loan, credit card, or finance plan. In the past, you might have been offered an insurance plan that would cover your credit card repayments in case of financial disaster. This is what is known as payment protection insurance, […]