Category Archives: Finance Guide

The best cheap car insurance companies in Birmingham, Alabama are Geico, USAA, Travelers, Allstate and Country Financial, based on Bankrate’s extensive research on the largest insurance carriers in the city by market share.These companies have been analyzed and we found that quality car insurance can often be obtained at a reasonable price. Birmingham residents pay on average […]

If you’re considering taking on the responsibility of providing life insurance for your employees, it’s important to understand the implications of doing so. With Group Term Life Insurance (GTLI), employers can provide multiple benefits to their employees. But one of the more pressing questions employers often have is whether GTLI is deductible on Schedule C. […]

Are you planning a trip and need to know if your Citi credit card offers travel insurance? The answer is yes – Citi cards do offer a variety of travel insurance options that can help protect you during your travels. In this article, we’ll take a look at some of the features and benefits associated […]

The annual average cost ofNorth Carolina car insuranceMinimum coverage is $413, and full coverage is $1,325North Carolina’s average auto insurance rate is slightly lower than the national average. However, you might be able to cut down on your average North Carolina car insurance rate if you are aware of which carriers offer the most competitive […]

ADHD, or Attention Deficit Hyperactivity Disorder, is a mental health condition that affects millions of children and adults across the country. It is characterized by inattention, impulsivity, and hyperactivity. Unfortunately, many people who have ADHD don’t get the treatment they need due to cost concerns. So, if you’re wondering if ADHD is covered by insurance, […]

Gastric bypass surgery is a major medical procedure, and it’s one that can offer life-changing benefits to those who opt for it. Those benefits can be physical, mental, and emotional; however, they often come with a hefty price tag. Given the costs associated with gastric bypass surgery, many people are left wondering if their insurance […]

Cortisone injections may provide an efficient and cost-effective solution to large, painful acne cysts that defy all attempts by drugstore zit creams to shrink them down. This in-office treatment option is relatively cheap and often covered by insurance plans. Cortisone shots contain corticosteroid medication to relieve long-term inflammation, as well as an anesthetic agent for […]

State law mandates car insurance in many states; however, some drivers still choose not to purchase it and even if they do have coverage, their limits may not cover all the expenses resulting from an accident. Uninsured and underinsured motorist coverage comes to the rescue here, covering your injury expenses as well as damages to […]

Food loss should generally be covered under homeowners insurance, though your policy may require you to pay a deductible first. Be certain that any claim you file meets this threshold before filing one. Food spoilage may be covered in your standard home insurance policy if a power outage was directly caused by damage to your […]

Homeowners insurance typically covers personal belongings stolen from a garage, depending on the specific policy details and coverage options. Some policies reimburse stolen items based on their actual cash value (ACV), while others may offer replacement costs as compensation. In addition, if your garage isn’t attached to your house, other structures coverage should provide any […]